Service For Life Newsletter-La Paz Update April 2014

Insider Tips for Healthy, Wealthy and Happy Living – View in browser
Omni Services S.A. de C.V. Gordon Herpst’s…
Service For Life! ®

Inside This Issue…

 Avoid The ‘One-Ring’ Cell Phone Scam…

  • Think Twice Before You Make These Home Renovations…
  • Fun Facts and Laughs: Legal Information Websites, Trendy Social Media, And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: What Mistakes Should I Avoid When Selling My Home?…
If you’re not already a subscriber to my free e–newsletter email me to sign–up
photo Omni Services S.A. de C.V. 
Alvaro Obregon 460-C
La Paz, B.C.S., 23000,
Mexico
Phone: 52(612)123-4888
Email: omnilapaz@gmail.com,buildgreenmx@gmail.com
April 2014

Dear Subscriber,

There are lots of scams out there but there’s one in particular that’s been catching people off guard lately. If you miss a cell phone call and automatically call the number back to see who called, it may cost you a big fee on your next bill. You can learn more about the “one-ring” scam (and it may be more than one ring) and how to avoid it in this month’s Service For Life!® Free consumer newsletter.

A couple tid bits from La Paz.  Carnaval is over for this year and the Grey Whales with their babys are starting their trip back up to the Alaska area for the summer.

You’ll also learn some do’s and don’ts to think about if you’re planning a home renovation, what social media teens are now using instead of Facebook – plus fun facts, a trivia challenge, and lots more.

 Gordon Herpst

Omni Services S.A. de C.V.

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?

They may be people getting ready to retire soon and looking to buy their retirement or second home.  You’ll be helping them save time and money by avoiding costly mistakes when buying their DREAM home in sunny Mexico.  email me at omnilapaz@gmail.com

Today’s Brain Teaser . . .

You may enter, but you can’t come in,
I have space, but no room,
I have keys, but open no lock.
What am I?

(see answer below)


Avoid The ‘One-Ring’ Scam

When you miss a cell phone call, do you automatically call the number back to see who called? If you don’t recognize the number or it’s “unknown,” it may be a big mistake. If the phone rings once (or sometimes more than once) and you return the call, you may be charged a $19.95 international fee plus $9 a minute for the duration of the call on your next cell phone bill. Here’s how to avoid being a victim:

    • Look at the area code. These calls are primarily coming from Antigua and Barbuda (268), the British Virgin Islands (284), the Dominican Republic (809), Grenada (473), Jamaica (876) and Turks & Caicos Islands (649). If you call back, you’ll be asked to “hold for the operator,” incurring more charges.
    • Search the number online to see if there are scam reports.But when in doubt, don’t call back.
    • If you do return the call, notify your cell phone carrier immediately. Tell them you’ve been a scam victim, give them the details, request a refund, and ask if you can restrict “third-party billing” on your account. Verizon, for example, offers a free service called “Bill Block,” but you need to ask for it. Get it for both your cell phone and landline.
    • Monitor your phone bills. These costs may show up as “premium services.” You should also check your mobile phone carrier’s policy on refunds for fraudulent charges. Some carriers may have a 60-day period for refund requests.
  • File a complaint with the Federal Trade Commission. Go towww.ftc.gov/complaint and click on the FTC Complaint Assistant icon. While the FTC can’t resolve individual complaints, they use the information to crack down on scammers.
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Save Thousands When Buying A Home!Did you know there’s a free e-book to help people avoid costly mistakes when buying a home? It’s called “Margarita mind” and it’s great even if you’re not planning to buy soon in Mexico. To request your copy, enter your request here.  If you have a problem  email me at omnilapaz@gmail.com

Learn how it is SAFE to own a home, live, work and play in Mexico.

 

Name:

Email:

 

Think Twice Before RenovatingIf you’re planning a home renovation, do it for your own enjoyment. But if you might move in a few years, know that some projects won’t generate the return you hoped for. Here are some do’s and don’ts.

Do consider these upgrades: 

    • Replace your kitchen countertops with stone or granite(check material cost calculators at www.homewyse.com). Paint your cabinets and add new handles.
    • Modernize the bathrooms. A total renovation can cost thousands, but just replacing the vanity in one bathroom with a granite top and dark-wood cabinets will make a huge difference. For example, you can find one at Costco for about $600.
  • Make your home more energy efficient. Buy energy-efficient appliances, insulate your attic, seal air leaks around the house, and install a programmable thermostat. While these upgrades may not be obvious, they will save you money and buyers will appreciate them.  Also consider instaling a solar hot water system. Saves a lot long term on gas or electricity.

Enjoy these, but you may not get a return on your investment:

    • Installing a pool. A pool is entertaining, but it can be a liability when you sell. Buyers worry about safety and maintenance.
    • Creating a dedicated home office. It’s appropriate if you work at home and use it everyday, but if you just use it to pay bills, make sure the room can also be used as a den or spare bedroom.
  • Over-renovating for your neighborhood. If you spend $25,000+ on a new kitchen, you may price yourself out of the local market when it comes time to sell.
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Great Locations And Prices Available In The
La Paz AreaMaybe you’re just curious. Or maybe you want to know how much a vacation or retirement home costs in the La Paz area or Baja California Sur in general?. Either way, I can help…with no “sales pitches” or run-arounds. Check out our local and state wide MLS to search your wants and needs.  Go to my seb site osmx.com and click on the MLS link or email me at omnilapaz@gmail.com
Fun Facts and Laughs
Legal Information Websites . . .

• www.nolo.com – Get answers to your business and legal questions.

• www.allLaw.com – Access legal articles, estate planning apps, legal forms and legal calculators.

• www.findLaw.com – Find a lawyer or watch videos on legal topics.

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What’s Popular With Teens Besides Facebook? 

Teens aren’t using Facebook as much as they used to (probably because so many adults use it). These free mobile apps (for iPhone and Android devices) are what’s popular now:

• SnapChat – Send “snaps” (photos, videos and captions) that self-destruct a few seconds after they’ve been viewed.

• Vine – Create 6-second videos to share with friends. (Owned by Twitter)

• Instagram – Take a picture or video, add a filter to make it look cool, and post it instantly for others to see. (Owned by Facebook)

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Create A Family Health History Online . . .

Your family health history can help your doctor take better care of you. Use the tool at: familyhistory.hhs.gov and share the results with your family members.

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Have A Laugh . . .

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ROONEYISMS

I’ve learned…. That one should keep his words both soft  and tender, because tomorrow he may have to eat them.  

Trivia Challenge for the Month…

 

Last month’s Trivia Question?

Who holds the record for the most consecutive victories on the PGA Tour? 

a) Jack Nicklaus   b) Tiger Woods
c) Byron Nelson   d) Arnold Palmer

The answer is c) Byron Nelson. He had 11 consecutive wins in 1945! Following him is Tiger Woods with 7 consecutive wins in 2006-2007. So, let’s move on to this month’s trivia question.

Which weekly television series on NBC was the first to air completely in color in 1959?

a) Dennis The Menace
b) The Twilight Zone
c) Hawaiian Eye
d) Bonanza

Brain Teaser Answer:

A computer keyboard!

RETIRING SOON?  Come on down to La Paz for a look around.

One of the best places to retire and we can help you build your
money saving green home with solar hot water, LED lighting and
a PV solar electric system if desired.  A great place to live!
SEE YOU SOON!

Real Estate Corner Q & A . . .

Q.  What big mistakes should I avoid when selling my home?
A.  There are plenty of mistakes you can make when you sell your home but most can easily be avoided. Here are three important ones:

  • Pricing Your Home Incorrectly. You need to set the right price when you put it on the market. If you start high, you may keep buyers and other real estate agents away. If you lower your price in increments, it may be too late, as the home may already be viewed as “overpriced.”
  • Failing To Stage Your Property. You don’t get a second chance to make a first impression! Look at your home from a buyer’s point of view: clean it up, clear the clutter and get it in model-home shape.
  • Selecting The Wrong Agent. You need to hire a REALTOR® who understands your goals and will meet your needs.

