Service For Life Newsletter-La Paz update August 2014

Insider Tips for Healthy, Wealthy and Happy Living – View in browser

Omni Services S.A. de C.V. Gordon Herpst’s…

Service For Life! ®

Inside This Issue…
  • 10 Worst Places For Germs In Your Kitchen…
  • How To Avoid Hiring The Wrong Financial Adviser…
  • Fun Facts and Laughs: 3 Great Outdoors Websites, Throw A Party On A Budget, And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: How Do You Select A Good Home Contractor?…
If you’re not already a subscriber to my free e–newsletter email me to sign–up
0ca02f2 Gordon Herpst
Omni Services S.A. de C.V.
Alvaro Obregon 460-C
La Paz, B.C.S., 23000, Mexico
Phone: 52(612)123-4888
Email: omnilapaz@gmail.com,buildgreenmx@gmail.com
 

August 2014

Dear Subscriber,
Did you know your refrigerator collects the most germs in your kitchen? It isn’t the first place you think of when it comes to germs because it’s cold, but a new study says that’s where five of the top ten germiest places are hanging out. In today’s Service For Life!® Free consumer newsletter I’ll share how to clean these areas of your kitchen without using toxic chemicals.

A sad note:  Due to the low response rate and no referrals recently, I am discontinuing my Service For Life newsletter with this issue.

You’ll also learn how to choose the right financial adviser for your needs, tips to throw a great party without overspending – plus fun facts, a trivia challenge, and lots more.

Gordon Herpst
Omni Services S.A. de C.V.

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?
They may be people wanting to move away for retirement or to buy or build a vacation home in Mexico.  For Help contact me at omnilapaz@gmail.com or buildgreenmx@gmail.com

Today’s Brain Teaser . . .

Can you guess what words match these definitions?
The number of letters for the first word is given, and the second word is the first word with an extra letter added (example: band & brand)…
A simple machine for lifting & ingenious or quick witted (first word is 5 letters).
(see answer below)

10 Worst Places For Germs In Your Kitchen

Get ready to cringe because a recent study by NSF International, the most respected health and safety research organization, discovered the top ten germiest places in your kitchen.* What’s shocking is five of these are in your refrigerator next to the food you put in your mouth!
What kind of germs? Salmonella, E. coli, yeast and mold were found in moist and dark areas of your fridge – literally setting up their own breeding ground. They’re not even stopped by the cold temperature inside! Here’s exactly where to clean in your refrigerator:

  • Water dispenser: Check the manual, but most manufacturers recommend disconnecting the water supply and using vinegar to flush the system once a year. Let the vinegar sit in the line for 10 minutes, then reconnect and turn the dispenser on to flush the vinegar out.
  • Door seal: Wipe this area clear of sneaky germs monthly using a damp soapy cloth and then wiping dry.
  • Icemaker: Disconnect monthly, remove if possible, wash with warm soapy water, and then dry.
  • Meat containers and veggie containers: Every month, mark your calendar and clean these germ-harboring trays with warm soapy water. To minimize odors, baking soda can be added to the sink while you’re washing them. Dry with a clean towel and replace.

* The other germy areas include: your blender seal, knife block, can openers, rubber spatulas, and any food storage containers with a rubber seal. Vinegar is a safe and all-natural sanitizer for these and other items around the kitchen.

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ROONEYISMS

I’ve learned…. That the less time I have to work with,  the more things I get done.

4 Checks Before You Hire A Financial Adviser

When it comes to money advice, who do you trust? When looking for a financial adviser it’s important to partner with a trustworthy and compatible person. Here’s how to do the extensive background research before you make a decision:

  1. Opt for a “fee-only” or hourly financial adviser. You want someone focused on your investments, not a commission each time they advise you to buy or sell stock. Find fee-only advisers listed on: www.napfa.org,www.fpanet.org, and www.cfp.net.
  2. Check for this credential. Just like any profession, there are a slew of certifications, but every financial adviser should have their Certified Financial Planner (CFP) designation at a minimum. This means they’ve passed a 10 hour financial planning exam, have 3 years of full time experience, and have had a comprehensive background check.
  3. Verify their background. You can find more information about a financial adviser’s background, like membership associations, professional designations, and the types of services they provide at www.brightscope.com. Also, www.sec.gov (select Investment Adviser Search) and www.finra.org(look for a tool called BrokerCheck) allow you to view a financial adviser’s record and any complaints listed against them.
  4. Assess their personality. Do they make you feel uncomfortable, talk over you, or make you feel stupid? If so, it’s probably not a good fit. Go with someone who you can speak freely with and who can explain investments clearly.
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We Have Several Good Properties Available In The La Paz Area

Would you like an income producing duplex in a good location?  Or a home with a view of the bay and city lights?  All this and more at good prices.. Come on down and have a look.

Fun Facts and Laughs

Websites To Enjoy The Great Outdoors . . .
www.garden.org – This site provides a wealth of gardening information, including regional zone reports for the U.S. and Canada, and a Q&A library. Find advice from the experts, and determine the zone you live in so you always know what types of plants will grow best.
www.discovertheforest.org – Plan your outdoor activities like camping, biking, or hiking in national forests and parks all over the country.
www.diynetwork.com/outdoors – Line up your favorite DIY projects with how-to guides for fountains, planters, storage benches, and much more around the house.
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How To Throw A Blow-Out Bash On A Budget . . .
Does planning a party on a budget kill your party excitement? Bring back the fun using these thrifty party planning tips:

  • FRIENDS – Digital invites are free, customizable, and instant. Great digital invite services such as Celebrations.comEvite.com, or Punchbowl.comoften include planning help and ideas. If you don’t have someone’s email address, print a few digital invites and give them out in-person.
  • FOOD – One-dish meals like pastas or casseroles are easy and inexpensive. A potluck is always a good solution for variety of both food and beverages. Also, choose a signature party drink that fits your theme and only buy the ingredients for that one drink.
  • FUN – Make your own playlist instead of hiring a DJ. Use your party theme to pick songs, then plug your music player into an external speaker and let it run all night. Use pretty desserts like cakes as centerpieces, or design your own table decor with inexpensive but fresh flowers from the grocery store.

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Quotes To Live By . . .

I attribute my success to this: I never gave or took any excuse. – Florence Nightingale

The power of imagination makes us infinite. – John Muir

Try to be like the turtle – at ease in your own shell. – Bill Copeland
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Have A Laugh . . .

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Here’s A Free, Valuable Resource…

Now You Can Search The Home Market, Get Helpful Community Information, AND Receive Important Resources For Saving Time And Money When Buying Or Selling At http://osmx.com  Plus access to search our local MLS

Trivia Challenge for the Month…

 Last month’s Trivia Question?
What is the longest running animated series on U.S. television? 

a) The Flintstones   b) South Park   c) The Simpsons   d) Scooby-Doo

The answer is c) The Simpsons. The series started on Dec. 17, 1989. In December 1999, Time magazine named it the 20th century’s best television series. So, let’s move on to this month’s trivia question.

Who was the original bassist for the Beatles, sometimes called the “fifth Beatle”?

a) Keith Richards b) Ringo Starr c) Pete Best d) Stu Sutcliffe

Brain Teaser Answer:

The words are:   lever & clever

Thanks For Thinking of Me!
Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Real Estate Corner Q & A . . .

Q.  How do I select the right contractor for work at my home?
A. Hiring a bad contractor to work on your home could cost you thousands, so here’s a handy checklist to make sure someone is the best person for the job:

  • Get a written estimate of the exact charges for labor and materials.
  • Verify with the State License Board that they are a licensed and insured contractor. On www.contractors-license.org you can find a link to the licensing board and search by the contractor’s name.
  • Ask if they carry workers compensation insurance, in case anyone gets hurt on your property.
  • Ask the contractor for their building material suppliers and verify their account is up to date to see if they are financially responsible.
  • Ask for and check their list of references. Ask their references a few clarifying questions, such as: “Would you hire them again?,” “Were you satisfied with the quality of work performed?” and “Did they clean up each day?”
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THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…
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Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.
Copyright (c) 2014 by Forte Communications, Inc.

 


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Omni Services S.A. de C.V. RFC:OSE950629351 Alvaro Obregon 460-C RFC: OSE950629351 La Paz, Baja California Sur 23000 MX

SERVICE FOR LIFE NEWSLETTER-LA-PAZ UPDATE JULY 2014

Insider Tips for Healthy, Wealthy and Happy Living – View in browser


Omni Services S.A. de C.V. Gordon Herpst’s…

Service For Life! ®

Inside This Issue…

 Can A Sugar Detox Prevent A Heart Attack?…
Slow Internet? Speed It Up With 4 Quick & Easy Tips..
Fun Facts and Laughs: Free Internet Radio Websites, Sleep Positions To Feel Better, And More…
T
ivia Challenge:
Real Estate Corner Q&A: What Factors Affect The Value Of My Home When I Sell It?…

If you’re not already a subscriber to my free e–newsletter email me to sign–up

 Gordon2 Omni Services S.A. de C.V.
Gordon Herpst
Alvaro Obregon 460-C
La Paz, baja california sur,
23000, Mexico Phone: 52(612)123-4888
Email: omnilapaz@gmail.com,buildgreenmx@gmail.com
 

July 2014

Dear Subscriber,

If you want to feel better and reduce the risk of heart problems, you might consider cleansing your body of sugar. In this month’s Service For Life!® Free consumer newsletter I’ll share exactly how to do a cleanse based on a highly rated book written by two doctors called “The Sugar Detox.”

You’ll also learn four quick ways to speed up your Internet, how important your sleep position is if you’re a snorer or have heartburn, and the names of three free Internet radio websites – plus fun facts, a trivia challenge, and lots more.

 Gordon Herpst

Omni Services S.A. de C.V.
REALTOR®

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?

They may be people you meet who are looking to retire and buy a vacation or retirement home this summer. I can help them find their DREAM home here in the La Paz area.  Or I can help them build their GREEN home on a view lot.  Contact me at omnilapaz@gmail.com

Today’s Brain Teaser . . .

Four fingers and a thumb, yet flesh and blood I have none.
What am I?

(see answer below)

Can A “Sugar Detox”
Prevent A Heart Attack?

One of the greatest threats to your health is sugar. According to the World Health Organization, an arm of the United Nations, the average adult should have no more than 6 teaspoons of sugar a day. That’s about 25 grams of sugar, or what’s in a typical can of soda. But the latest surveys show the average person eats about 18 teaspoons (75 grams) of sugar every day.

Even if you stay away from sweets like cookies, cakes, and doughnuts, there are “hidden” sugars in processed food that you’d never know. For example, sugar is often added to frozen pizza, soup, and even mayonnaise.

The concern is more than just preventing weight gain. A Harvard Nurses’ Health Study found that people who eat more than the recommended amount of sugar nearly doubled their risk of heart disease. They also tend to look older because sugar triggers body chemicals that accelerate aging of your skin.

If you want to reduce the risk of heart problems, lose weight, feel better, and even look younger, here is some shocking news: You need to go off sugar completely. Not forever, just a temporary “detox” to cleanse your body so it doesn’t have cravings that make you eat more sugar. That’s the advice from two doctors who wrote the highly rated book “The Sugar Detox” that has a two-part plan…

STEP #1: Go off sugar completely – for 3 days

The first goal is to reset your body’s ability to even taste natural sugars that are in foods like apples. Consult your doctor before changing your diet, especially if you have hypoglycemia or diabetes. But if you don’t have a blood sugar problem, cut out the following for three whole days: foods or drinks with added sugar (read the label on everything)… starches (pasta, bread, crackers, cereal, potatoes, and rice)… fruit (except a lemon or lime to flavor water or cooking)… dairy (milk, cream, yogurt, and cheese)… and also cut out artificial sweeteners and alcohol.

Here’s what you should eat: protein (lean red meat, chicken, fish, tofu, and eggs)… vegetables (such as broccoli, lettuce, asparagus but not starchy veggies like corn, beets, or squash)… nuts (peanuts, walnuts, almonds, and cashews)… and lots of water. During this time you may feel tired and might even get a headache as sugar exits your body kicking and screaming.

STEP #2: Reintroduce certain foods into your diet – over 4 weeks

Week 1: Continue to eat healthy foods and not anything with added sugar, but also eat up to an apple a day… up to one serving of dairy per day (8 oz milk, 1 oz cheese, 5 oz plain yogurt, or 1/2 cup cottage cheese)… one serving of whole grain crackers per day… and you can also drink wine if you like.

Week 2: Add back more natural sugars by increasing fruit and dairy in your diet. In addition to an apple each day, have a half cup of berries, and two servings of dairy each day. You’ll start to notice how sweet fruit is, and you can also add a small sweet potato each day.

Weeks 3 and 4: Start eating grains again, but make sure they’re “whole grains” and not carbohydrates like white pasta, white bread, and white rice that have fiber stripped off and are easily converted to sugar by your body.

You should now have more energy and feel better too! And if you still have a sweet tooth, the book says 1 oz of dark chocolate daily is fine.

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Thinking Of Buying A Home Soon?

If you’re planning to buy a home in the next 6 months, you’ll want to contact me to help you save time and money when buying your home in the La Paz area. Email me at omnilapaz@gmail.com

4 Quick & Easy Ways To
Speed Up Your Internet

Your Internet speed can vary depending on service providers and types of connection you have, but if your downloads and searches are slow, try these easy tips to improve your connection speed:

  1. Update your Internet browser. Your current browser can be so obsolete it may slow your connection. Update your browser version or try one that’s faster such as Mozilla Firefox at www.firefox.com, or Google Chrome at: www.google.com/chrome.