Don’t forget to download your free e-book Margarita Mind.

Do you have a question you want answered related to real estate or home ownership in Mexico? Feel free to email me at omnilapaz@gmail.com   Perhaps I’ll feature your question in my next issue!

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THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…
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Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.

Copyright (c) 2014 by Forte Communications, Inc.

 


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Omni Services S.A. de C.V.
Alvaro Obregon 460-C
La Paz, Baja California Sur 23000
MX

Gordon2

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Omni Services S.A. de C.V. Gordon Herpst’s…

Service For Life! ®

Insider Tips for Healthy, Wealthy and Happy Living

Inside This Issue…

 7 Major Financial Mistakes & How To Avoid Them.
Save Money On These Simple Home Repairs
Fun Facts and Laughs:
What To Do If Your E-mail Is Hacked
Great Travel-Planning Websites, And More
Trivia Challenge:
Real Estate Corner Q&A: My Home Didn’t Sell The First Time. What Should
I Do Now To Get It Sold?..

  •  

 

If you’re not already a subscriber to my free e–newsletter email me to sign–up

 Gordon2  Gordon Herpst
Omni Services S.A. de C.V.
Alvaro Obregon 460-C
La Paz,B.C.S., 2300
Mexico
Phone: 52(612)123-4888
Email: omnilapaz@gmail.com,buildgreenmx@gmail.com

personalizedtravelagency.com

March 2014

Dear Subscriber

All it takes is one emergency to disrupt your short-term financial goals such as taking a vacation this year or even long-term plans for when you can retire. That’s why I want to share how to avoid seven major financial mistakes in this month’s Service For Life!® Free consumer newsletter.

You’ll also learn three do-it-yourself home repairs that will save you money, fast fixes if your e-mail is hacked, and great travel websites to plan your next trip – plus fun facts, a trivia challenge, and lots more.

 Gordon Herpst

Omni Services S.A. de C.V.

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?

They may be people wanting to retire this year, and you can tell them about my service here in La Paz.

 

Today’s Brain Teaser . . .

People are hired to get rid of me.
I’m often hiding under your bed.
In time, I’ll always return you see.
Bite me and you’re surely dead.
What am I?

(see answer below)

7 Major Financial Mistakes & How To Avoid Them

Watch out for these seven mistakes that could cost you big time:

  1. Not having an emergency fund. Keep at least three months’ worth of your expenses in an account so you’re not using credit cards to pay for unexpected events, such as a job loss or medical expense.

 

  1. Not having a budget. Take your income minus your fixed expenses, and the difference is what you can spend each month. Track your spending using tools like www.mint.com.

 

  1. Not saving for retirement. Be sure to take advantage of your employer’s retirement savings plan, and open your own retirement savings account.

 

  1. Not paying bills on time. Late payments affect your credit score. Sign up for a free service such as www.manilla.com, which lets you organize your bills in one place and sends you bill pay reminders.

 

  1. Not planning for your children’s education. Consider investing in a 529 education savings plan or look at a program such as www.Upromise.com, which lets you save money for college by purchasing from major online retailers. Also, research scholarship opportunities for your student at www.fastweb.com.

 

  1. Not monitoring your credit history. Get a free credit report every year from the three credit reporting companies by going to www.annualcreditreport.com. Check it for accuracy to ensure you’re not a victim of ID theft or fraud.

 

  1. Not paying down credit card debt before everything else. If your credit card interest is 20% and your mortgage interest is 5%, pay off the credit card debt to avoid paying more in interest over the long term. To learn how long it will take to pay off your credit card, use the www.bankrate.com under “credit card”.
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Learn How To Maximize The
Value Of Your Home!

Did you know that you can increase the value and salability of your home by painting, refurbishing your landscaping, throwing out all the trash and general clean up.  Gives the house much better curb appeal.

Save $$$ On Home Repairs

Sometimes you can just do-it-yourself. Here are three simple home repairs almost anyone can do:

Caulking. Save energy costs by using caulk to seal air and water leaks. Use 100% silicone caulk (available at a hardware store), because it’s waterproof and shrink-resistant. Remove old caulk with a razor blade, outline the area with masking tape, and use a caulk gun to apply new caulk. Smooth it with your finger and remove the tape.

Cleaning grout. If you’re tired of scrubbing, buy a grout color restorer at Home Depot or Lowes. Stone Care International’s Grout Ink, for example, comes in white, earth tone, or gray for about $8 a tube. Clean the surface, apply a coat and let dry. Do a second coat.

Fixing squeaky doors. Shut the door and pull out the center pin from one hinge. Clean the pin with a scrubbing pad and coat it with petroleum jelly. Put the pin back in and open and close the door a few times. Repeat with other hinges if necessary.

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ROONEYISMS

I’ve  learned…. That when  you harbor bitterness, happiness will dock elsewhere.  

Fun Facts and Laughs

Great Travel-Planning Websites . . .

www.tripit.com – Create a detailed itinerary of car rentals, restaurants & hotels, and even keep up with the weather.

www.lonelyplanet.com – Follow the discussions of those who have just come back from your travel destinations.

www.plnnr.com – Create free automatic travel itineraries for major cities in the U.S. and Europe.

http://personalizedtravelagency.com
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What To Do If Your E-mail Is Hacked . . .

If your friends and family say they got a spam message from you, your email may have been hacked. Try these fixes:

Change your e-mail account password. Use phrases, upper/lower case letters, numbers, and symbols. Don’t use your birthday!

E-mail your contacts immediately. Tell them your account was hacked and they shouldn’t open your e-mails containing suspicious links or requests for money.

Check your security levels. Firewalls usually block hackers. Do an anti-virus update and run a scan on your system.

Don’t click on anything in suspicious e-mails. That’s probably how your e-mail got hacked in the first place.

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Remember These Classic Candies? . . .

• Bit-O-Honey — Honey-flavored taffy guaranteed to remove your fillings.

• Bubble-gum cigars & cigarettes — Yes, they sold these to kids!

• Little Wax Bottles filled with a sugary liquid — you can still find them out there!

• Clark’s Teaberry Gum — It even had its own song called The Teaberry Shuffle.

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GREAT PROPERTIES AVAILABLE 
IN THE LA PAZ AREA

Check our  local MLS to search for your lot, dream home or condo on my web site.  Go to http://osmx.com and click on the Baja MLS link

 

Trivia Challenge for the Month…

Last month’s Trivia Question? 
What was the highest grossing movie of the 1990s?

a) Titanic   b) The Lion King   c) Jurassic Park   d) Men In Black

The answer is a) Titanic, which had $658 million in ticket sales. So, let’s move on to this month’s trivia question.

Who holds the record for the most consecutive victories on the PGA Tour?
a) Jack Nicklaus
b) Tiger Woods
c) Byron Nelson
d) Arnold Palmer

 

 

Brain Teaser Answer:

Dust

Thanks For Thinking of Me!

Did you know I can help you or any of your friends or family save time and money when buying or selling a home  in the La Paz area? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Real Estate Corner Q & A . . .

Q.  I just took my home off the market because it didn’t sell. What can I do now to try to sell it again?

 

A.  The biggest things to consider are the home’s price and its condition.

You may have set the price too high, keeping buyers and real estate agents away. If you lowered your price in increments, it may have been too late since it was already viewed as an “overpriced” home. Also, look at your home’s condition from a buyer’s perspective. Is there more you can do to make it stand out from other homes for sale?

It may be time to hire not just a REALTOR®, but a Home Marketing Expert. This is an agent who understands your needs and can use their expertise to re-evaluate the price plus share easy ways to make your home appear more attractive to buyers.

Do you have a question you want answered related to real estate or home ownership in Mexico? Feel free to email me at omnilapaz@gmail.com Perhaps I’ll feature your question in my next issue!

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THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…
You received this email because you requested it, are on the mailing list, or a friend forwarded it to you.

Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.

Copyright (c) 2014 by Forte Communications, Inc.

 


Click to view this email in a browser

If you would like to stop receiving helpful tips on Healthy, Wealthy, and Happy Living from me, you may reply with “Remove Me” in the subject line or simply click on the following link: Remove Me


Omni Services S.A. de C.V.
Alvaro Obregon 460-C
La Paz, Baja California Sur 23000
MX

http://www.osmx.com/2589/

SERVICE FOR LIFE NEWSLETTER-LA PAZ UPDATE FEB 2014

Click to view this email in a browser

Omni Services S.A. de C.V. Gordon Herpst’s…

Service For Life! ®

Insider Tips for Healthy, Wealthy and Happy Living
Inside This Issue…
  • Can You Tell If That Review Is Real Or Fake?…
  • 3 Reasons Why You Should Eat This Type of Chocolate…
  • Fun Facts and Laughs: Using Credit Cards Overseas, Websites For Car Sellers & Buyers, And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: What Should I Do To Find The Right Home At The Right Price?…
If you’re not already a subscriber to my free e–newsletter email me to sign–up
0ca02f2 Omni Services S.A. de C.V. 
Alvaro Obregon 460-C
La Paz, B.C.S., 23000, Mexico
Phone: 52(612)123-4888
Email: omnilapaz@gmail.com, buildgreenmx@gmail.com
Web Site: http://osmx.com
February 2014

Dear Subscriber,

Reading online customer reviews is an excellent way to decide if you want to buy a product or service. But are they always real? You can learn how to tell whether a review is real or fake in this month’sService For Life!® Free consumer newsletter.

You’ll also learn why you should eat dark chocolate (yum!), what you should know about credit cards if you’re traveling internationally, and three great web sites for car sellers and buyers – plus fun facts, a trivia challenge, and lots more.

Come on down to La Paz for Carnaval, February 27 to
March 4th.  It’s a little warmer here too.

You can fly into Cabo and either rent a car and drive up
to La Paz or in terminal 1 at the airport you can  take
the Ecobaja tours 7 passenger bus to La Paz.

Check out  my online travel agency at http://personalizedtravelagency.com

Gordon Herpst
Omni Services S.A. de C.V.

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?

They may be people wanting to buy a vacation or retirement home in Mexico in the next 6 months, and you can tell them about my services.  E-mail me by clicking here at omnilapaz@gmail.com, or buildgreenmx@gmail.com

Today’s Brain Teaser . . .

I am not alive but I grow. I don’t have lungs, but I need air.
I don’t have a mouth, and water kills me. What am I?

(see answer below)

Is That Review Real Or Fake?

You probably look at customer reviews before you buy almost anything online. But you also know that some of the reviews may have been written by paid reviewers, company employees, competitors or people who just have too much time on their hands. These signs will help you spot the real from the fake.

Signs the review may be fake:

  • It sounds like an ad. The reviewer repeats the company name, model number and features (from the product description). For example, “You won’t believe your
  • The reviewer is anonymous. That’s a red flag. If you can, look for reviewer profiles so you can see what else they have reviewed and generally how positive or negative they may be.
  • The review is completely one sided – either positive or negative. Is anything absolutely perfect?

Signs you should look for:

  • The reviewer actually purchased the item. He or she may post pictures from a hotel you are considering. On Amazon, look for a review marked “Amazon Verified Purchase.” Also, reviews labeled “Amazon Vine” are from trusted reviewers who gave their opinions in exchange for free products.
  • The product or service has many reviews. Check for even more reviews on other sites by searching the product name followed by “reviews.” Get as many opinions as you can.
  • The reviews have pluses and minuses. For example, “This TV is great for gaming and watching sports and the size is perfect. I’m happy with the purchase but the audio quality could be better.”
  • The reviews show a consistent theme. If several reviewers mention the same problem (e.g. the sheets fade after repeated washings), you might do more shopping.
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Rooneyisms

I’ve learned…. That opportunities are never lost;  someone will take the ones you miss.

Why You Should Eat Chocolate

You may have heard (or hoped) that chocolate is good for you. It’s true, if you eat the right kind. Studies show that eating small amounts (7 ounces a week) of high-quality dark chocolate has health benefits. But it has to contain at least 70% cacao and be low in sugar and fat. Here are the 3 biggest benefits of eating dark chocolate:

    • It lowers your risk of heart disease.
      How?: Research indicates eating dark chocolate helps lower blood pressure. But it doesn’t work if you’re eating other things that are not healthy.
      Why?: Dark chocolate contains flavonoids. These plant chemicals have antioxidant and anti-inflammatory effects. Foods rich in flavonoids have been associated with a reduced risk of heart disease.
    • It helps reduce the negative effects of stress.
      How?: Scientists have found dark chocolate to reduce anxiety (probably why you crave it when you’re stressed!). It can also help you feel happier.
      Why?: Dark chocolate raises endorphin levels in the brain, which give you an euphoric feeling. It also triggers serotonin, which is a neurotransmitter (signal to the brain) known to be an anti-depressant.
  • It may lower your Body Mass Index (BMI).
    How?: Eating dark chocolate can help your body naturally regulate your weight.
    Why?: BMI is a number calculated from a person’s weight and height that is an indicator of body fat. Dr. David Katz of Yale University says research suggests that antioxidants might play a role in reducing inflammation, and dark chocolate in particular might help balance the hormones that facilitate weight control.
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Here’s A Free, Valuable Resource…

Now You Can Search The Home Market, Get Helpful Community Information, AND Receive Important Resources For Saving Time And Money When Buying Or Selling At http://osmx.com

Fun Facts and Laughs

Tips For Using Credit Cards Overseas . . .

If you’re traveling internationally, you’ll want to use credit cards for hotels, meals and large purchases, and debit cards for cash. Besides telling your bank that you’re about to take a trip so they don’t freeze your account for those purchases you make in Italy, here are two more important tips:

Avoid “Foreign-Transaction” Fees. Call your card’s customer service department to see if your card has this fee, which may be up to 3 percent of each purchase. If it does, get a card that waives the fee, including Capital One and Chase Sapphire Preferred cards. Also, ask your credit card company if you’ll be charged an ATM withdrawal fee. If your bank has a partnership with banks in other countries, you shouldn’t be charged for an in-network transaction.

Consider getting a card with a “chip.” Most U.S. cards use a magnetic strip for transferring information. Cards in Europe, Asia, and elsewhere use a microchip embedded in the card (called EMV or “chip and PIN” technology). You should get by with your card with proper identification, but you’ll have problems at automated kiosks (e.g. gas stations) that only accept “chipped” cards.

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Websites For Car Sellers & Buyers . . .

• www.kbb.com – Find out how much your car is worth on this Kelley Blue Book site.

• www.carfax.com – Use it to get vehicle history reports if you’re buying a used car.

• www.edmunds.com – This car-shopping site provides car reviews, photos, videos, research, and buying tools to help you pick your next car.

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Quotes To Live By . . .

If your actions inspire others to dream more, learn more, do more, and become more, you are a leader.
–John Quincy Adams

Be a yardstick of quality. Some people aren’t used to an environment where excellence is expected.
–Steve Jobs

If you lose the power to laugh, you lose the power to think.
–Clarence Darrow

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Have A Laugh . . .

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REMINDERS!!

We can help you purchase your DREAM home in La Paz Mexico.  Or if you prefer to build we can help you find your lot.  For Green construction (Which I reccomend because of our abundance of sunshine,)  We can help you with ICF construction materials, Solar hot water systems, PV electric systems, CFL and LED lighting etc.  Solar pool pumps and pool heaters are a great way to help reduce your utility bills.  Contact me at omnilapaz@gmail.com  or buildgreenmx@gmail.com

Trivia Challenge for the Month…

Last month’s Trivia Question? 