 

  1. Clear your Internet browser history. Too much data in your history can slow things down. On most browsers, look under Tools and “Clear Recent History.”

 

  1. Optimize your cache. Your cache (pronounced cash) stores temporary files on your system. These are files like images and videos that make a webpage load faster. But too many of these files can slow your entire Internet performance. Limit your cache to 512 MB or 2% of your total network hard disk size, whichever is smaller. Once your cache is at the limit, it will start to eliminate old files, freeing up your network resources. You can also clear your cache at any time. Each browser has different steps, so search for “clear cache Firefox” or “clear cache Chrome.”

 

  1. Check your connection speed. If your computer is still slow, perform a free check of the Internet speed at www.speedtest.net. Then compare the result to the speed listed on your Internet plan. If the speed is slower than what you’re paying for, call your Internet service provider to have them check your connection. They may suggest replacing your modem or wireless router to boost the speed.
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ROONEYISMS

I’ve  learned…. That  everyone wants to live on top of the mountain, but all the  happiness and growth occurs while you’re climbing it. 

Fun Facts and Laughs

Free Internet Radio Websites . . .

www.pandora.com – Listen to the music you love. Type in a song or artist and it creates a “station” just for you.

www.spotify.com – Select from thousands of songs and play them on demand. It connects to Facebook so your friends can see what you’re listening to.

www.iheart.com – Access more than 1,500 live radio stations from every genre. Download their app for Apple and Android devices.

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Sleep Positions To Feel Better . . .

If you’re a snorer, sleep on one side or the other. If you sleep flat on your back, your throat narrows, causing those dreadful noises. Good to know if you have a condition called sleep apnea.

If you have heartburn, sleep on your left side. This makes it harder for stomach acid to leak into your esophagus. Also, consider raising the upper part of your body by using a wedge pillow or putting blocks under the head of your bed.

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Great Organizing Tool . . .

Need to organize volunteers for an event or project? Check out www.signupgenius.com. It confirms who is available and sends reminders.

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CHECK OUT THE PROPERTIES AVAILABLE IN THE LA PAZ AREA ON OUR LOCAL MLS SYSTEM

Maybe you’re just curious. Or maybe you want to know how much homes are listed for.  Either way, I can help..Go to my web site at http://osmx.com and click on the BAJA MLS tab or use the search box on the home page.  If you have questions contact me at omnilapaz@gmail.com

Trivia Challenge for the Month…

 Last month’s Trivia Question?
Model and television personality Tyra Banks is allergic to which of the following:

a) Chocolate   b) Dogs   c) Cats   d) All of these

The answer is b) Dogs. So, let’s move on to this month’s trivia question.

What is the longest running animated series on U.S. television?
a) The Flintstones
b) South Park
c) The Simpsons
d) Scooby-Doo

 

 

Brain Teaser Answer:

A glove

Thanks For Thinking of Me!

Did you know I can help you or any of your friends or family save time and money when buying or selling a home in Mexico? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Real Estate Corner Q & A . . .

Q.  What factors affect the value of my home when I sell it?

A. If you’re thinking about putting your home on the market, here are some of the most important factors affecting its value:

Comparable homes in the area that sold in the past 30-90 days. If some of the recent sales were short sales or foreclosures, it may affect the value of your home. Also, the more homes currently available for sale, the lower the value your home may have.

 

  • Your location. Access to highways or public transportation, the quality of your school district, and too few (or too many) commercial or residential developments can have an effect on a home’s value.

 

  • Major home systems. If your water heater, electrical, or heating and air-conditioning systems aren’t working properly it can have a significant affect on the price a buyer pays for your home.

 We still have some great properties available in the La Paz area.  Come on down and have a look.

Do you have a real estate question you want answered? Feel free to  email me at omnilapaz@gmail.com. Perhaps I’ll feature it in my next issue!

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THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…
You received this email because you requested it, are on the mailing list as omnilapaz@gmail.com, or a friend forwarded it to you.

Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.

Copyright (c) 2014 by Forte Communications, Inc.

 


Click to view this email in a browser

If you would like to stop receiving helpful tips on Healthy, Wealthy, and Happy Living from me, you may reply with “Remove Me” in the subject line or simply click on the following link: Remove Me


Omni Services S.A. de C.V.
Alvaro Obregon 460-C
La Paz, Baja California Sur 23000
MX

 

SERVICE FOR LIFE NEWSLETTER-LA PAZ UPDATE JUNE 2014

Click to view this email in a browser  If you would like to stop receiving helpful tips on Healthy, Wealthy, and Happy Living from me, you may reply with “Remove Me” in the subject line or simply click on the following link: Remove Me

 View in browser
Omni Services S.A. de C.V. Gordon Herpst’s…

Service For Life! ®

Insider Tips for Healthy, Wealthy and Happy Living –

Inside This Issue…
  • Never Use Your Debit Card In These Places…
  • How To Easily Defuse An Angry Person…
  • Fun Facts and Laughs: 3 Popular Diet Myths, Yummy Secret Recipes, And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: What Landscaping Will Attract Buyers To My Home?..
If you’re not already a subscriber to my free e–newsletter email me to sign–up
0ca02f2 Omni Services S.A. de C.V.
Gordon Herpst
Alvaro Obregon 460-C La Paz, B.C.S., 23000 Mexico
Phone: 52(612)123-4888 Email: omnilapaz@gmail.com,buildgreenmx@gmail.com
June 2014

Dear Subscriber,

If you use your debit card for online purchases or when you pay-at-the-pump to buy gas, you’re putting your bank account at risk. You can learn where else you shouldn’t use your debit card and ways to protect yourself in this month’s Service For Life!®Free consumer newsletter. You’ll also learn how to easily defuse an angry person, some quick tips for saving money on a cruise – plus fun facts, a trivia challenge, and lots more.

 

Gordon Herpst
Omni Services S.A. de C.V.

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide? They may be people who are retiring  this summer and want to buy a retirement or vacation home in Mexico. Help them out in a big way by giving them my email address and I can help them save time and money on their DREAM Home purchase.  email:  omnilapaz@gmail.com

Today’s Brain Teaser . . .

Eskimos are very good hunters, but they never hunt penguins. Why not?   (see answer below)

3 Places To Never Use Your Debit Card

Debit cards help keep your spending in check because you can only spend as much as you have in your account, but they can also be risky to use. Here are three places where you shouldn’t use your debit card:

  • Online purchases. Your debit card number can be stolen at many points, and you may not know you’ve been hacked for weeks.
  • At pay-at-the-pump gas stations and ATM machines not operated by a bank. These terminals are vulnerable to being outfitted with illegal “skimming” devices that can capture your information.
  • On big-ticket items. Most credit cards offer extended warranties on merchandise if there’s something wrong after the manufacturer’s normal warranty period.

Credit cards can still be lost or stolen, but they have two main advantages over debit cards: First, credit cards have an extra layer of defense because the money isn’t taken directly out of your bank account. If someone steals your debit card, you may not be able to pay bills, which also can affect your credit score. But fraudulent charges on a credit card can be disputed before the money is taken out of your bank account. Second, under federal law, your losses from unauthorized charges on your credit card are limited to $50, without a time limit on reporting the problem. Many credit card issuers will waive the charge if you ask. If your debit card is missing and you call your bank within two business days, your losses from fraudulent charges are limited to $50. However, if you wait to tell your bank about a lost or stolen debit card, you could be responsible for up to $500. What’s more, if you don’t report the fraudulent withdrawal on your statement within 60 days, you’re liable for an unlimited amount. If you’d rather use a debit card, you should always review your bank statements and ask about your bank’s fraud liability protection program. Some banks (such as Bank of America) offer additional protection, including adding your photo to your debit card to prevent others from using it.

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Rooneyisms

I’ve learned….. That when your newly  born grandchild holds your little finger in his little fist,  that you’re hooked for life.

How To Easily Defuse An Angry Person

Have you ever been in a heated argument with a friend, coworker, or your spouse and didn’t know what to do? Use the following steps to resolve the conflict and end on a positive note: STEP 1: Make a conscious decision not to react. Instead of fighting back, be prepared to listen and understand their perspective. Don’t feed into their anger. They may want a fight. When they shout, stay silent. When they get closer, back away. When they speak fast, just listen, and speak calmly. Never point fingers, both literally and figuratively. Don’t get into a “what is right and what is wrong” match with them. Don’t make your goal to educate them on what you see is the right way to do things. STEP 2: Listen for the underlying issue. It may not be about you at all, but something you said or did triggered their emotions. Try not to take their words personally and try to understand what they’re really trying to communicate. STEP 3: Identify a reasonable solution. If you did do something wrong (such as taking credit for this person’s idea in a meeting), acknowledge your mistake and say what you’ll do to amend the situation (make it clear who should get the credit for the idea in the next meeting). If you weren’t at fault, suggest a reasonable solution that acknowledges you heard what they were telling you, and move on. Demonstrating respect for the other person is the key toward defusing a person’s rage quickly.

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 Consumer Help Is Just A Click Away!

Get valuable help for saving thousands and avoiding costly mistakes when buying, building or selling  a home in Mexico.  Email me at omnilapaz@gmail.com or buildgreenmx@gmail.com

Fun Facts and Laughs

3 Popular Diet Myths . . . You may be depriving your body of the energy and nutrients you need because you believe these diet myths: Myth #1: Cut back on the meat in your sandwiches. The problem isn’t the protein – it’s the carbs. Try eating one slice of bread (or no bread) and adding vegetables to the meat to cut carbs and calories. Myth #2: The less fat you eat the better. Your body needs fats, but eat them in the form of nuts, seeds, and fish. Limit or avoid saturated and trans fats found in butter, high-fat dairy, and processed foods. Myth #3: To lose weight, just cut calories. The best way to lose weight is to cut calories while still eating the same amount of nutritious food and increasing physical activity. Eat foods that fill you up with fiber and protein instead of calories. For example, substitute higher-calorie ingredients (such as noodles) with lower-calorie fruits and vegetables
(like a cup of broccoli).

  Save On Your Next Cruise . . . Cruises are a great way to see the world on a budget, and here are a few tips to save you even more money:

  • Limit shore excursions offered by the cruise line. Booking excursions directly can save you 20% or more. Research ports of call in advance for sightseeing and “non touristy” shopping.
  • Don’t sign up for onboard internet. Use an internet cafe at a port of call that is either free or only charges you for the few minutes you spend online. Besides, it’s a vacation, isn’t it?
  • Check your medical coverage before you go. If you’re not covered for medical care overseas, consider buying travel insurance to avoid a large emergency medical bill.
  • Consider buying beverage packages. Go to www.fodors.com and search “cruise ship drink packages are they worth it.” Some cruise lines let you bring your own water or soft drinks onboard.

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Yummy Secret Recipes . . .  Do you want to make a “Bloomin’ Onion” from Outback Steakhouse or a barbecue chicken pizza inspired by California Pizza Kitchen? Restaurants won’t share their recipes but you can find delicious imitations at www.foodnetwork.com. Search for “secret restaurant recipes.”
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Have A Laugh . . . 

Did you hear about the senior citizen driving on the highway? His wife called him on his cell phone and in a worried voice said, “Herman, be careful! I just heard on the radio that there is a madman driving the wrong way on Route 280!” Herman replied, “I know, but there isn’t just one, there are hundreds!”
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Still  some great buys available in great locations .

The summer season is here and the weather is getting warmer, the snow birds are returning to the North.  Now is a good time to take your summer vacation and enjoy La Paz while you look for your retirement or vacation home.  We have some great properties available.  So come on down.


Trivia Challenge for the Month…

Last month’s Trivia Question?  Leonardo da Vinci envisioned many ideas before the technology to build them existed. Which of the following did he not “invent”? 

a) helicopter   b) parachute   c) printing press   d) scuba gear
The answer is c) printing press. Johannes Gutenberg is credited with inventing the movable-type printing press in 1450. So, let’s move on to this month’s trivia question. Model and television personality Tyra Banks is allergic to which of the following:

a) Chocolate b) Dogs c) Cats d) All of these


Brain Teaser Answer:

Eskimos live at the North Pole, penguins live at the South Pole.


Thanks For Thinking of Me!
Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.


Real Estate Corner Q & A . . .

Q.  What landscaping will attract buyers to my home?
A. Here are some ideas to get more offers on your property.

  • Consider a low-maintenance landscaping concept. Having little or no natural grass and rock gardens is perfect for busy professionals and retirees looking at your home. Also, consider using native plants because they are colorful, require little fertilizer, and need no additional water or special attention.
  • Keep your foundation plants pruned. Make sure plants are low enough against the windows and railings. This keeps a well- maintained appearance and makes your home look more secure.
  • If you are short on time, hire a professional. A professional landscaper can rid your yard of weeds and dead spots. This ensures a healthy-looking yard.

Do you have a question you want answered related to real estate or home ownership in Mexico? Feel free to email me by at omnilapaz@gmail.com  Perhaps I’ll feature your question in my next issue!

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THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…
Share this issue with family and friends --- Forward To A Friend
You received this email because you requested it, are on the mailing list as {EMAIL_ADDRESS}, or a friend forwarded it to you. Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.
Copyright (c) 2014 by Forte Communications, Inc.