Which of these contenders did the Oxford Dictionaries choose as the Word Of The Year for 2013? 

a) Binge-watch   b) Selfie   c) Bitcoin   d) Twerk

The answer is b) Selfie. It’s an informal photograph you take of yourself, typically with a smartphone or webcam, and upload to a social media website. So, let’s move on to this month’s trivia question.

What was the highest grossing movie of the 1990s?

a) Titanic
b) The Lion King
c) Jurassic Park
d) Men In Black

Brain Teaser Answer:

Fire

Coming to La Paz, Cabo San Lucas or???

Check out my  online travel agency.  Book your trips 24/7 or contact the agency with your requests.  http:// personalizedtravelagency.com  email at personalizedtravelagency@gmail.com  

Real Estate Corner Q & A . . .

Q.  What should I do to find the right home at the right price?
A.  A tip that will help you get the home you want is to be financially prepared before you start house hunting. Here are two key points:

    • Find a motivated lender. Ask your REALTOR® (choose one who is an experienced Home Buyer Representative) to refer one or two reputable lenders to you. Study up on basic terms so you’ll be able to choose the loan that will be the best deal for your situation.
  • Get pre-APPROVED, not just pre-QUALIFIED for a loan.You’ll have more power to negotiate because the sellers know you can close on the transaction.

We have many attractively priced properties available in the La Paz area.  Come on down and have a look!

Do you have a question you want answered related to real estate or home ownership in Mexico? Feel free to email me at  omnilapaz@gmail.com  Perhaps I’ll feature your question in my next issue!

Forward this to a friend

THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…
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Copyright (c) 2014 by Forte Communications, Inc.

 

 

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Omni Services S.A. de C.V.
Alvaro Obregon 460-C
La Paz, Baja California Sur 23000
MX

Service For Life Newsletter-La Paz Update Jan. 2014

Click to view this email in a browser
Omni Services S.A. de C.V. Gordon Herpst’s…
Service For Life! ®
Insider Tips for Healthy, Wealthy and Happy Living

Inside This Issue…

  • Is It A Cold Or The Flu, And What Should You Do?…
  • How To Turn Unused Gift Cards Into Cash…
  • Fun Facts and Laughs: Take The Perfect Nap, Best Time To Drink Coffee, And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: How Can I Net More Money Selling My Own Home?
If you’re not already a subscriber to my free e–newsletter email me to sign–up
Gordon2 Omni Services S.A. de C.V.
Gordon Herpst 

Alvaro Obregon 460-C
La Paz B.C.S., 23000, Mexico
Phone: 52(612)123-4888
Email: omnilapaz@gmail.com,buildgreenmx@gmail.com Web Site: http://osmx.com
January 2014Dear Subscriber
Have you heard the old adage to ‘starve a cold and feed a fever’ (or is it the other way around?). In this month’s Service For Life!® Free consumer newsletter I’ll give you symptoms to know if you have the cold or the flu, and what you should (and shouldn’t do) do if you get either one.You’ll also learn how to turn unused gift cards into cash, the best time to drink coffee, and three helpful apps for first aid – plus fun facts, a trivia challenge, and lots more.

Lots of Posadas (Christmas parties) this year.  The city put up beautiful Christmas decorations on the Malecon street lights.  Also they created an illuminated Christmas Village on the Malecon near Marina Palmira.  Lots of traffic and Christmas shoppers. (No snow or ice to contend with)
Most of the government offices will be closed from about the 20th of December to around the middle of January for Christmas vacations.

  Gordon Herpst
Omni Services S.A. de C.V.
 

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?
They may be people looking to buy a retirement or vacation home and you can tell them about my services for buying selling or building their home in La Paz, Baja California Sur, Mexico.  A great place to live  and a low cost of living.   Email me at omnilapaz@gmail.com

Today’s Brain Teaser . . .

If nine-thousand nine-hundred and nine dollars is written as $9,909, how should twelve-thousand twelve-hundred and twelve dollars be written?
(see answer below)


Is It A Cold Or The Flu?

You feel lousy. Does it matter whether it’s a cold or the flu? Yes. It’s important because the influenza virus can have very serious complications, such as pneumonia, and can be deadly. While both colds and the flu are caused by viruses that produce some of the same symptoms (sore throat, headache, nasal congestion), there are some definitive symptoms you should look for.

Ask yourself these questions:

Do I have nasal congestion, a stuffy nose or frequent sneezing?
Do I have a runny nose with thick discharge?
Do I have a moist cough?

If your symptoms are from the “neck up” and come on gradually, it’s probably a cold, caused by the rhinovirus or more than 200 other viruses.

Do I have a high-grade fever (102 degrees or above)?
Do I have chills, extreme fatigue, muscle aches, and pains?
Do I have difficulty breathing or shortness of breath?

If your symptoms come on suddenly and your body feels weak and tired, it may be the flu.
What You Should (And Shouldn’t) Do…
If you have a cold:

  • Rest and drink water, juice, broth or warm lemon water with honey to loosen congestion and prevent dehydration. Avoid alcohol, coffee and caffeinated sodas, which are dehydrating.
  • Eat chicken soup. Even the Mayo Clinic says it might help by acting as an anti-inflammatory and speeding up the movement of mucus.
  • Gargle with salt water (1/4 to 1/2 teaspoon salt dissolved in an 8-ounce glass of warm water) to temporarily relieve a sore throat.
  • Try an over-the-counter medication to ease your symptoms, but read the labels to make sure you don’t overdose on acetaminophen (Tylenol).
  • Don’t take antibiotics (they attack bacteria, not viruses). If your symptoms don’t improve after a week, however, you may have a bacterial infection that could be treated with an antibiotic.
  • Use a saline nasal spray to rinse the virus out of your nasal passages.
  • Put a humidifier in your room. Cold viruses thrive in dry conditions (that’s why colds are more common in winter).
  • Consider herbal remedies like Echinacea, vitamin C and zinc (some people have great success), but talk to your doctor first.
  • Don’t believe the adage “starve a cold, feed a fever” or vice versa.There’s little scientific evidence either way works.

If you have the flu:

  • Try to avoid it in the first place by getting a flu shot. The U.S. Centers For Disease Control recommends that everyone over six months of age be vaccinated annually.
  • Get to a doctor fast. He or she can take a nasal or throat swab to see if you test positive for the flu. Prescription anti-viral medications like Tamiflu and Relenza, which shorten the length and severity of the illness, should be taken within 48 hours of the onset of the symptoms.
  • Don’t take antibiotics — unless you have a complication. If you’re coughing up green phlegm spotted with blood, you may have a bacterial infection and antibiotics could be appropriate.
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Thinking Of Buying A Retirement Home Soon?

If you’re planning to retire and buy a retirement home in Mexico I can help you find your DREAM home or help you build your GREEN home.  Great long term savings can be had by using the new building materials and installing solar systems and LED lighting.  Send me an email with your needs.  omnilapaz@gmail.com


Turn Unused Gift Cards Into Cash

If you recently received a gift card as a present, here’s some good advice: Use it as soon as possible. Why? More than $1 billion on gift cards goes unredeemed annually. Gift cards make great presents, but you may receive some you aren’t excited about. If you don’t want the card, you can sell or exchange it at websites like:

  • www.plasticjungle.com. Sell gift cards worth at least $25 for approved merchants for a percentage of the face value. Receive your funds through PayPal, by check, or in the form of an Amazon.com gift card.
  • www.cardpool.com. Use this worldwide exchange to sell your gift cards for cash and earn up to 92 percent cash back.
  • www.raise.com. Choose your own price rather than relying on the website to tell you what percent of the face value you can earn. Review the marketplace to see prices for similar cards.
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Thank You! 

Thanks to all of my clients and friends who support my practice and graciously referred me to your friends and neighbors!

Don’t forget to go to   http://personalizedtravelagency.com for your travel needs.  Book your trip online 24/7

May you all have a happy and prosperous  New Year!


Fun Facts and Laughs

Take The Perfect Nap . . .
To sleep during the day without feeling groggy, time your nap one of three ways:

1. For improved alertness and performance, take a 10 to 20 minute power nap, ideally between 1-4 p.m.
2. If you find yourself sleeping longer than 20 minutes, try to go for a 90-minute nap. This will take you through a full sleep cycle, which aids creativity and procedural memory.
3. Try to sleep less than 45 minutes or more than 90 minutes because if you wake up during the middle of a slow-wave cycle you may feel more tired.
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Best Time To Drink Coffee . . .

Do you have a cup of coffee to wake you up first thing in the morning? Turns out your cortisol levels naturally peak between 8 a.m. and 9 a.m. So have your coffee between 9:30 a.m. and 11:30 a.m., which should give you an energy jolt before your body’s next natural energy spike at noon.
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Useful First-Aid Apps For Apple & Android Devices . . .

• Pocket First Aid & CPR – Updated with CPR info from the American Heart Association and includes 34 helpful videos. ($1.99)
• First Aid-American Red Cross – Expert advice for everyday emergencies plus you don’t need Wi-Fi to access it. (Free)
• GotoAID – First aid for you and your pets plus disaster preparedness ($4.99 for advanced version).
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Have A Laugh . . .


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ROONEYISMS

I’ve learned… That life is tough, but I’m tougher.  


Trivia Challenge for the Month…

Last Month’s question

What beverage was originally known as “Brad’s Drink”? 

a) Coca-Cola   b) Mountain Dew   c) Pepsi   d) Dr Pepper
The answer is c) Pepsi. Caleb Bradford, a North Carolina pharmacist, invented the drink made of carbonated water, sugar, vanilla, rare oils, pepsin and kola nuts at his soda fountain in 1893. He renamed it Pepsi Cola a few years later after the digestive enzyme pepsin and kola nuts used in the recipe. So, let’s move on to this month’s trivia question.

Which of these contenders did the Oxford Dictionaries choose as the Word Of The Year for 2013?

a) Binge-watch b) Selfie c) Bitcoin d) Twerk


Brain Teaser Answer:

$13,212


Lots of great properties available and at great prices too.

Did you know I can help you or any of your friends or family save time and money when buying a home  in the La Paz area?  Let me know what you need.  omnilapaz@gmail.com


Real Estate Corner Q & A . . .

Q.  How can I net more money selling my own home?
A.  Here are three important tips:

  • Set the right price from the start. Homes that sell for the most money are priced right when they go on the market.
  • Create a comprehensive plan to market your home. You can target buyers though flyers and open houses, but your home should be listed in the official MLS database by a REALTOR® so more buyers see it and you get a price closer to what you’re asking.
  • Hire an experienced Home Marketing Expert. A REALTOR® who knows how to effectively market your home can net you more money. Plus, they can save you time by assisting you with every aspect of the sale, from pricing your home to coordinating the closing process.

Do you have a question you want answered related to real estate or home ownership in Mexico? Feel free to contactl me at omnilapaz@gmail.com  Perhaps I’ll feature your question in my next issue!

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THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…
Share this issue with family and friends --- Forward To A Friend
You received this email because you requested it, are on the mailing list as {EMAIL_ADDRESS}, or a friend forwarded it to you.
Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.
Copyright (c) 2014 by Forte Communications, Inc.

 


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If you would like to stop receiving helpful tips on Healthy, Wealthy, and Happy Living from me, you may reply with “Remove Me” in the subject line or simply click on the following link: Remove Me

Omni Services S.A. de C.V. Alvaro Obregon 460-C  La Paz, Baja California Sur 23000 MX

SERVICE FOR LIFE NEWSLETTER-LA PAZ UPDATE

Gordon2

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Omni Services S.A. de C.V. Gordon Herpst’s…

Service For Life!   ®

Insider Tips for Healthy, Wealthy and Happy Living

Inside This Issue…

  How To Evaluate A Charity…
Avoid These 4 Annoying Fees…
Fun Facts and Laughs: Female Heart Attack Symptoms,       Did Your Cell Phone Go In The Toilet?, And More…
Trivia Challenge:
Real Estate Corner Q&A: How Can I Get Help Coming Up With A Down Payment To Buy A House?…

 

If you’re not already a subscriber to my free e–newsletter   email   me to sign–up

   Gordon2

Omni Services S.A. de C.V.
Gordon Herpst
Alvaro Obregon 460-C
La Paz,B.C.S.,23000,
Mexico

Phone:     52(612)123-4888
Email: omnilapaz@gmail.com,buildgreenmx@gmail.com

Web Site: http://osmx.com

December   2013

Dear Subscriber,

It’s the end of the year and several different charities may be asking you   for a donation. How do you decide which charities to support? In this month’s   Service For Life!® Free consumer   newsletter, I’ll give you specific tips on how to evaluate charities and some   other creative ways to make your contributions go further.

You’ll also learn how to avoid four annoying fees and get three web sites   where you can find gourmet food gift ideas – plus fun facts, a trivia   challenge, and lots more.


Gordon Herpst
Omni Services S.A. de C.V. 

P.S.  When you notice people talking about real estate in the   next few weeks, can you tell them about the free consumer information I   provide?

They may be people wanting to retire in the coming year, and you can tell   them about my services in the La Paz area to help them buy or build their   DREAM home. email me at omnilapaz@gmail.com        or      buildgreenmx@gmail.com.

 

Today’s Brain Teaser . . .

You can have me but cannot hold me. Gain me and
quickly lose me. If treated with care I can be great,
and if betrayed I will break. What am I?

(see answer below)

“Is My Donation Used Well?”

At this time of year you may be   approached by charities to make an “end of year” contribution. Here’s what to   look for to evaluate charities, along with a few creative ways to make your   contribution go further:

  • Spend time on these websites: www.charitynavigator.org, www.bbb.org/charity, www.greatnonprofits.org. Search for a charity and look at complaints, reviews, and ratings (5-star, etc.).
    • Check for IRS 501(c) 3 status, which makes your contribution tax deductible and         holds the charity to a non-profit standard.
    • Look at the overhead ratio (the percentage of expenses that goes to         administrative and fundraising costs) to see if it raises any “red  flags.” The majority of charities evaluated by Charity Navigator spend 10 percent or less on fundraising fees and 15 percent or less on administrative costs.
    • Check the charity’s financial health by visiting its website and looking at its annual report. For the charity’s results, look for its Charting Impact report at www.chartingimpact.org. The report gives the charity’s answers to five basic questions, such as “What have and haven’t you accomplished so far?”
    • Beware of charities that won’t share information. These might be scams (usually by phone or email).
  • Look for other ways to give. Ask your tax advisor for any financial implications but consider the following:
    • Create a scholarship at your high school or college. They may require $100 to $1,000 a year or more, and         larger institutions have higher minimums.
    • Give a designated contribution to a hospital. Work with the hospital’s development office to         donate money for new equipment or a specific project like breast cancer         research.
    • Give to your child’s school. Ask them to designate your donation for a specific         department, such as the music program.
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Learn How To Save Money On
Your Utility Bills!

With   all of the free sunshine here in the La Paz area, it pays in the long run to   use Solar hot water systems, PV grid-tied Solar electric systems, CFL and LED   lighting where ever possible.  We can help you add these systems to your   home or better still, to help you build your DREAM home GREEN.   Contact   me for more information.
Email me at buildgreenmx@gmail.com

Avoid These 4 Annoying Fees

Are you tired of paying fees on   practically everything?   Here are 4 fees you might have paid and what you can do to avoid them next   time.