 


Click to view this email in a browser  If you would like to stop receiving helpful tips on Healthy, Wealthy, and Happy Living from me, you may reply with “Remove Me” in the subject line or simply click on the following link: Remove Me

Omni Services S.A. de C.V. RFC:OSE950629351 Alvaro Obregon 460-C RFC: OSE950629351 La Paz, Baja California Sur 23000 MX

Service For Life Newsletter-La Paz Update May 2014

Insider Tips for Healthy, Wealthy and Happy Living – View in browser
Omni Services S.A. de C.V. Gordon Herpst’s…
Service For Life! ®

Inside This Issue…
  • Save Money With These Last-Minute Travel Deals…
  • 5 Shockingly Salty Foods…
  • Fun Facts and Laughs: Websites To Bring Photos To Life, 4 Odd Uses For Coffee Grounds, And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: What’s The Purpose Of A Home Inspection?…
 
If you’re not already a subscriber to my free e–newsletter email me to sign–up
0ca02f2 Omni Services S.A. de C.V.
Gordon Herpst
Alvaro Obregon 460-C
La Paz, B.C.S., 23000,
Mexico 

Phone: 52(612)123-4888
Email: omnilapaz@gmail.com,buildgreenmx@gmail.com
 
May 2014Dear Subscriber,

If you’re thinking about taking a vacation in the next few months but haven’t booked your hotel or airfare yet, you may be shocked at the expensive prices. That’s why I’d like to pass on the best resources to get last-minute deals and slash your travel costs in this month’s Service For Life!® Free consumer newsletter.
Check out my online travel agency, personalizedtravelagency.com

You’ll also learn about five foods that are adding unhealthy amounts of salt to your diet, three websites to bring your photos to life – plus fun facts, a trivia challenge, and lots more.

Omni Services S.A. de C.V.
Gordon Herpst

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide about buying property in Mexico?

They may be people getting ready to retire or that want to buy a vacation home.   I can help them save time and money on building their GREEN DREAM home in Mexico,.  email me at omnilapaz@gmail.com

Today’s Brain Teaser . . .

I have streets but no pavement,
I have cities but no buildings,
I have forests but no trees,
I have rivers yet no water.
What am I?

(see answer below)

Save $$$ With These Last-Minute Travel DealsHotels, cruise ships, and airlines need to stay at maximum capacity to run efficiently so they frequently offer rock-bottom prices at the last-minute to get rooms and seats filled. Try these resources for savings:

    • Grab last-minute package deals. Package options combine airfare, hotel, and car reservations. These websites have package deals organized by interest or destination: www.expedia.com, www.lastminute.com, and www.groupon.com.Check out my online travel agency at http://personalizedtravelagency.com for matching fares.
    • Check social media sites. Airlines and hotels post last-minute deals on their Twitter feeds, such as @JetBlueCheeps, @VirginAmerica and @AllegiantAir. Also, you can “like” the following Facebook pages for last-minute deals and travel tips: Facebook.com/Flightz and Facebook.com/LastMinuteTravel.
    • Go where the deals take you. Plan where you go based on who has the best deal. Websites for cruises leaving within 90 days are www.vacationstogo.com or www.lastminutecruises.com. You may get as much as 60 percent off. If you want a beach vacation but can’t afford Hawaii, keep Florida, Mexico, or California in mind.
    • Get the best airfare. If you’re flexible and can act fast, go to www.farecompare.com and click on “Deals.” You also can sign up for “Airfare Alerts” and track fares to your favorite cities. Another excellent fare comparison site is www.kayak.com.
  • Find a hotel for tonight. Use the mobile app Hotel Tonight (iTunes store or Google Play) to find a great deal. It’s good for 55 U.S. cities, six in Canada, plus cities in Europe and Mexico.
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Thinking Of Buying Your Retirement Or Vacation Home Soon?Let me help you find or build your GREEN DREAM HOME in Mexico.  We can save you time and money in your search and purchase of your new home or lot to build on in the La Paz area.  E-mail your needs to me  at omnilapaz@gmail.com  or buildgreenmx@gmail.com
5 Shockingly Salty Foods…You do need some sodium from salt to function, but each person consumes an average of 3,400 milligrams a day, compared to the recommended limit of 2,300 mg (1,500 for those with heart disease risk). Excess sodium causes high blood pressure, which can lead to heart failure.How do you halt the salt? Cut back on the primary source of salt in your diet: pre-packaged, processed, and restaurant food. Read labels and menus and watch your intake of these five shockingly salty foods:

    • Bagels. One plain bagel can contain 460 mg of sodium (19 percent of what you should get daily). That’s without the cream cheese (100 mg for two tbsp). Try Ezekiel low sodium whole grain bread.
    • Bottled salad dressing. It’s convenient but you’ll get up to 300 mg of sodium per two tablespoons. Plus, sugar-free and fat-free versions often contain more sodium to boost flavor. Control the amount of sodium by making simple dressings at home with olive oil and herbs like rosemary, thyme, and oregano.
    • “Reduced-sodium” foods. This term means that a food has only 25 percent less sodium than the original product. You’re better off looking for a label that says “low sodium” (140 mg or less per serving) or “very low sodium (35 mg or less).
    • Fast-food salads. Fast food is loaded with sodium (a Quarter-Pounder with cheese: 1190 mg), but a salad may not be much better. A MacDonald’s Bacon Ranch Salad with Grilled Chicken contains 1000 mg. Best bet: Use the salad bar but go easy on the dressing.
  • Chicken breasts. Raw chicken is often injected with a high-sodium flavoring solution. Look for the words “non-enhanced” on the label or make sure you buy an organic product.
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Rooneyisms 

I’ve learned….. That a smile is an inexpensive way to  improve your looks.

Fun Facts and Laughs

Websites To Bring Photos To Life . . .

www.animoto.com – Turn your photos into a video with music and effects.

www.kizoa.com – Lets you make a video, slide show, or collage to share with your friends.

www.capzles.com – Tell your story through a time “capzle” and post on social media.

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4 Odd But Helpful Uses For Coffee Grounds . . .

Cleaning abrasive. Use them to cut grease and baked-on foods.

Air freshener. A jar of grounds absorbs odors from your car or refrigerator.

Secret food ingredient. They make a great tenderizing rub on meat.

Skin exfoliator. Combine them with olive oil and your favorite oil essence to make an affordable facial.

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Quotes To Live By . . .

If opportunity doesn’t knock, build a door.
–Milton Berle

The most beautiful things in the world cannot be seen or even touched – they must be felt with the heart.
–Helen Keller

It’s not whether you get knocked down, it’s whether you get up.
–Vince Lombardi

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Have A Laugh . . .

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Here’s A Free, Valuable Resource…

Now You Can Search The Home Market, Get Helpful  Information, for Saving Time And Money When Buying Or Selling At http://osmx.com  Click on the MLS link to search for your dream home in Mexico.

Trivia Challenge for the Month…

 Last month’s Trivia Question?

Which weekly television series on NBC was the first to air completely in color in 1959?

a) Dennis The Menace   b) The Twilight Zone
c) Hawaiian Eye   d) Bonanza

The answer is d) Bonanza. The western, which ran from 1959–1973, was also known for its famous theme song. So, let’s move on to this month’s trivia question.

Leonardo Da Vinci envisioned many ideas before the technology to build them existed. Which of the following did he NOT “invent”?

a) helicopter
b) parachute
c) printing press
d) scuba gear

Brain Teaser Answer:

A map!
Thanks For Thinking of Me!Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Real Estate Corner Q & A . . .

Q.  What’s the purpose of a home inspection?
A. A home inspection is performed after the buyer and seller have entered into a written contract. It’s a review of the home’s condition, including the heating system, attic, foundation, and a mold review. The point is to identify any area of the home that needs replacement or repair. You’ll use the report to set the final price of your purchase.You may choose to buy the house and make the repairs, or you may walk away from the property if the costs would be too high for your budget and the sellers refuse to lower the price or make the repairs. You can get your earnest money back provided your contract has a “sale contingent on inspection” clause.

You’ll also need to get an appraisal, which serves to assess a value to the property. You need to know that the property you’ve selected will appraise at or above the amount you’ve contracted to pay for it.

Do you have a question you want answered related to real estate or home ownership in Mexico? Feel free to email me at omnilapaz@gmail.com  or  buildgreenmx@gmail.com  Perhaps I’ll feature your question in my next issue!

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THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…
Share this issue with family and friends --- Forward To A Friend
You received this email because you requested it, are on the mailing list as {EMAIL_ADDRESS}, or a friend forwarded it to you.Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.
Copyright (c) 2014 by Forte Communications, Inc.

 


 

Service For Life Newsletter-La Paz Update April 2014

Insider Tips for Healthy, Wealthy and Happy Living – View in browser
Omni Services S.A. de C.V. Gordon Herpst’s…
Service For Life! ®

Inside This Issue…

 Avoid The ‘One-Ring’ Cell Phone Scam…

  • Think Twice Before You Make These Home Renovations…
  • Fun Facts and Laughs: Legal Information Websites, Trendy Social Media, And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: What Mistakes Should I Avoid When Selling My Home?…
If you’re not already a subscriber to my free e–newsletter email me to sign–up
photo Omni Services S.A. de C.V. 
Alvaro Obregon 460-C
La Paz, B.C.S., 23000,
Mexico
Phone: 52(612)123-4888
Email: omnilapaz@gmail.com,buildgreenmx@gmail.com
April 2014

Dear Subscriber,

There are lots of scams out there but there’s one in particular that’s been catching people off guard lately. If you miss a cell phone call and automatically call the number back to see who called, it may cost you a big fee on your next bill. You can learn more about the “one-ring” scam (and it may be more than one ring) and how to avoid it in this month’s Service For Life!® Free consumer newsletter.

A couple tid bits from La Paz.  Carnaval is over for this year and the Grey Whales with their babys are starting their trip back up to the Alaska area for the summer.

You’ll also learn some do’s and don’ts to think about if you’re planning a home renovation, what social media teens are now using instead of Facebook – plus fun facts, a trivia challenge, and lots more.

 Gordon Herpst

Omni Services S.A. de C.V.

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?

They may be people getting ready to retire soon and looking to buy their retirement or second home.  You’ll be helping them save time and money by avoiding costly mistakes when buying their DREAM home in sunny Mexico.  email me at omnilapaz@gmail.com

Today’s Brain Teaser . . .

You may enter, but you can’t come in,
I have space, but no room,
I have keys, but open no lock.
What am I?

(see answer below)


Avoid The ‘One-Ring’ Scam

When you miss a cell phone call, do you automatically call the number back to see who called? If you don’t recognize the number or it’s “unknown,” it may be a big mistake. If the phone rings once (or sometimes more than once) and you return the call, you may be charged a $19.95 international fee plus $9 a minute for the duration of the call on your next cell phone bill. Here’s how to avoid being a victim:

    • Look at the area code. These calls are primarily coming from Antigua and Barbuda (268), the British Virgin Islands (284), the Dominican Republic (809), Grenada (473), Jamaica (876) and Turks & Caicos Islands (649). If you call back, you’ll be asked to “hold for the operator,” incurring more charges.
    • Search the number online to see if there are scam reports.But when in doubt, don’t call back.
    • If you do return the call, notify your cell phone carrier immediately. Tell them you’ve been a scam victim, give them the details, request a refund, and ask if you can restrict “third-party billing” on your account. Verizon, for example, offers a free service called “Bill Block,” but you need to ask for it. Get it for both your cell phone and landline.
    • Monitor your phone bills. These costs may show up as “premium services.” You should also check your mobile phone carrier’s policy on refunds for fraudulent charges. Some carriers may have a 60-day period for refund requests.
  • File a complaint with the Federal Trade Commission. Go towww.ftc.gov/complaint and click on the FTC Complaint Assistant icon. While the FTC can’t resolve individual complaints, they use the information to crack down on scammers.
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Save Thousands When Buying A Home!Did you know there’s a free e-book to help people avoid costly mistakes when buying a home? It’s called “Margarita mind” and it’s great even if you’re not planning to buy soon in Mexico. To request your copy, enter your request here.  If you have a problem  email me at omnilapaz@gmail.com

Learn how it is SAFE to own a home, live, work and play in Mexico.

 

Name:

Email:

 

Think Twice Before RenovatingIf you’re planning a home renovation, do it for your own enjoyment. But if you might move in a few years, know that some projects won’t generate the return you hoped for. Here are some do’s and don’ts.

Do consider these upgrades: 

    • Replace your kitchen countertops with stone or granite(check material cost calculators at www.homewyse.com). Paint your cabinets and add new handles.
    • Modernize the bathrooms. A total renovation can cost thousands, but just replacing the vanity in one bathroom with a granite top and dark-wood cabinets will make a huge difference. For example, you can find one at Costco for about $600.
  • Make your home more energy efficient. Buy energy-efficient appliances, insulate your attic, seal air leaks around the house, and install a programmable thermostat. While these upgrades may not be obvious, they will save you money and buyers will appreciate them.  Also consider instaling a solar hot water system. Saves a lot long term on gas or electricity.