  1. Out-of-network ATM fee. The average fee is $4, including the fee from the        owner of the ATM and from your bank.
    Avoid it: Find        ATMs in your network by checking your bank’s website. Or switch to a        bank that belongs to the ATM surcharge-free Allpoint network. Learn more        at: www.allpointnetwork.com.
  1. Cell phone texting fee. Most big carriers charge 20 cents per text sent or        received (OK if you use it infrequently).
    Avoid it:        Buy a fixed or unlimited text plan for $10 to $20 a month. If you use        texting as your primary means of communication, you and your friends can        download a free app such as WeChat, WhatsApp Messenger or TextFree (all        iPhone and Android). These apps work over your phone’s existing data        plan or any Wi-Fi connection to send text messages for free.
  1. Hotel Wi-Fi fee. Many luxury hotels and resorts charge $10 to $20 for        in-room Wi-Fi.
    Avoid it:        Many hotel chains now offer free Wi-Fi, such as Holiday Inn and Best Western.        But you can also join a hotel’s loyalty program to get free Wi-Fi.
  1. New car dealer fee. Some dealers charge vehicle or dealer-prep fees,        advertising fees, and administrative fees.
    Avoid it:        If the fees are listed on the factory “invoice sheet,” pay them since        they come directly from the manufacturer. If they aren’t listed,        negotiate to have them removed or buy the car from another dealer.
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ROONEYISMS

I’ve    learned…. That no   one  is perfect until you fall in love with them.


Fun Facts and Laughs

Heart Attack   Symptoms For Women . . .

Common heart attack symptoms for both men and women are chest pain, shortness   of breath, dizziness, and cold sweats. But studies show women are more   likely to experience these additional symptoms:

Pain in the arm, back, neck, abdomen, or shoulder blades. The pain radiates to many        places, feeling like a tightness or ache.

Jaw and throat pain. It may feel like someone’s choking you.

Nausea and vomiting. Women are more likely to think they have a stomach flu.

Unusual fatigue. Beyond feeling tired, this is an overwhelming feeling of fatigue and exhaustion.

If you have chest pain or any of these other symptoms of a heart attack that last longer than five minutes, call 911 and ask for an ambulance. You’re more likely to get faster treatment at a hospital if you arrive by ambulance than by private car.

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Gourmet Food   Websites . . .

  • www.goldbely.com — Have famous dishes (Like Chicago’s Lou Malnati’s deep dish pizza) shipped right to your door.
  • www.igourmet.com — Great for specialty items, cheeses, olive oils, and gift baskets.
  • www.abesmarket.com– Features organic or natural foods, including gluten-free, vegan and kosher. Prices are comparable to your supermarket.

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What To Do If Your   Cell Phone Drops In The Toilet . . .

Apparently it happens frequently. Here’s what you can do to save your phone:

  • Turn the power off, and don’t turn it back on. Don’t  try to charge it.
  • Remove the battery if you can.
  • Try putting it in a bag of uncooked rice to absorb  the moisture overnight. That’s not always enough to fix it.
  • Take it to a phone repair shop ASAP (within 24 to 48 hours).

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A Message To My
Clients and Friends…

I would like to take a moment to acknowledge and thank  the special   people who’ve helped build my business with their enduring support and   referrals. I couldn’t do it without you!   And I wish you all a MERRY CHRISTMAS   and a HAPPY   NEW YEAR

Trivia Challenge for   the Month…

Last month’s   Trivia Question? 

Ken Jennings won over $2.5 million   as a contestant on what popular TV game show in 2004? 
a) Jeopardy   b) Wheel of Fortune
c) The Price Is Right   d) Deal or No Deal
The answer is a) Jeopardy. So, let’s move on to this month’s trivia question.

What beverage was   originally known as “Brad’s Drink”?
a) Coca-Cola
b) Mountain Dew
c) Pepsi
d) Dr Pepper

 

 

Brain Teaser Answer:

Trust

Thanks For Thinking of Me!

Did you know I can help you or any of your friends or family save time and   money when buying or selling a home? Thanks for keeping me in mind with your   referrals…and spreading the word about my services.

Real Estate Corner Q & A . . .

Q.  I’m wasting money on rent   and want to buy a home. How can I get help with a down payment?

A.  There are ways to get a down payment, including the following:

Look into local or federal government programs.

    They expire or change frequently, so ask your        REALTOR® about any programs that may apply to your area and situation.

  • Have the seller finance you. Some sellers may be willing to help you buy their homes in something called a “seller take-back.”
  • Use a financial gift from a friend or relative. Tax law allows gifts of up to $14,000 a year to be given without tax consequences to the giver or recipient (see IRS publication 950). You can get a gift from each parent or two friends without them having to pay a gift-tax, which brings it up to $28,000.

Do you have a question you want answered related to real estate or home  ownership in Mexico? Feel free to email me at: omnilapaz@gmail.com   Perhaps   I’ll feature your question in my next issue!

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THANK YOU… for reading my Service For Life!® personal   newsletter.  I wanted to produce a newsletter that has great content and   is fun and valuable to you.  Help your friends get more out of life by   forwarding this email to them…
You received this email because you requested it, are on the mailing list as omnilapaz@gmail.com, or a friend   forwarded it to you.Disclaimer:  The information contained in this email is intended for   informational purposes.  It should not substitute as legal, accounting,   investment, medical or other professional services advice.  Always seek   a competent professional for answers to your specific questions. This email is   not intended to solicit real estate properties currently for sale.

Copyright (c) 2013 by Forte Communications, Inc.

 


Click to view   this email in a browserIf you would like to stop receiving helpful tips on Healthy, Wealthy, and   Happy Living from me, you may reply with “Remove Me” in the subject   line or simply click on the following link: Remove Me

Omni Services S.A. de C.V.   RFC:OSE950629351
Alvaro Obregon 460-C RFC: OSE950629351
La Paz, Baja California Sur 23000
MX

Service For Life Newsletter-La Paz Update Oct 2013

 

Click to view this email in a browser Omni Services S.A. de C.V. Gordon Herpst’s…

Service For Life! ®

Insider Tips for Healthy, Wealthy and Happy Living

Inside This Issue…
  • Are You Driving A Safe Car?…
  • 4 Websites To Raise Money With “Crowdfunding”…
  • Fun Facts and Laughs: Flight Tracker App, 3 Skills To Help You Get Hired, And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: What Should I Know About Owning Investment Property?…

If you’re not already a subscriber to my free e–newsletter email me to sign–up

0ca02f2

Omni Services S.A. de C.V. 
Alvaro Obregon 460-C
La Paz, B.C.S., 23000 Mexico
Phone: 52(612)123-4888 Email: omnilapaz@gmail.com, buildgreenmx@gmail.com
Web Site: http://osmx.com

October 2013

Dear Subscribers,

No one wants to think about getting in an automobile crash, but there are thousands of them every day. In this month’s Service For Life!®Free consumer newsletter, I want to share some important safety features you should look for when you buy a new or used car, and some you can add to your existing car to protect yourself and your family.
You’ll also learn how you might raise money for an art project, a new business venture, or a friend in need by using “crowdfunding”…plus fun facts, a trivia challenge, and lots more.

Gordon Herpst

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?
They may be people wanting to move away for retirement or to buy a vacation home.  Give them my mail address or forward this newsletter to them.  omnilapaz@gmail.com

Today’s Brain Teaser . . .

If you were to spell out numbers, how far would you have to go before you used the letter “A”?
(see answer below)

Are You Driving A Safe Car?

No one wants to think about getting in an automobile crash. But every day there are over 25,000 vehicles involved in police-reported crashes in the U.S. alone. Look for these important safety features when you buy a new or used car, and some you can add to an existing car to protect yourself and your family.
Standard features on new cars (look for them on used cars):

  • Electronic stability control (ESC). This helps keep the car under control during cornering and prevents it from skidding. Having it reduces the risk of rollovers by more than 70 percent.
  • Advanced air bags. “Frontal” air bags work with lap/shoulder belts to protect the head and chest from hitting the steering wheel or windshield to avoid serious injuries. Most new models include “side curtain” bags to protect the head, and some have air bags for back seat passengers.
  • Anti-lock brake system (ABS). This prevents lock-ups and skidding, even in slippery conditions. Anti-lock brakes have been proven to save lives by helping drivers keep control of a vehicle. Having the system can be the difference between stopping in time or rear-ending another car.

Features you can add to your current car to make it safer:

  • Blind-spot mirrors. You stick these on your side rear view mirrors to see cars in your “blind spot.” Get them at WalMart for $3 to $10.
  • Bluetooth add-on. This lets you talk through the car stereo so you can make hands-free calls and prevent distracted driving. Ask a local mobile-electronics shop or check on Amazon.com, and expect to pay about $50 to $150 for the adapter plus installation.
  • OnStar FMV (For My Vehicle). OnStar lets you talk to a real person when you need help 24/7, and if air bags deploy, will notify emergency vehicles for you. To see if you can get it on your car (from $19/month or $200/year), go towww.onstar.com.

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Good News If You Are Coming To La Paz Or Traveling!

NEW ONLINE TRAVEL AGENCY AVAILABLE TO BOOK YOUR TRAVEL  NEEDS

The ONLINE travel agency, PERSONALIZED TRAVEL AGENCY is now available so that you can book your trips online or send a email and have an agent help you book your trip.  The best thing is that you can match or beat most any legitimate published  rates for flights or hotels.  Check it out at  http://personalizedtravelagency.com  

Can “Crowdfunding” Help You?

Are you looking to launch a new product or service or raise money for someone with insurmountable medical bills? Check out these top “crowdfunding” sites to find the one to help you the most:
www.kickstarter.com – Tens of thousands of users have used this site to finance art, comics, fashion design, games and music. It has to be a specific project, and it’s not for charities or personal financing needs.
www.indiegogo.com – This site approves donation-based fundraising for things like music, personal finance, and charities. One of the most funded projects was the “Let’s Build A Tesla Museum.” Their goal was $850,000 and they received $1.3 million from 33,253 funders.
www.rockethub.com – This site welcomes art, science, business, and social good projects. It partners with A&E TV, which supports selected projects with contributions, in addition to potential national exposure.
www.gofundme.com – Patients and relatives are using this site to raise thousands to pay for such things as surgeries and cancer treatments. Each donation page must be linked to a valid Facebook profile.Forward this article to a friend

Going To Build Your Dream Home?

We can help you build your dream home green.  We have available  ICF materials, LED lighting, and soon to be available the SISYAN SOLAR HOT WATER SYSTEM.  The latest technology is 30% more efficient than anything else available Worldwide.  Send me an email about your plans.  buildgreenmx@gmail.com

Fun Facts and Laughs

Flight Tracker App . . .
Have friends who are flying and want to see exactly where their flight is? Go to www.flightaware.com, a cool site that tracks any commercial flight worldwide and shows you its progress on a map. There’s also a free FlightAware app for iPhone, iPad, and Android devices.
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What are employers looking for in today’s market? Here are skill areas in demand according to top career specialists:• Project management. This includes schedules, budgeting, and organizational expertise. To gain experience, volunteer to lead a project for a local non-profit and put it on your resume. If you’re serious about the field, check into coursework offered by the Project Management Institute (www.pmi.org) or look online for “A Guide To The Product Management Body Of Knowledge.”
• Sales experience. Companies are looking for people with in-person or phone sales skills. If you don’t have past experience, join a team that raises money for a charity you support.
• Internet marketing. Professionals who know how to use social media and other online promotional tools are in demand. Start by promoting a friend’s business to get experience.
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Quotes To Live By . . .
Rule No. 1: Never lose money; Rule No. 2: Don’t forget Rule No. 1. –Warren Buffett
High expectations are the key to absolutely everything. –Sam Walton
We are what we repeatedly do; excellence, then, is not an act but a habit. –Aristotle
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Have A Laugh – Witty Wisdom . . 
.•
If you’re too open minded, your brains will fall out. • Age is a very high price to pay for maturity. • A balanced diet is a cookie in each hand. • Bills travel through the mail at twice the speed of checks. • My idea of housework is to sweep the room with a glance.
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ROONEYISMS

I’ve learned…. That the easiest way for  me to grow as a person is to surround myself with people smarter  than I am.

Trivia Challenge for the Month…

Last month’s Trivia Question.

Which of these couples topped the list of the highest paid celebrity couples for the period May 2011 to May 2012? 

a) Gisele Bundchen & Tom Brady   b) David & Victoria Beckham c) Brad Pitt & Angelina Jolie   d) Beyonce Knowles & Jay Z
The answer is d) Beyonce Knowles & Jay Z. Forbes.com says the couple made $78 million. So, let’s move on to this month’s trivia question.

Who is the youngest player ever inducted into the Pro Football Hall of Fame?

a) Gale Sayers (Chicago) b) Troy Aikman (Dallas) c) Walter Payton (Chicago) d) Jonathan Ogden (Baltimore)

Brain Teaser Answer:

One thousand!
Thanks For Thinking of Me!
Did you know I can help you or any of your friends or family save time and money when buying a home in the La Paz area? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Real Estate Corner Q & A . . .

Q.  What should I know about owning investment property?
A.  You can make a successful investment by avoiding these mistakes:

  • Being an absentee owner. Visit the property often and talk to your tenants to get feedback. If you bought a house as a “passive” investment, you may want to hire a property management company.
  • Not having adequate insurance. Work with an insurance professional who will see that you are covered.
  • Not charging fair rent. A REALTOR® who is an Investor Specialist can help you decide what is reasonable for the property.
  • Selecting unreliable tenants. Check all references and credit histories. Good renters will help you generate positive cash flow you can use to reinvest and lower the property payment.

Do you have a question you want answered related to real estate or home ownership? Feel free to email me at omnilapaz@gmail.com. Perhaps I’ll feature your question in my next issue!

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 THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…Share this issue with family and friends --- Forward To A Friend You received this email because you requested it, are on the mailing list as {EMAIL_ADDRESS}, or a friend forwarded it to you.
Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.Copyright (c) 2013 by Forte Communications, Inc.

Service For Life Newsletter-La Paz Update Sept 2013

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Omni Services S.A. de C.V. Gordon Herpst’s…

Service For Life! ®

Insider Tips for Healthy, Wealthy and Happy Living
Inside This Issue…
  • 7 Myths About Food And How To Fight Disease…
  • 3 Easy Strategies For Online Privacy Protection…
  • Fun Facts and Laughs: Whiten Your Teeth Naturally, Websites To Help You Make Extra Money, And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: What Should I Do Differently To Sell My Home The Second Time Around?…
If you’re not already a subscriber to my free e–newsletter email me to sign–up
Gordon2

Omni Services S.A. de C.V.
 Alvaro Obregon 460-C
La Paz B.C.S., 23000 Mexico
Phone: 52(612)123-4888 Email: omnilapaz@gmail.com,
buildgreenmx@gmail.com
Web Site: http://osmx,com


September 2013

Dear Subscriber

Do you know what foods to eat and what to avoid to reduce your risk of heart disease, cancer, or a stroke? There’s a lot of unclear information about diet & nutrition. That’s why in this month’s Service For Life!® Free consumer newsletter, I want to share seven common myths – and the facts you should know – to help you make healthy-eating decisions and fight disease.

Coming soon, the most efficient solar hot water system in the world. 30% more efficient than any other system.  We can help you build your Green home and reduce your utility bills.  Send me an email for more info.  omnilapaz@gmail.com

You’ll also learn three easy strategies to protect yourself when using the Internet on your smartphone, iPad, laptop or computer…plus fun facts, a trivia challenge, and lots more.