Enjoy these, but you may not get a return on your investment:

    • Installing a pool. A pool is entertaining, but it can be a liability when you sell. Buyers worry about safety and maintenance.
    • Creating a dedicated home office. It’s appropriate if you work at home and use it everyday, but if you just use it to pay bills, make sure the room can also be used as a den or spare bedroom.
  • Over-renovating for your neighborhood. If you spend $25,000+ on a new kitchen, you may price yourself out of the local market when it comes time to sell.
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Great Locations And Prices Available In The
La Paz AreaMaybe you’re just curious. Or maybe you want to know how much a vacation or retirement home costs in the La Paz area or Baja California Sur in general?. Either way, I can help…with no “sales pitches” or run-arounds. Check out our local and state wide MLS to search your wants and needs.  Go to my seb site osmx.com and click on the MLS link or email me at omnilapaz@gmail.com
Fun Facts and Laughs
Legal Information Websites . . .

• www.nolo.com – Get answers to your business and legal questions.

• www.allLaw.com – Access legal articles, estate planning apps, legal forms and legal calculators.

• www.findLaw.com – Find a lawyer or watch videos on legal topics.

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What’s Popular With Teens Besides Facebook? 

Teens aren’t using Facebook as much as they used to (probably because so many adults use it). These free mobile apps (for iPhone and Android devices) are what’s popular now:

• SnapChat – Send “snaps” (photos, videos and captions) that self-destruct a few seconds after they’ve been viewed.

• Vine – Create 6-second videos to share with friends. (Owned by Twitter)

• Instagram – Take a picture or video, add a filter to make it look cool, and post it instantly for others to see. (Owned by Facebook)

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Create A Family Health History Online . . .

Your family health history can help your doctor take better care of you. Use the tool at: familyhistory.hhs.gov and share the results with your family members.

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Have A Laugh . . .

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ROONEYISMS

I’ve learned…. That one should keep his words both soft  and tender, because tomorrow he may have to eat them.  

Trivia Challenge for the Month…

 

Last month’s Trivia Question?

Who holds the record for the most consecutive victories on the PGA Tour? 

a) Jack Nicklaus   b) Tiger Woods
c) Byron Nelson   d) Arnold Palmer

The answer is c) Byron Nelson. He had 11 consecutive wins in 1945! Following him is Tiger Woods with 7 consecutive wins in 2006-2007. So, let’s move on to this month’s trivia question.

Which weekly television series on NBC was the first to air completely in color in 1959?

a) Dennis The Menace
b) The Twilight Zone
c) Hawaiian Eye
d) Bonanza

Brain Teaser Answer:

A computer keyboard!

RETIRING SOON?  Come on down to La Paz for a look around.

One of the best places to retire and we can help you build your
money saving green home with solar hot water, LED lighting and
a PV solar electric system if desired.  A great place to live!
SEE YOU SOON!

Real Estate Corner Q & A . . .

Q.  What big mistakes should I avoid when selling my home?
A.  There are plenty of mistakes you can make when you sell your home but most can easily be avoided. Here are three important ones:

  • Pricing Your Home Incorrectly. You need to set the right price when you put it on the market. If you start high, you may keep buyers and other real estate agents away. If you lower your price in increments, it may be too late, as the home may already be viewed as “overpriced.”
  • Failing To Stage Your Property. You don’t get a second chance to make a first impression! Look at your home from a buyer’s point of view: clean it up, clear the clutter and get it in model-home shape.
  • Selecting The Wrong Agent. You need to hire a REALTOR® who understands your goals and will meet your needs.

Don’t forget to download your free e-book Margarita Mind.

Do you have a question you want answered related to real estate or home ownership in Mexico? Feel free to email me at omnilapaz@gmail.com   Perhaps I’ll feature your question in my next issue!

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THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…
Share this issue with family and friends --- Forward To A Friend
You received this email because you requested it, are on the mailing list as {EMAIL_ADDRESS}, or a friend forwarded it to you.

Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.

Copyright (c) 2014 by Forte Communications, Inc.

 


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If you would like to stop receiving helpful tips on Healthy, Wealthy, and Happy Living from me, you may reply with “Remove Me” in the subject line or simply click on the following link: Remove Me


Omni Services S.A. de C.V.
Alvaro Obregon 460-C
La Paz, Baja California Sur 23000
MX

Gordon2

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Omni Services S.A. de C.V. Gordon Herpst’s…

Service For Life! ®

Insider Tips for Healthy, Wealthy and Happy Living

Inside This Issue…

 7 Major Financial Mistakes & How To Avoid Them.
Save Money On These Simple Home Repairs
Fun Facts and Laughs:
What To Do If Your E-mail Is Hacked
Great Travel-Planning Websites, And More
Trivia Challenge:
Real Estate Corner Q&A: My Home Didn’t Sell The First Time. What Should
I Do Now To Get It Sold?..

  •  

 

If you’re not already a subscriber to my free e–newsletter email me to sign–up

 Gordon2  Gordon Herpst
Omni Services S.A. de C.V.
Alvaro Obregon 460-C
La Paz,B.C.S., 2300
Mexico
Phone: 52(612)123-4888
Email: omnilapaz@gmail.com,buildgreenmx@gmail.com

personalizedtravelagency.com

March 2014

Dear Subscriber

All it takes is one emergency to disrupt your short-term financial goals such as taking a vacation this year or even long-term plans for when you can retire. That’s why I want to share how to avoid seven major financial mistakes in this month’s Service For Life!® Free consumer newsletter.

You’ll also learn three do-it-yourself home repairs that will save you money, fast fixes if your e-mail is hacked, and great travel websites to plan your next trip – plus fun facts, a trivia challenge, and lots more.

 Gordon Herpst

Omni Services S.A. de C.V.

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?

They may be people wanting to retire this year, and you can tell them about my service here in La Paz.

 

Today’s Brain Teaser . . .

People are hired to get rid of me.
I’m often hiding under your bed.
In time, I’ll always return you see.
Bite me and you’re surely dead.
What am I?

(see answer below)

7 Major Financial Mistakes & How To Avoid Them

Watch out for these seven mistakes that could cost you big time:

  1. Not having an emergency fund. Keep at least three months’ worth of your expenses in an account so you’re not using credit cards to pay for unexpected events, such as a job loss or medical expense.

 

  1. Not having a budget. Take your income minus your fixed expenses, and the difference is what you can spend each month. Track your spending using tools like www.mint.com.

 

  1. Not saving for retirement. Be sure to take advantage of your employer’s retirement savings plan, and open your own retirement savings account.

 

  1. Not paying bills on time. Late payments affect your credit score. Sign up for a free service such as www.manilla.com, which lets you organize your bills in one place and sends you bill pay reminders.

 

  1. Not planning for your children’s education. Consider investing in a 529 education savings plan or look at a program such as www.Upromise.com, which lets you save money for college by purchasing from major online retailers. Also, research scholarship opportunities for your student at www.fastweb.com.

 

  1. Not monitoring your credit history. Get a free credit report every year from the three credit reporting companies by going to www.annualcreditreport.com. Check it for accuracy to ensure you’re not a victim of ID theft or fraud.

 

  1. Not paying down credit card debt before everything else. If your credit card interest is 20% and your mortgage interest is 5%, pay off the credit card debt to avoid paying more in interest over the long term. To learn how long it will take to pay off your credit card, use the www.bankrate.com under “credit card”.
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Learn How To Maximize The
Value Of Your Home!

Did you know that you can increase the value and salability of your home by painting, refurbishing your landscaping, throwing out all the trash and general clean up.  Gives the house much better curb appeal.

Save $$$ On Home Repairs

Sometimes you can just do-it-yourself. Here are three simple home repairs almost anyone can do:

Caulking. Save energy costs by using caulk to seal air and water leaks. Use 100% silicone caulk (available at a hardware store), because it’s waterproof and shrink-resistant. Remove old caulk with a razor blade, outline the area with masking tape, and use a caulk gun to apply new caulk. Smooth it with your finger and remove the tape.

Cleaning grout. If you’re tired of scrubbing, buy a grout color restorer at Home Depot or Lowes. Stone Care International’s Grout Ink, for example, comes in white, earth tone, or gray for about $8 a tube. Clean the surface, apply a coat and let dry. Do a second coat.

Fixing squeaky doors. Shut the door and pull out the center pin from one hinge. Clean the pin with a scrubbing pad and coat it with petroleum jelly. Put the pin back in and open and close the door a few times. Repeat with other hinges if necessary.

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ROONEYISMS

I’ve  learned…. That when  you harbor bitterness, happiness will dock elsewhere.  

Fun Facts and Laughs

Great Travel-Planning Websites . . .

www.tripit.com – Create a detailed itinerary of car rentals, restaurants & hotels, and even keep up with the weather.

www.lonelyplanet.com – Follow the discussions of those who have just come back from your travel destinations.

www.plnnr.com – Create free automatic travel itineraries for major cities in the U.S. and Europe.

http://personalizedtravelagency.com
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What To Do If Your E-mail Is Hacked . . .

If your friends and family say they got a spam message from you, your email may have been hacked. Try these fixes:

Change your e-mail account password. Use phrases, upper/lower case letters, numbers, and symbols. Don’t use your birthday!

E-mail your contacts immediately. Tell them your account was hacked and they shouldn’t open your e-mails containing suspicious links or requests for money.

Check your security levels. Firewalls usually block hackers. Do an anti-virus update and run a scan on your system.

Don’t click on anything in suspicious e-mails. That’s probably how your e-mail got hacked in the first place.

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Remember These Classic Candies? . . .

• Bit-O-Honey — Honey-flavored taffy guaranteed to remove your fillings.

• Bubble-gum cigars & cigarettes — Yes, they sold these to kids!

• Little Wax Bottles filled with a sugary liquid — you can still find them out there!

• Clark’s Teaberry Gum — It even had its own song called The Teaberry Shuffle.

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GREAT PROPERTIES AVAILABLE 
IN THE LA PAZ AREA

Check our  local MLS to search for your lot, dream home or condo on my web site.  Go to http://osmx.com and click on the Baja MLS link

 

Trivia Challenge for the Month…

Last month’s Trivia Question? 
What was the highest grossing movie of the 1990s?

a) Titanic   b) The Lion King   c) Jurassic Park   d) Men In Black

The answer is a) Titanic, which had $658 million in ticket sales. So, let’s move on to this month’s trivia question.

Who holds the record for the most consecutive victories on the PGA Tour?
a) Jack Nicklaus
b) Tiger Woods
c) Byron Nelson
d) Arnold Palmer

 

 

Brain Teaser Answer:

Dust

Thanks For Thinking of Me!

Did you know I can help you or any of your friends or family save time and money when buying or selling a home  in the La Paz area? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Real Estate Corner Q & A . . .

Q.  I just took my home off the market because it didn’t sell. What can I do now to try to sell it again?

 

A.  The biggest things to consider are the home’s price and its condition.

You may have set the price too high, keeping buyers and real estate agents away. If you lowered your price in increments, it may have been too late since it was already viewed as an “overpriced” home. Also, look at your home’s condition from a buyer’s perspective. Is there more you can do to make it stand out from other homes for sale?

It may be time to hire not just a REALTOR®, but a Home Marketing Expert. This is an agent who understands your needs and can use their expertise to re-evaluate the price plus share easy ways to make your home appear more attractive to buyers.

Do you have a question you want answered related to real estate or home ownership in Mexico? Feel free to email me at omnilapaz@gmail.com Perhaps I’ll feature your question in my next issue!

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THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…
You received this email because you requested it, are on the mailing list, or a friend forwarded it to you.

Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.

Copyright (c) 2014 by Forte Communications, Inc.

 


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Omni Services S.A. de C.V.
Alvaro Obregon 460-C
La Paz, Baja California Sur 23000
MX

http://www.osmx.com/2589/

SERVICE FOR LIFE NEWSLETTER-LA PAZ UPDATE FEB 2014

Click to view this email in a browser

Omni Services S.A. de C.V. Gordon Herpst’s…

Service For Life! ®

Insider Tips for Healthy, Wealthy and Happy Living
Inside This Issue…
  • Can You Tell If That Review Is Real Or Fake?…
  • 3 Reasons Why You Should Eat This Type of Chocolate…
  • Fun Facts and Laughs: Using Credit Cards Overseas, Websites For Car Sellers & Buyers, And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: What Should I Do To Find The Right Home At The Right Price?…
If you’re not already a subscriber to my free e–newsletter email me to sign–up
0ca02f2 Omni Services S.A. de C.V. 
Alvaro Obregon 460-C
La Paz, B.C.S., 23000, Mexico
Phone: 52(612)123-4888
Email: omnilapaz@gmail.com, buildgreenmx@gmail.com
Web Site: http://osmx.com
February 2014

Dear Subscriber,

Reading online customer reviews is an excellent way to decide if you want to buy a product or service. But are they always real? You can learn how to tell whether a review is real or fake in this month’sService For Life!® Free consumer newsletter.

You’ll also learn why you should eat dark chocolate (yum!), what you should know about credit cards if you’re traveling internationally, and three great web sites for car sellers and buyers – plus fun facts, a trivia challenge, and lots more.

Come on down to La Paz for Carnaval, February 27 to
March 4th.  It’s a little warmer here too.

You can fly into Cabo and either rent a car and drive up
to La Paz or in terminal 1 at the airport you can  take
the Ecobaja tours 7 passenger bus to La Paz.

Check out  my online travel agency at http://personalizedtravelagency.com

Gordon Herpst
Omni Services S.A. de C.V.

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?

They may be people wanting to buy a vacation or retirement home in Mexico in the next 6 months, and you can tell them about my services.  E-mail me by clicking here at omnilapaz@gmail.com, or buildgreenmx@gmail.com

Today’s Brain Teaser . . .

I am not alive but I grow. I don’t have lungs, but I need air.
I don’t have a mouth, and water kills me. What am I?

(see answer below)

Is That Review Real Or Fake?

You probably look at customer reviews before you buy almost anything online. But you also know that some of the reviews may have been written by paid reviewers, company employees, competitors or people who just have too much time on their hands. These signs will help you spot the real from the fake.

Signs the review may be fake:

  • It sounds like an ad. The reviewer repeats the company name, model number and features (from the product description). For example, “You won’t believe your
  • The reviewer is anonymous. That’s a red flag. If you can, look for reviewer profiles so you can see what else they have reviewed and generally how positive or negative they may be.
  • The review is completely one sided – either positive or negative. Is anything absolutely perfect?

Signs you should look for:

  • The reviewer actually purchased the item. He or she may post pictures from a hotel you are considering. On Amazon, look for a review marked “Amazon Verified Purchase.” Also, reviews labeled “Amazon Vine” are from trusted reviewers who gave their opinions in exchange for free products.
  • The product or service has many reviews. Check for even more reviews on other sites by searching the product name followed by “reviews.” Get as many opinions as you can.
  • The reviews have pluses and minuses. For example, “This TV is great for gaming and watching sports and the size is perfect. I’m happy with the purchase but the audio quality could be better.”
  • The reviews show a consistent theme. If several reviewers mention the same problem (e.g. the sheets fade after repeated washings), you might do more shopping.
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Rooneyisms

I’ve learned…. That opportunities are never lost;  someone will take the ones you miss.

Why You Should Eat Chocolate

You may have heard (or hoped) that chocolate is good for you. It’s true, if you eat the right kind. Studies show that eating small amounts (7 ounces a week) of high-quality dark chocolate has health benefits. But it has to contain at least 70% cacao and be low in sugar and fat. Here are the 3 biggest benefits of eating dark chocolate:

    • It lowers your risk of heart disease.
      How?: Research indicates eating dark chocolate helps lower blood pressure. But it doesn’t work if you’re eating other things that are not healthy.
      Why?: Dark chocolate contains flavonoids. These plant chemicals have antioxidant and anti-inflammatory effects. Foods rich in flavonoids have been associated with a reduced risk of heart disease.
    • It helps reduce the negative effects of stress.
      How?: Scientists have found dark chocolate to reduce anxiety (probably why you crave it when you’re stressed!). It can also help you feel happier.
      Why?: Dark chocolate raises endorphin levels in the brain, which give you an euphoric feeling. It also triggers serotonin, which is a neurotransmitter (signal to the brain) known to be an anti-depressant.
  • It may lower your Body Mass Index (BMI).
    How?: Eating dark chocolate can help your body naturally regulate your weight.
    Why?: BMI is a number calculated from a person’s weight and height that is an indicator of body fat. Dr. David Katz of Yale University says research suggests that antioxidants might play a role in reducing inflammation, and dark chocolate in particular might help balance the hormones that facilitate weight control.
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Here’s A Free, Valuable Resource…

Now You Can Search The Home Market, Get Helpful Community Information, AND Receive Important Resources For Saving Time And Money When Buying Or Selling At http://osmx.com

Fun Facts and Laughs

Tips For Using Credit Cards Overseas . . .

If you’re traveling internationally, you’ll want to use credit cards for hotels, meals and large purchases, and debit cards for cash. Besides telling your bank that you’re about to take a trip so they don’t freeze your account for those purchases you make in Italy, here are two more important tips:

Avoid “Foreign-Transaction” Fees. Call your card’s customer service department to see if your card has this fee, which may be up to 3 percent of each purchase. If it does, get a card that waives the fee, including Capital One and Chase Sapphire Preferred cards. Also, ask your credit card company if you’ll be charged an ATM withdrawal fee. If your bank has a partnership with banks in other countries, you shouldn’t be charged for an in-network transaction.

Consider getting a card with a “chip.” Most U.S. cards use a magnetic strip for transferring information. Cards in Europe, Asia, and elsewhere use a microchip embedded in the card (called EMV or “chip and PIN” technology). You should get by with your card with proper identification, but you’ll have problems at automated kiosks (e.g. gas stations) that only accept “chipped” cards.

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Websites For Car Sellers & Buyers . . .

• www.kbb.com – Find out how much your car is worth on this Kelley Blue Book site.

• www.carfax.com – Use it to get vehicle history reports if you’re buying a used car.

• www.edmunds.com – This car-shopping site provides car reviews, photos, videos, research, and buying tools to help you pick your next car.

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Quotes To Live By . . .

If your actions inspire others to dream more, learn more, do more, and become more, you are a leader.
–John Quincy Adams

Be a yardstick of quality. Some people aren’t used to an environment where excellence is expected.
–Steve Jobs

If you lose the power to laugh, you lose the power to think.
–Clarence Darrow

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Have A Laugh . . .

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REMINDERS!!

We can help you purchase your DREAM home in La Paz Mexico.  Or if you prefer to build we can help you find your lot.  For Green construction (Which I reccomend because of our abundance of sunshine,)  We can help you with ICF construction materials, Solar hot water systems, PV electric systems, CFL and LED lighting etc.  Solar pool pumps and pool heaters are a great way to help reduce your utility bills.  Contact me at omnilapaz@gmail.com  or buildgreenmx@gmail.com

Trivia Challenge for the Month…

Last month’s Trivia Question? 

Which of these contenders did the Oxford Dictionaries choose as the Word Of The Year for 2013? 

a) Binge-watch   b) Selfie   c) Bitcoin   d) Twerk

The answer is b) Selfie. It’s an informal photograph you take of yourself, typically with a smartphone or webcam, and upload to a social media website. So, let’s move on to this month’s trivia question.

What was the highest grossing movie of the 1990s?

a) Titanic
b) The Lion King
c) Jurassic Park
d) Men In Black

Brain Teaser Answer:

Fire

Coming to La Paz, Cabo San Lucas or???

Check out my  online travel agency.  Book your trips 24/7 or contact the agency with your requests.  http:// personalizedtravelagency.com  email at personalizedtravelagency@gmail.com  

Real Estate Corner Q & A . . .

Q.  What should I do to find the right home at the right price?
A.  A tip that will help you get the home you want is to be financially prepared before you start house hunting. Here are two key points:

    • Find a motivated lender. Ask your REALTOR® (choose one who is an experienced Home Buyer Representative) to refer one or two reputable lenders to you. Study up on basic terms so you’ll be able to choose the loan that will be the best deal for your situation.
  • Get pre-APPROVED, not just pre-QUALIFIED for a loan.You’ll have more power to negotiate because the sellers know you can close on the transaction.

We have many attractively priced properties available in the La Paz area.  Come on down and have a look!

Do you have a question you want answered related to real estate or home ownership in Mexico? Feel free to email me at  omnilapaz@gmail.com  Perhaps I’ll feature your question in my next issue!

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THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…
Share this issue with family and friends --- Forward To A Friend
You received this email because you requested it, are on the mailing list as {EMAIL_ADDRESS}, or a friend forwarded it to you.

Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.

Copyright (c) 2014 by Forte Communications, Inc.

 

 

Click to view this email in a browser

If you would like to stop receiving helpful tips on Healthy, Wealthy, and Happy Living from me, you may reply with “Remove Me” in the subject line or simply click on the following link: Remove Me


Omni Services S.A. de C.V.
Alvaro Obregon 460-C
La Paz, Baja California Sur 23000
MX

Service For Life Newsletter-La Paz Update Jan. 2014

Click to view this email in a browser
Omni Services S.A. de C.V. Gordon Herpst’s…
Service For Life! ®
Insider Tips for Healthy, Wealthy and Happy Living

Inside This Issue…

  • Is It A Cold Or The Flu, And What Should You Do?…
  • How To Turn Unused Gift Cards Into Cash…
  • Fun Facts and Laughs: Take The Perfect Nap, Best Time To Drink Coffee, And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: How Can I Net More Money Selling My Own Home?
If you’re not already a subscriber to my free e–newsletter email me to sign–up
Gordon2 Omni Services S.A. de C.V.
Gordon Herpst 

Alvaro Obregon 460-C
La Paz B.C.S., 23000, Mexico
Phone: 52(612)123-4888
Email: omnilapaz@gmail.com,buildgreenmx@gmail.com Web Site: http://osmx.com
January 2014Dear Subscriber
Have you heard the old adage to ‘starve a cold and feed a fever’ (or is it the other way around?). In this month’s Service For Life!® Free consumer newsletter I’ll give you symptoms to know if you have the cold or the flu, and what you should (and shouldn’t do) do if you get either one.You’ll also learn how to turn unused gift cards into cash, the best time to drink coffee, and three helpful apps for first aid – plus fun facts, a trivia challenge, and lots more.

Lots of Posadas (Christmas parties) this year.  The city put up beautiful Christmas decorations on the Malecon street lights.  Also they created an illuminated Christmas Village on the Malecon near Marina Palmira.  Lots of traffic and Christmas shoppers. (No snow or ice to contend with)
Most of the government offices will be closed from about the 20th of December to around the middle of January for Christmas vacations.

  Gordon Herpst
Omni Services S.A. de C.V.
 

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?
They may be people looking to buy a retirement or vacation home and you can tell them about my services for buying selling or building their home in La Paz, Baja California Sur, Mexico.  A great place to live  and a low cost of living.   Email me at omnilapaz@gmail.com

Today’s Brain Teaser . . .

If nine-thousand nine-hundred and nine dollars is written as $9,909, how should twelve-thousand twelve-hundred and twelve dollars be written?
(see answer below)


Is It A Cold Or The Flu?

You feel lousy. Does it matter whether it’s a cold or the flu? Yes. It’s important because the influenza virus can have very serious complications, such as pneumonia, and can be deadly. While both colds and the flu are caused by viruses that produce some of the same symptoms (sore throat, headache, nasal congestion), there are some definitive symptoms you should look for.

Ask yourself these questions:

Do I have nasal congestion, a stuffy nose or frequent sneezing?
Do I have a runny nose with thick discharge?
Do I have a moist cough?

If your symptoms are from the “neck up” and come on gradually, it’s probably a cold, caused by the rhinovirus or more than 200 other viruses.

Do I have a high-grade fever (102 degrees or above)?
Do I have chills, extreme fatigue, muscle aches, and pains?
Do I have difficulty breathing or shortness of breath?

If your symptoms come on suddenly and your body feels weak and tired, it may be the flu.
What You Should (And Shouldn’t) Do…
If you have a cold:

  • Rest and drink water, juice, broth or warm lemon water with honey to loosen congestion and prevent dehydration. Avoid alcohol, coffee and caffeinated sodas, which are dehydrating.
  • Eat chicken soup. Even the Mayo Clinic says it might help by acting as an anti-inflammatory and speeding up the movement of mucus.
  • Gargle with salt water (1/4 to 1/2 teaspoon salt dissolved in an 8-ounce glass of warm water) to temporarily relieve a sore throat.
  • Try an over-the-counter medication to ease your symptoms, but read the labels to make sure you don’t overdose on acetaminophen (Tylenol).
  • Don’t take antibiotics (they attack bacteria, not viruses). If your symptoms don’t improve after a week, however, you may have a bacterial infection that could be treated with an antibiotic.
  • Use a saline nasal spray to rinse the virus out of your nasal passages.
  • Put a humidifier in your room. Cold viruses thrive in dry conditions (that’s why colds are more common in winter).
  • Consider herbal remedies like Echinacea, vitamin C and zinc (some people have great success), but talk to your doctor first.
  • Don’t believe the adage “starve a cold, feed a fever” or vice versa.There’s little scientific evidence either way works.

If you have the flu:

  • Try to avoid it in the first place by getting a flu shot. The U.S. Centers For Disease Control recommends that everyone over six months of age be vaccinated annually.
  • Get to a doctor fast. He or she can take a nasal or throat swab to see if you test positive for the flu. Prescription anti-viral medications like Tamiflu and Relenza, which shorten the length and severity of the illness, should be taken within 48 hours of the onset of the symptoms.
  • Don’t take antibiotics — unless you have a complication. If you’re coughing up green phlegm spotted with blood, you may have a bacterial infection and antibiotics could be appropriate.
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Thinking Of Buying A Retirement Home Soon?

If you’re planning to retire and buy a retirement home in Mexico I can help you find your DREAM home or help you build your GREEN home.  Great long term savings can be had by using the new building materials and installing solar systems and LED lighting.  Send me an email with your needs.  omnilapaz@gmail.com


Turn Unused Gift Cards Into Cash

If you recently received a gift card as a present, here’s some good advice: Use it as soon as possible. Why? More than $1 billion on gift cards goes unredeemed annually. Gift cards make great presents, but you may receive some you aren’t excited about. If you don’t want the card, you can sell or exchange it at websites like:

  • www.plasticjungle.com. Sell gift cards worth at least $25 for approved merchants for a percentage of the face value. Receive your funds through PayPal, by check, or in the form of an Amazon.com gift card.
  • www.cardpool.com. Use this worldwide exchange to sell your gift cards for cash and earn up to 92 percent cash back.
  • www.raise.com. Choose your own price rather than relying on the website to tell you what percent of the face value you can earn. Review the marketplace to see prices for similar cards.
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Thank You! 

Thanks to all of my clients and friends who support my practice and graciously referred me to your friends and neighbors!

Don’t forget to go to   http://personalizedtravelagency.com for your travel needs.  Book your trip online 24/7

May you all have a happy and prosperous  New Year!


Fun Facts and Laughs

Take The Perfect Nap . . .
To sleep during the day without feeling groggy, time your nap one of three ways:

1. For improved alertness and performance, take a 10 to 20 minute power nap, ideally between 1-4 p.m.
2. If you find yourself sleeping longer than 20 minutes, try to go for a 90-minute nap. This will take you through a full sleep cycle, which aids creativity and procedural memory.
3. Try to sleep less than 45 minutes or more than 90 minutes because if you wake up during the middle of a slow-wave cycle you may feel more tired.
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Best Time To Drink Coffee . . .

Do you have a cup of coffee to wake you up first thing in the morning? Turns out your cortisol levels naturally peak between 8 a.m. and 9 a.m. So have your coffee between 9:30 a.m. and 11:30 a.m., which should give you an energy jolt before your body’s next natural energy spike at noon.
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Useful First-Aid Apps For Apple & Android Devices . . .

• Pocket First Aid & CPR – Updated with CPR info from the American Heart Association and includes 34 helpful videos. ($1.99)
• First Aid-American Red Cross – Expert advice for everyday emergencies plus you don’t need Wi-Fi to access it. (Free)
• GotoAID – First aid for you and your pets plus disaster preparedness ($4.99 for advanced version).
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Have A Laugh . . .


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ROONEYISMS

I’ve learned… That life is tough, but I’m tougher.  


Trivia Challenge for the Month…

Last Month’s question

What beverage was originally known as “Brad’s Drink”? 

a) Coca-Cola   b) Mountain Dew   c) Pepsi   d) Dr Pepper
The answer is c) Pepsi. Caleb Bradford, a North Carolina pharmacist, invented the drink made of carbonated water, sugar, vanilla, rare oils, pepsin and kola nuts at his soda fountain in 1893. He renamed it Pepsi Cola a few years later after the digestive enzyme pepsin and kola nuts used in the recipe. So, let’s move on to this month’s trivia question.

Which of these contenders did the Oxford Dictionaries choose as the Word Of The Year for 2013?

a) Binge-watch b) Selfie c) Bitcoin d) Twerk


Brain Teaser Answer:

$13,212


Lots of great properties available and at great prices too.

Did you know I can help you or any of your friends or family save time and money when buying a home  in the La Paz area?  Let me know what you need.  omnilapaz@gmail.com


Real Estate Corner Q & A . . .

Q.  How can I net more money selling my own home?
A.  Here are three important tips:

  • Set the right price from the start. Homes that sell for the most money are priced right when they go on the market.
  • Create a comprehensive plan to market your home. You can target buyers though flyers and open houses, but your home should be listed in the official MLS database by a REALTOR® so more buyers see it and you get a price closer to what you’re asking.
  • Hire an experienced Home Marketing Expert. A REALTOR® who knows how to effectively market your home can net you more money. Plus, they can save you time by assisting you with every aspect of the sale, from pricing your home to coordinating the closing process.

Do you have a question you want answered related to real estate or home ownership in Mexico? Feel free to contactl me at omnilapaz@gmail.com  Perhaps I’ll feature your question in my next issue!

Forward this to a friend
THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…
Share this issue with family and friends --- Forward To A Friend
You received this email because you requested it, are on the mailing list as {EMAIL_ADDRESS}, or a friend forwarded it to you.
Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.
Copyright (c) 2014 by Forte Communications, Inc.

 


Click to view this email in a browser
If you would like to stop receiving helpful tips on Healthy, Wealthy, and Happy Living from me, you may reply with “Remove Me” in the subject line or simply click on the following link: Remove Me

Omni Services S.A. de C.V. Alvaro Obregon 460-C  La Paz, Baja California Sur 23000 MX

SERVICE FOR LIFE NEWSLETTER-LA PAZ UPDATE

Gordon2

Click   to view this email in a browser


Omni Services S.A. de C.V. Gordon Herpst’s…

Service For Life!   ®

Insider Tips for Healthy, Wealthy and Happy Living

Inside This Issue…

  How To Evaluate A Charity…
Avoid These 4 Annoying Fees…
Fun Facts and Laughs: Female Heart Attack Symptoms,       Did Your Cell Phone Go In The Toilet?, And More…
Trivia Challenge:
Real Estate Corner Q&A: How Can I Get Help Coming Up With A Down Payment To Buy A House?…

 

If you’re not already a subscriber to my free e–newsletter   email   me to sign–up

   Gordon2

Omni Services S.A. de C.V.
Gordon Herpst
Alvaro Obregon 460-C
La Paz,B.C.S.,23000,
Mexico

Phone:     52(612)123-4888
Email: omnilapaz@gmail.com,buildgreenmx@gmail.com

Web Site: http://osmx.com

December   2013

Dear Subscriber,

It’s the end of the year and several different charities may be asking you   for a donation. How do you decide which charities to support? In this month’s   Service For Life!® Free consumer   newsletter, I’ll give you specific tips on how to evaluate charities and some   other creative ways to make your contributions go further.

You’ll also learn how to avoid four annoying fees and get three web sites   where you can find gourmet food gift ideas – plus fun facts, a trivia   challenge, and lots more.


Gordon Herpst
Omni Services S.A. de C.V. 

P.S.  When you notice people talking about real estate in the   next few weeks, can you tell them about the free consumer information I   provide?

They may be people wanting to retire in the coming year, and you can tell   them about my services in the La Paz area to help them buy or build their   DREAM home. email me at omnilapaz@gmail.com        or      buildgreenmx@gmail.com.

 

Today’s Brain Teaser . . .

You can have me but cannot hold me. Gain me and
quickly lose me. If treated with care I can be great,
and if betrayed I will break. What am I?

(see answer below)

“Is My Donation Used Well?”

At this time of year you may be   approached by charities to make an “end of year” contribution. Here’s what to   look for to evaluate charities, along with a few creative ways to make your   contribution go further:

  • Spend time on these websites: www.charitynavigator.org, www.bbb.org/charity, www.greatnonprofits.org. Search for a charity and look at complaints, reviews, and ratings (5-star, etc.).
    • Check for IRS 501(c) 3 status, which makes your contribution tax deductible and         holds the charity to a non-profit standard.
    • Look at the overhead ratio (the percentage of expenses that goes to         administrative and fundraising costs) to see if it raises any “red  flags.” The majority of charities evaluated by Charity Navigator spend 10 percent or less on fundraising fees and 15 percent or less on administrative costs.
    • Check the charity’s financial health by visiting its website and looking at its annual report. For the charity’s results, look for its Charting Impact report at www.chartingimpact.org. The report gives the charity’s answers to five basic questions, such as “What have and haven’t you accomplished so far?”
    • Beware of charities that won’t share information. These might be scams (usually by phone or email).
  • Look for other ways to give. Ask your tax advisor for any financial implications but consider the following:
    • Create a scholarship at your high school or college. They may require $100 to $1,000 a year or more, and         larger institutions have higher minimums.
    • Give a designated contribution to a hospital. Work with the hospital’s development office to         donate money for new equipment or a specific project like breast cancer         research.
    • Give to your child’s school. Ask them to designate your donation for a specific         department, such as the music program.
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Learn How To Save Money On
Your Utility Bills!

With   all of the free sunshine here in the La Paz area, it pays in the long run to   use Solar hot water systems, PV grid-tied Solar electric systems, CFL and LED   lighting where ever possible.  We can help you add these systems to your   home or better still, to help you build your DREAM home GREEN.   Contact   me for more information.
Email me at buildgreenmx@gmail.com

Avoid These 4 Annoying Fees

Are you tired of paying fees on   practically everything?   Here are 4 fees you might have paid and what you can do to avoid them next   time.

  1. Out-of-network ATM fee. The average fee is $4, including the fee from the        owner of the ATM and from your bank.
    Avoid it: Find        ATMs in your network by checking your bank’s website. Or switch to a        bank that belongs to the ATM surcharge-free Allpoint network. Learn more        at: www.allpointnetwork.com.
  1. Cell phone texting fee. Most big carriers charge 20 cents per text sent or        received (OK if you use it infrequently).
    Avoid it:        Buy a fixed or unlimited text plan for $10 to $20 a month. If you use        texting as your primary means of communication, you and your friends can        download a free app such as WeChat, WhatsApp Messenger or TextFree (all        iPhone and Android). These apps work over your phone’s existing data        plan or any Wi-Fi connection to send text messages for free.
  1. Hotel Wi-Fi fee. Many luxury hotels and resorts charge $10 to $20 for        in-room Wi-Fi.
    Avoid it:        Many hotel chains now offer free Wi-Fi, such as Holiday Inn and Best Western.        But you can also join a hotel’s loyalty program to get free Wi-Fi.
  1. New car dealer fee. Some dealers charge vehicle or dealer-prep fees,        advertising fees, and administrative fees.
    Avoid it:        If the fees are listed on the factory “invoice sheet,” pay them since        they come directly from the manufacturer. If they aren’t listed,        negotiate to have them removed or buy the car from another dealer.
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ROONEYISMS

I’ve    learned…. That no   one  is perfect until you fall in love with them.


Fun Facts and Laughs

Heart Attack   Symptoms For Women . . .

Common heart attack symptoms for both men and women are chest pain, shortness   of breath, dizziness, and cold sweats. But studies show women are more   likely to experience these additional symptoms:

Pain in the arm, back, neck, abdomen, or shoulder blades. The pain radiates to many        places, feeling like a tightness or ache.

Jaw and throat pain. It may feel like someone’s choking you.

Nausea and vomiting. Women are more likely to think they have a stomach flu.

Unusual fatigue. Beyond feeling tired, this is an overwhelming feeling of fatigue and exhaustion.

If you have chest pain or any of these other symptoms of a heart attack that last longer than five minutes, call 911 and ask for an ambulance. You’re more likely to get faster treatment at a hospital if you arrive by ambulance than by private car.

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Gourmet Food   Websites . . .

  • www.goldbely.com — Have famous dishes (Like Chicago’s Lou Malnati’s deep dish pizza) shipped right to your door.
  • www.igourmet.com — Great for specialty items, cheeses, olive oils, and gift baskets.
  • www.abesmarket.com– Features organic or natural foods, including gluten-free, vegan and kosher. Prices are comparable to your supermarket.

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What To Do If Your   Cell Phone Drops In The Toilet . . .

Apparently it happens frequently. Here’s what you can do to save your phone:

  • Turn the power off, and don’t turn it back on. Don’t  try to charge it.
  • Remove the battery if you can.
  • Try putting it in a bag of uncooked rice to absorb  the moisture overnight. That’s not always enough to fix it.
  • Take it to a phone repair shop ASAP (within 24 to 48 hours).

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A Message To My
Clients and Friends…

I would like to take a moment to acknowledge and thank  the special   people who’ve helped build my business with their enduring support and   referrals. I couldn’t do it without you!   And I wish you all a MERRY CHRISTMAS   and a HAPPY   NEW YEAR

Trivia Challenge for   the Month…

Last month’s   Trivia Question? 

Ken Jennings won over $2.5 million   as a contestant on what popular TV game show in 2004? 
a) Jeopardy   b) Wheel of Fortune
c) The Price Is Right   d) Deal or No Deal
The answer is a) Jeopardy. So, let’s move on to this month’s trivia question.

What beverage was   originally known as “Brad’s Drink”?
a) Coca-Cola
b) Mountain Dew
c) Pepsi
d) Dr Pepper

 

 

Brain Teaser Answer:

Trust

Thanks For Thinking of Me!

Did you know I can help you or any of your friends or family save time and   money when buying or selling a home? Thanks for keeping me in mind with your   referrals…and spreading the word about my services.

Real Estate Corner Q & A . . .

Q.  I’m wasting money on rent   and want to buy a home. How can I get help with a down payment?

A.  There are ways to get a down payment, including the following:

Look into local or federal government programs.

    They expire or change frequently, so ask your        REALTOR® about any programs that may apply to your area and situation.

  • Have the seller finance you. Some sellers may be willing to help you buy their homes in something called a “seller take-back.”
  • Use a financial gift from a friend or relative. Tax law allows gifts of up to $14,000 a year to be given without tax consequences to the giver or recipient (see IRS publication 950). You can get a gift from each parent or two friends without them having to pay a gift-tax, which brings it up to $28,000.

Do you have a question you want answered related to real estate or home  ownership in Mexico? Feel free to email me at: omnilapaz@gmail.com   Perhaps   I’ll feature your question in my next issue!

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THANK YOU… for reading my Service For Life!® personal   newsletter.  I wanted to produce a newsletter that has great content and   is fun and valuable to you.  Help your friends get more out of life by   forwarding this email to them…
You received this email because you requested it, are on the mailing list as omnilapaz@gmail.com, or a friend   forwarded it to you.Disclaimer:  The information contained in this email is intended for   informational purposes.  It should not substitute as legal, accounting,   investment, medical or other professional services advice.  Always seek   a competent professional for answers to your specific questions. This email is   not intended to solicit real estate properties currently for sale.

Copyright (c) 2013 by Forte Communications, Inc.

 


Click to view   this email in a browserIf you would like to stop receiving helpful tips on Healthy, Wealthy, and   Happy Living from me, you may reply with “Remove Me” in the subject   line or simply click on the following link: Remove Me

Omni Services S.A. de C.V.   RFC:OSE950629351
Alvaro Obregon 460-C RFC: OSE950629351
La Paz, Baja California Sur 23000
MX

Service For Life Newsletter-La Paz Update Oct 2013

 

Click to view this email in a browser Omni Services S.A. de C.V. Gordon Herpst’s…

Service For Life! ®

Insider Tips for Healthy, Wealthy and Happy Living

Inside This Issue…
  • Are You Driving A Safe Car?…
  • 4 Websites To Raise Money With “Crowdfunding”…
  • Fun Facts and Laughs: Flight Tracker App, 3 Skills To Help You Get Hired, And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: What Should I Know About Owning Investment Property?…

If you’re not already a subscriber to my free e–newsletter email me to sign–up

0ca02f2

Omni Services S.A. de C.V. 
Alvaro Obregon 460-C
La Paz, B.C.S., 23000 Mexico
Phone: 52(612)123-4888 Email: omnilapaz@gmail.com, buildgreenmx@gmail.com
Web Site: http://osmx.com

October 2013

Dear Subscribers,

No one wants to think about getting in an automobile crash, but there are thousands of them every day. In this month’s Service For Life!®Free consumer newsletter, I want to share some important safety features you should look for when you buy a new or used car, and some you can add to your existing car to protect yourself and your family.
You’ll also learn how you might raise money for an art project, a new business venture, or a friend in need by using “crowdfunding”…plus fun facts, a trivia challenge, and lots more.

Gordon Herpst

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?
They may be people wanting to move away for retirement or to buy a vacation home.  Give them my mail address or forward this newsletter to them.  omnilapaz@gmail.com

Today’s Brain Teaser . . .

If you were to spell out numbers, how far would you have to go before you used the letter “A”?
(see answer below)

Are You Driving A Safe Car?

No one wants to think about getting in an automobile crash. But every day there are over 25,000 vehicles involved in police-reported crashes in the U.S. alone. Look for these important safety features when you buy a new or used car, and some you can add to an existing car to protect yourself and your family.
Standard features on new cars (look for them on used cars):

  • Electronic stability control (ESC). This helps keep the car under control during cornering and prevents it from skidding. Having it reduces the risk of rollovers by more than 70 percent.
  • Advanced air bags. “Frontal” air bags work with lap/shoulder belts to protect the head and chest from hitting the steering wheel or windshield to avoid serious injuries. Most new models include “side curtain” bags to protect the head, and some have air bags for back seat passengers.
  • Anti-lock brake system (ABS). This prevents lock-ups and skidding, even in slippery conditions. Anti-lock brakes have been proven to save lives by helping drivers keep control of a vehicle. Having the system can be the difference between stopping in time or rear-ending another car.

Features you can add to your current car to make it safer:

  • Blind-spot mirrors. You stick these on your side rear view mirrors to see cars in your “blind spot.” Get them at WalMart for $3 to $10.
  • Bluetooth add-on. This lets you talk through the car stereo so you can make hands-free calls and prevent distracted driving. Ask a local mobile-electronics shop or check on Amazon.com, and expect to pay about $50 to $150 for the adapter plus installation.
  • OnStar FMV (For My Vehicle). OnStar lets you talk to a real person when you need help 24/7, and if air bags deploy, will notify emergency vehicles for you. To see if you can get it on your car (from $19/month or $200/year), go towww.onstar.com.

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Good News If You Are Coming To La Paz Or Traveling!

NEW ONLINE TRAVEL AGENCY AVAILABLE TO BOOK YOUR TRAVEL  NEEDS

The ONLINE travel agency, PERSONALIZED TRAVEL AGENCY is now available so that you can book your trips online or send a email and have an agent help you book your trip.  The best thing is that you can match or beat most any legitimate published  rates for flights or hotels.  Check it out at  http://personalizedtravelagency.com  

Can “Crowdfunding” Help You?

Are you looking to launch a new product or service or raise money for someone with insurmountable medical bills? Check out these top “crowdfunding” sites to find the one to help you the most:
www.kickstarter.com – Tens of thousands of users have used this site to finance art, comics, fashion design, games and music. It has to be a specific project, and it’s not for charities or personal financing needs.
www.indiegogo.com – This site approves donation-based fundraising for things like music, personal finance, and charities. One of the most funded projects was the “Let’s Build A Tesla Museum.” Their goal was $850,000 and they received $1.3 million from 33,253 funders.
www.rockethub.com – This site welcomes art, science, business, and social good projects. It partners with A&E TV, which supports selected projects with contributions, in addition to potential national exposure.
www.gofundme.com – Patients and relatives are using this site to raise thousands to pay for such things as surgeries and cancer treatments. Each donation page must be linked to a valid Facebook profile.Forward this article to a friend

Going To Build Your Dream Home?

We can help you build your dream home green.  We have available  ICF materials, LED lighting, and soon to be available the SISYAN SOLAR HOT WATER SYSTEM.  The latest technology is 30% more efficient than anything else available Worldwide.  Send me an email about your plans.  buildgreenmx@gmail.com

Fun Facts and Laughs

Flight Tracker App . . .
Have friends who are flying and want to see exactly where their flight is? Go to www.flightaware.com, a cool site that tracks any commercial flight worldwide and shows you its progress on a map. There’s also a free FlightAware app for iPhone, iPad, and Android devices.
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What are employers looking for in today’s market? Here are skill areas in demand according to top career specialists:• Project management. This includes schedules, budgeting, and organizational expertise. To gain experience, volunteer to lead a project for a local non-profit and put it on your resume. If you’re serious about the field, check into coursework offered by the Project Management Institute (www.pmi.org) or look online for “A Guide To The Product Management Body Of Knowledge.”
• Sales experience. Companies are looking for people with in-person or phone sales skills. If you don’t have past experience, join a team that raises money for a charity you support.
• Internet marketing. Professionals who know how to use social media and other online promotional tools are in demand. Start by promoting a friend’s business to get experience.
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Quotes To Live By . . .
Rule No. 1: Never lose money; Rule No. 2: Don’t forget Rule No. 1. –Warren Buffett
High expectations are the key to absolutely everything. –Sam Walton
We are what we repeatedly do; excellence, then, is not an act but a habit. –Aristotle
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Have A Laugh – Witty Wisdom . . 
.•
If you’re too open minded, your brains will fall out. • Age is a very high price to pay for maturity. • A balanced diet is a cookie in each hand. • Bills travel through the mail at twice the speed of checks. • My idea of housework is to sweep the room with a glance.
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ROONEYISMS

I’ve learned…. That the easiest way for  me to grow as a person is to surround myself with people smarter  than I am.

Trivia Challenge for the Month…

Last month’s Trivia Question.

Which of these couples topped the list of the highest paid celebrity couples for the period May 2011 to May 2012? 

a) Gisele Bundchen & Tom Brady   b) David & Victoria Beckham c) Brad Pitt & Angelina Jolie   d) Beyonce Knowles & Jay Z
The answer is d) Beyonce Knowles & Jay Z. Forbes.com says the couple made $78 million. So, let’s move on to this month’s trivia question.

Who is the youngest player ever inducted into the Pro Football Hall of Fame?

a) Gale Sayers (Chicago) b) Troy Aikman (Dallas) c) Walter Payton (Chicago) d) Jonathan Ogden (Baltimore)

Brain Teaser Answer:

One thousand!
Thanks For Thinking of Me!
Did you know I can help you or any of your friends or family save time and money when buying a home in the La Paz area? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Real Estate Corner Q & A . . .

Q.  What should I know about owning investment property?
A.  You can make a successful investment by avoiding these mistakes:

  • Being an absentee owner. Visit the property often and talk to your tenants to get feedback. If you bought a house as a “passive” investment, you may want to hire a property management company.
  • Not having adequate insurance. Work with an insurance professional who will see that you are covered.
  • Not charging fair rent. A REALTOR® who is an Investor Specialist can help you decide what is reasonable for the property.
  • Selecting unreliable tenants. Check all references and credit histories. Good renters will help you generate positive cash flow you can use to reinvest and lower the property payment.

Do you have a question you want answered related to real estate or home ownership? Feel free to email me at omnilapaz@gmail.com. Perhaps I’ll feature your question in my next issue!

Forward this article to a friend
 THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…Share this issue with family and friends --- Forward To A Friend You received this email because you requested it, are on the mailing list as {EMAIL_ADDRESS}, or a friend forwarded it to you.
Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.Copyright (c) 2013 by Forte Communications, Inc.

Service For Life Newsletter-La Paz Update Sept 2013

Click to view this email in a browser

Omni Services S.A. de C.V. Gordon Herpst’s…

Service For Life! ®

Insider Tips for Healthy, Wealthy and Happy Living
Inside This Issue…
  • 7 Myths About Food And How To Fight Disease…
  • 3 Easy Strategies For Online Privacy Protection…
  • Fun Facts and Laughs: Whiten Your Teeth Naturally, Websites To Help You Make Extra Money, And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: What Should I Do Differently To Sell My Home The Second Time Around?…
If you’re not already a subscriber to my free e–newsletter email me to sign–up
Gordon2

Omni Services S.A. de C.V.
 Alvaro Obregon 460-C
La Paz B.C.S., 23000 Mexico
Phone: 52(612)123-4888 Email: omnilapaz@gmail.com,
buildgreenmx@gmail.com
Web Site: http://osmx,com


September 2013

Dear Subscriber

Do you know what foods to eat and what to avoid to reduce your risk of heart disease, cancer, or a stroke? There’s a lot of unclear information about diet & nutrition. That’s why in this month’s Service For Life!® Free consumer newsletter, I want to share seven common myths – and the facts you should know – to help you make healthy-eating decisions and fight disease.

Coming soon, the most efficient solar hot water system in the world. 30% more efficient than any other system.  We can help you build your Green home and reduce your utility bills.  Send me an email for more info.  omnilapaz@gmail.com

You’ll also learn three easy strategies to protect yourself when using the Internet on your smartphone, iPad, laptop or computer…plus fun facts, a trivia challenge, and lots more.

Also coming soon!! online travel agency access to book your travel to and from La Paz or world wide. Contact me for more information.

Gordon Herpst
Omni Services S.A. de C.V.

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?
They may be people thinking about buying an investment property in Mexico. You’ll be their wise friend if you tell them about my Free service to help them buy their DREAM retirement or vacation home.  Just email me to start looking for a new home in Paradise, email at omnilapaz@gmail.com

Today’s Brain Teaser . . .

What happened in 1961 that will not happen again for over 4,000 years?
(see answer below)

7 Myths About Food And How To Fight Disease

Medical studies show that eating the right foods in the right amounts and exercising regularly reduce the risk of heart disease, cancer, and stroke. The trouble is there’s so much conflicting information in the media and on the Internet that it’s hard to know what to believe. Here are seven common myths – and the facts you should know – to help you make healthy-eating decisions and fight disease.
Myth #1: All fats are bad. Truth: Your body needs fats to give it energy and support cell growth, but not all fats are equal. Knowing which fats raise LDL (bad) cholesterol and which ones don’t is the first step in lowering your risk of heart disease. For example, you should reduce the amount of saturated and trans fats (which are solid at room temperature, like a stick of butter) in your diet and increase the amount of monounsaturated and polyunsaturated fats (which are more liquid, like vegetable oil.)
Myth #2: A calorie is a calorie. Truth: Doctors say this myth is one reason why obesity is increasing. The calories you eat don’t all have the same impact on your body. 100 calories of broccoli are not the same as 100 calories of cupcakes. It depends on whether you’re eating healthy or unhealthy calories.
Myth #3: Carbohydrates make you fat. Truth: Eating sugary and refined-carbohydrate rich food such as white bread and doughnuts can raise your risk of problems like heart disease. But vegetables are carbs too! The closer the carb is to its original form, the better it is for you. Whole grain brown rice is good, while white rice that has been stripped of its bran and germ doesn’t offer health benefits.
Myth #4: Red meat is bad for your health. Truth: Red meat has more cholesterol and saturated fat than chicken, fish, or vegetable protein. However, you can eat it as long as you limit the amount (one portion = three ounces), choose leaner cuts (“round” or “sirloin”), trim the fat, and cook it by baking, broiling, or grilling.
Myth #5: A gluten-free diet will help you lose weight. Truth: Whole grains are good for you, but those that contain gluten, a protein found in wheat, rye and barley, are harmful for people with celiac disease and gluten intolerance. Other people may lose weight by cutting out gluten, but it’s because they are eliminating foods (like breads, pasta, pastries) that they were probably overeating.
Myth #6: Eggs are bad for your heart. Truth: One egg contains 185 milligrams of cholesterol. For people with normal LDL cholesterol, the daily recommended cholesterol limit is 300 milligrams. The American Heart Association says most people (except those with diabetes or a history of heart problems) can eat one egg per day – if they also watch how much cholesterol they consume from other sources, such as meats, poultry, and dairy products.
Myth #7: You should drink 8 glasses of water each day. Truth: Water keeps your body hydrated (and you also consume it by eating some fruits and vegetables). But the amount you need varies daily, depending on your gender, size and activity level, as well as things like heat and humidity. To test it, check the color of your urine. Clear or light yellow means you’re well hydrated; if it’s a darker color, drink more water.
For more information on ways to eat healthier and fight disease, visitwww.heart.org and click on Getting Healthy.

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Thinking Of Retiring Soon?

We have some great properties available for your retirement or vacation home here in the La Paz area.  A few of them have had their price reduced. Just send me an email with your needs and I will let you know what is available in your price range.  Email me at omnilapaz@gmail.com

Easy Online Privacy Protection

Now that you can access the Internet from your smartphone, iPad, laptop or computer, is your data really safe? You know you should have strong passwords, but here’s how to add an extra level of security:

  • Sign up for 2-step authentication if you use Gmail, Twitter, LinkedIn, PayPal or Facebook. This will protect your accounts by using both your password and your phone to sign in. Look for this under Settings, Profile, or Account (depending on the website).
  • Use “private browsing” (also called “incognito”) on your browser when checking your bank account or paying bills online. This prevents the browser from storing information. Look under File on Firefox or Chrome, or Safety for Internet Explorer.
  • Use a passcode on all your devices (usually under Settings). For more protection, download one of the many security apps available. For example, Avast Mobile Security or Lookout (both free) for Android, and WISe ID (free) or mSECURE ($9.99) for iPhones.
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ROONEYISMS

I’ve learned…. That love, not time,  heals all wounds.

Fun Facts and Laughs

Whiten Your Teeth Naturally . . .
While professional dental procedures work best, you can whiten your teeth (and look years younger) by eating these foods:
Crunchy foods. Apples, celery, and carrots scrub your teeth and stimulate production of saliva, which keeps away plaque. Also helpful are strawberries, which contain malic acid that whitens teeth.
Dairy products. Yogurt and hard cheeses like cheddar contain lactic acid that can protect against decay. Chewing hard cheese also stimulates salivary glands to avoid plaque buildup.
What to avoid. Anything that stains teeth, like coffee, tea, blueberries, red wine, and tobacco. After you consume these, rinse with water or chew sugarless gum to remove stain-causing particles.
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What Happens In 1 Minute On The Internet . . . 

• Amazon has $83,000 in sales
• 204 million emails are sent
• 6 million Facebook views
• 100,000 new tweets
• 2+ million Google search queries
• 47,000 apps are downloaded
• 30 hours of video uploaded on YouTube
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Websites To Help You Make Extra Money . . . 

• www.tutorspree.com – Qualified tutors make $1,000- $2,000 a month on a part-time basis.
• www.freelancer.com – Focus on a skill you have and look for potential jobs.
• www.snagajob.com – Look for part- or full-time jobs in your area.
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Have A Laugh — Job Application Honesty . . .

A company recently asked prospective job applicants to fill out a questionnaire. In answer to the request “Summarize your strongest professional attribute,” one woman wrote, “I’m very good at following instructions.”
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FREE Consumer Help Is Available By e-mail!

Learn valuable information for saving thousands and avoiding costly mistakes when buying, or selling a home in Mexico. Best of all, it’s FREE. Ask about my buyer’s broker services,  email me at omnilapaz@gmail.com

Trivia Challenge for the Month…

Last month’s Trivia Question.
What does the “Double 0” in James Bond’s 007 mean?

a) A member of Her Majesty’s Secret Service   b) Has license to kill c) Nothing, just a ranking system   d) A distinction for years of service
The answer is b) Has license to kill. So, let’s move on to this month’s trivia question.

Which of these couples topped the list of the highest paid celebrity couples for the period May 2011 to May 2012?

a) Gisele Bundchen & Tom Brady b) David & Victoria Beckham c) Brad Pitt & Angelina Jolie d) Beyonce Knowles & Jay-Z

Brain Teaser Answer:

The year’s date reads the same when turned upside down. That won’t happen again until 6009.
Thanks For Thinking of Me!
Did you know I can help you or any of your friends or family save time and money when buying property in the La Paz area? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Real Estate Corner Q & A . . .

Q.  I tried to sell my home but didn’t get any good offers. What should I do differently to get it sold?
A.  After re-evaluating your home’s price and condition, you need to revisit your marketing plan.
Do the pictures of your home on the Internet really show your home to its best advantage? Did your home get seen by as many potential buyers as possible?
To help you pump up the plan, you should hire not just a REALTOR® but a Home Marketing Expert who knows how to show your home’s greatest features and how to get your home more exposure. A Home Marketing Expert knows the best strategies to sell homes fast and for the most money possible.
Do you have a question you want answered related to real estate or home ownership? Feel free to email me at omnilapaz@gmail.com. Perhaps I’ll feature your question in my next issue!
Forward this article to a friend
THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…
Share this issue with family and friends --- Forward To A Friend
You received this email because you requested it, are on the mailing list as {EMAIL_ADDRESS}, or a friend forwarded it to you.
Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.
Copyright (c) 2013 by Forte Communications, Inc.

 

 


Click to view this email in a browser
If you would like to stop receiving helpful tips on Healthy, Wealthy, and Happy Living from me, you may reply with “Remove Me” in the subject line or simply click on the following link: Remove Me

Omni Services S.A. de C.V. RFC:OSE950629351 RFC: OSE950629351 Alvaro Obregon 460-C La Paz, Baja California Sur 23000 MX

Service For Life Newsletter-La Paz Update August 2013

Click to view this email in a browser

Omni Services S.A. de C.V. Gordon Herpst’s…

Service For Life! ®

Insider Tips for Healthy, Wealthy and Happy Living

Inside This Issue…

  • 5 Hidden Credit Card Perks…
  • Can You Find An Exercise That Fits Your Personality?…
  • Fun Facts and Laughs: How To Make The Perfect Handshake, Top Money-Saving Shopping Websites, And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: What Mistakes Should I Avoid As A First-Time Homebuyer?…
If you’re not already a subscriber to my free e–newsletter email me to sign–up
Gordon2

Omni Services S.A. de C.V.
Gordon Herpst

Alvaro Obregon 460-C

La Paz, B.C.S., 23000 Mexico

Phone: 52(612)123-4888

Email: omnilapaz@gmail.com,buildgreenmx@gmail.com Web Site: http://osmx.com

August 2013

Dear Subscriber,

If you have trouble exercising consistently, you may be doing the wrong exercise for your personality. In this month’s Service For Life!® Free consumer newsletter, you’ll learn about six personality traits and the perfect exercise for each, so you can have more fun being healthy.
You’ll also learn five hidden benefits of credit cards…plus fun facts, a trivia challenge, and lots
more.
Direct flights from Los Angeles to La Paz finally restarted.  Two weekly flights are scheduled.  The planes seat 90 passengers.  AeroMexico is hoping to increase the number of flights and plane size during high season starting in November.
For those of you retiring and wanting to build your DREAM retirement home, we can help you build GREEN which will save you a lot of money on your electric and gas bills.

Gordon Herpst
Omni Services S.A. de C.V. 

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?They may be people wanting to move away for retirement or want a vacation home. If you’d like
to help them learn important tips and strategies for getting a great property in La Paz, Mexico, Then give them my email address: omnilapaz@gmail.com and you can forward a copy of this newsletter to them.

Today’s Brain Teaser . . .

S T U V W X Y Z
Which letter is two to the right of the letter that is three to the left of the letter that is four to

the right of U?
(see answer below)

5 ‘Hidden’ Credit Card Perks

Credit cards are usually known for high interest rates and extra fees, but did you know they also have some hidden benefits? Policies vary by company, but here are five perks your credit card may provide:

  • Rental car insurance. One-third of drivers tend to buy extra collision insurance when they rent a car. Most credit cards include collision insurance. You could save $140 on a week’s rental, but it may not apply to trucks, campers, and SUVs.
  • Cell phone replacement. If your phone gets damaged or stolen (loss may not be included). Certain card such as Citi will pay for a new cell phone, although you’ll have a $50 co-pay.
  • Trip cancellation. A Discover card may give you up to $2,500 if you have to cancel your trip due to illness. It has to be a serious illness with a doctor’s note or an event like death
    in the family. Also, American Express cards usually offer travel perks, such as double
    reward points to use on hotel and airfares.
  • Price (or return) protection. If you buy an item and find the same one advertised for a lower price elsewhere within 30 to 60 days, your card may refund the difference. Exclusions could include cars, cell phones, online sales, and purchases on eBay. Plus, most cards let
    you dispute a purchase if your merchandise isn’t delivered.
  • Extended warranties. Visa and AmEx cards automatically double the length of any manufacturer’s warranty. You need documentation and some products aren’t covered but it can save you money.

Read your credit card agreement to find perks you may be missing!

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Thinking Of Buying A Home Soon?

If you’re planning to buy a vacation or retirement home in Mexico in the next 6 months, you’ll want help to avoid frustrations and costly pitfalls when buying a property in Mexico, simply email me at omnilapaz@gmail.com or buildgreenmx@gmail.com

Exercise To Fit Your Personality

If you’re going to maintain an exercise routine, you need to enjoy it.   You can, if you find the exercise that fits your personality.
There are several quizzes you can take online (try the one at exercise.about.com, and search for “exercise quiz”)…
But here are some quick tips:

  • Personality: “I get bored easily.” Sign up for Zumba, an aerobic dance class that will
    get you moving. A dance studio or sports club usually offers these classes.
  • Personality: “I am a competitive person.” Try CrossFit. Go to www.crossfit.com to learn about these timed, intense exercises in which participants compete against one another. Then search the local area for a CrossFit gym.
  • Personality: “I want to relax.” Yoga may be for you. Researchers say doing even 15 minutes a day can lower stress in your body. Search for a yoga studio.
  • Personality: “I prefer to exercise alone.” You can get a total body workout in minutes
    by swimming a few laps at a recreation center or YMCA. Plus, it’s better on your joints.
  • Personality: “I love to socialize.” Join a team (softball or volleyball, for example) or
    start a running club with friends. You’ll have fun and hold each other accountable.
  • Personality: “I love to get my heart pumping.” Sign up for Spinning at a local fitness club. It’s fast-paced indoor cycling that includes lights and music to make it a fun adventure.
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Here’s A Free, Valuable Resource…

Now You Can Search The Home Market, Get Helpful Community Information, AND Receive Important Resources For Saving Time And Money When Buying Or Selling real estate in Mexico at http://osmx.com

Fun Facts and Laughs

How To Make The Perfect Handshake . . .

  1. Offer your hand early (shows confidence) and tilt your fingers down so you can get
    palm-to-palm contact.
  2. Use pressure, but in sync with the other person. If someone’s crushing your hand,
    shift your weight to your right foot. Your hand will move forward, which will loosen the
    grip.
  3. Maintain eye contact – but not for longer than 3 seconds.
  4. Don’t forget the closing shake. If your first one was wimpy, you can redeem yourself.

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Top Money-Saving Shopping Websites . . .

www.freeshipping.org — find free shipping coupons for 4,000 stores, plus local grocery
coupons.
www.pricegrabber.com — pick a category and comparison shop on one website.
www.half.com — check out this eBay company where you can buy or sell books, movies, and games.
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Dream Job Or Not So Much? . . .

Would you love one of these real jobs?
Mattress jumpers – they jump all day to compress the materials.
Amusement park ride testers – they check for hazards (only after test dummies have tried
them first).
Ice cream tasters – they taste new flavors but often have a degree in food or dairy science.
Comic book inspector – they inspect classic comics to determine their value.
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Have A Laugh — Funny Headlines . . .

• Self-Proclaimed Invisible Man No Show At Court Hearing
• Red Cross In Search Of Donors With Low Blood Supply
• Pasco Man Arrested, Says 48 Beers Was Likely 10 Too Many
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ROONEYISMS

  I’ve learned….  That to ignore the facts does not change  the facts.

A Message To My  Clients and Friends…

We have some great properties available here at the moment.  Some have summer discounts others have reduced their prices.
So if you are in the market for a vacation or retirement home, now is a good time to to buy it.  Let me know what you are looking for and I will  help you find it. omnilapaz@gmail.com

Trivia Challenge for the Month…

Last month’s Trivia Question?

What country has the most lakes in the world?

a) Russia   b) Finland   c) Canada   d) United States
The answer is c) Canada. The country has at least 2 million and possibly over 3 million lakes.
That’s more than all other countries combined. So, let’s move on to this month’s trivia question.
What does the “Double 0” in James Bond’s 007 mean?

a) A member of Her Majesty’s Secret Service b) Has license to kill c) Nothing, just a ranking
system d) A distinction for years of service
Brain Teaser Answer:

The letter X
Thanks For Thinking of Me!
Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Real Estate Corner Q & A . . .

Q.  What should I know when buying my first home?
A.  Buying your first home is a big step, and making mistakes can cost you thousands of dollars. Here are three you should avoid:

  • Not having a professional home inspection. Review the report carefully so you don’t
    buy a home with serious issues, such as pests, mold, or water damage.
  • Not doing a “walk-through” before closing. Visit the property after all the furnishings have been removed so you won’t have any surprises later.
  • Not understanding the contract. A REALTOR® who serves as your “Buyer’s Representative” will help you understand your responsibilities and guide you through the process.

Do you have a question you want answered related to real estate or home ownership in Mexico? Feel free to contact me at omnilapaz@gmail.com  Perhaps I’ll feature your question in my next issue!

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THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out
of life by forwarding this email to them…
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Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This
email is not intended to solicit real estate properties currently for sale.
Copyright (c) 2013 by Forte Communications, Inc.

 

 


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La Paz, Baja California Sur 23000
MX