Also coming soon!! online travel agency access to book your travel to and from La Paz or world wide. Contact me for more information.

Gordon Herpst
Omni Services S.A. de C.V.

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?
They may be people thinking about buying an investment property in Mexico. You’ll be their wise friend if you tell them about my Free service to help them buy their DREAM retirement or vacation home.  Just email me to start looking for a new home in Paradise, email at omnilapaz@gmail.com

Today’s Brain Teaser . . .

What happened in 1961 that will not happen again for over 4,000 years?
(see answer below)

7 Myths About Food And How To Fight Disease

Medical studies show that eating the right foods in the right amounts and exercising regularly reduce the risk of heart disease, cancer, and stroke. The trouble is there’s so much conflicting information in the media and on the Internet that it’s hard to know what to believe. Here are seven common myths – and the facts you should know – to help you make healthy-eating decisions and fight disease.
Myth #1: All fats are bad. Truth: Your body needs fats to give it energy and support cell growth, but not all fats are equal. Knowing which fats raise LDL (bad) cholesterol and which ones don’t is the first step in lowering your risk of heart disease. For example, you should reduce the amount of saturated and trans fats (which are solid at room temperature, like a stick of butter) in your diet and increase the amount of monounsaturated and polyunsaturated fats (which are more liquid, like vegetable oil.)
Myth #2: A calorie is a calorie. Truth: Doctors say this myth is one reason why obesity is increasing. The calories you eat don’t all have the same impact on your body. 100 calories of broccoli are not the same as 100 calories of cupcakes. It depends on whether you’re eating healthy or unhealthy calories.
Myth #3: Carbohydrates make you fat. Truth: Eating sugary and refined-carbohydrate rich food such as white bread and doughnuts can raise your risk of problems like heart disease. But vegetables are carbs too! The closer the carb is to its original form, the better it is for you. Whole grain brown rice is good, while white rice that has been stripped of its bran and germ doesn’t offer health benefits.
Myth #4: Red meat is bad for your health. Truth: Red meat has more cholesterol and saturated fat than chicken, fish, or vegetable protein. However, you can eat it as long as you limit the amount (one portion = three ounces), choose leaner cuts (“round” or “sirloin”), trim the fat, and cook it by baking, broiling, or grilling.
Myth #5: A gluten-free diet will help you lose weight. Truth: Whole grains are good for you, but those that contain gluten, a protein found in wheat, rye and barley, are harmful for people with celiac disease and gluten intolerance. Other people may lose weight by cutting out gluten, but it’s because they are eliminating foods (like breads, pasta, pastries) that they were probably overeating.
Myth #6: Eggs are bad for your heart. Truth: One egg contains 185 milligrams of cholesterol. For people with normal LDL cholesterol, the daily recommended cholesterol limit is 300 milligrams. The American Heart Association says most people (except those with diabetes or a history of heart problems) can eat one egg per day – if they also watch how much cholesterol they consume from other sources, such as meats, poultry, and dairy products.
Myth #7: You should drink 8 glasses of water each day. Truth: Water keeps your body hydrated (and you also consume it by eating some fruits and vegetables). But the amount you need varies daily, depending on your gender, size and activity level, as well as things like heat and humidity. To test it, check the color of your urine. Clear or light yellow means you’re well hydrated; if it’s a darker color, drink more water.
For more information on ways to eat healthier and fight disease, visitwww.heart.org and click on Getting Healthy.

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Thinking Of Retiring Soon?

We have some great properties available for your retirement or vacation home here in the La Paz area.  A few of them have had their price reduced. Just send me an email with your needs and I will let you know what is available in your price range.  Email me at omnilapaz@gmail.com

Easy Online Privacy Protection

Now that you can access the Internet from your smartphone, iPad, laptop or computer, is your data really safe? You know you should have strong passwords, but here’s how to add an extra level of security:

  • Sign up for 2-step authentication if you use Gmail, Twitter, LinkedIn, PayPal or Facebook. This will protect your accounts by using both your password and your phone to sign in. Look for this under Settings, Profile, or Account (depending on the website).
  • Use “private browsing” (also called “incognito”) on your browser when checking your bank account or paying bills online. This prevents the browser from storing information. Look under File on Firefox or Chrome, or Safety for Internet Explorer.
  • Use a passcode on all your devices (usually under Settings). For more protection, download one of the many security apps available. For example, Avast Mobile Security or Lookout (both free) for Android, and WISe ID (free) or mSECURE ($9.99) for iPhones.
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ROONEYISMS

I’ve learned…. That love, not time,  heals all wounds.

Fun Facts and Laughs

Whiten Your Teeth Naturally . . .
While professional dental procedures work best, you can whiten your teeth (and look years younger) by eating these foods:
Crunchy foods. Apples, celery, and carrots scrub your teeth and stimulate production of saliva, which keeps away plaque. Also helpful are strawberries, which contain malic acid that whitens teeth.
Dairy products. Yogurt and hard cheeses like cheddar contain lactic acid that can protect against decay. Chewing hard cheese also stimulates salivary glands to avoid plaque buildup.
What to avoid. Anything that stains teeth, like coffee, tea, blueberries, red wine, and tobacco. After you consume these, rinse with water or chew sugarless gum to remove stain-causing particles.
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What Happens In 1 Minute On The Internet . . . 

• Amazon has $83,000 in sales
• 204 million emails are sent
• 6 million Facebook views
• 100,000 new tweets
• 2+ million Google search queries
• 47,000 apps are downloaded
• 30 hours of video uploaded on YouTube
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Websites To Help You Make Extra Money . . . 

• www.tutorspree.com – Qualified tutors make $1,000- $2,000 a month on a part-time basis.
• www.freelancer.com – Focus on a skill you have and look for potential jobs.
• www.snagajob.com – Look for part- or full-time jobs in your area.
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Have A Laugh — Job Application Honesty . . .

A company recently asked prospective job applicants to fill out a questionnaire. In answer to the request “Summarize your strongest professional attribute,” one woman wrote, “I’m very good at following instructions.”
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FREE Consumer Help Is Available By e-mail!

Learn valuable information for saving thousands and avoiding costly mistakes when buying, or selling a home in Mexico. Best of all, it’s FREE. Ask about my buyer’s broker services,  email me at omnilapaz@gmail.com

Trivia Challenge for the Month…

Last month’s Trivia Question.
What does the “Double 0” in James Bond’s 007 mean?

a) A member of Her Majesty’s Secret Service   b) Has license to kill c) Nothing, just a ranking system   d) A distinction for years of service
The answer is b) Has license to kill. So, let’s move on to this month’s trivia question.

Which of these couples topped the list of the highest paid celebrity couples for the period May 2011 to May 2012?

a) Gisele Bundchen & Tom Brady b) David & Victoria Beckham c) Brad Pitt & Angelina Jolie d) Beyonce Knowles & Jay-Z

Brain Teaser Answer:

The year’s date reads the same when turned upside down. That won’t happen again until 6009.
Thanks For Thinking of Me!
Did you know I can help you or any of your friends or family save time and money when buying property in the La Paz area? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Real Estate Corner Q & A . . .

Q.  I tried to sell my home but didn’t get any good offers. What should I do differently to get it sold?
A.  After re-evaluating your home’s price and condition, you need to revisit your marketing plan.
Do the pictures of your home on the Internet really show your home to its best advantage? Did your home get seen by as many potential buyers as possible?
To help you pump up the plan, you should hire not just a REALTOR® but a Home Marketing Expert who knows how to show your home’s greatest features and how to get your home more exposure. A Home Marketing Expert knows the best strategies to sell homes fast and for the most money possible.
Do you have a question you want answered related to real estate or home ownership? Feel free to email me at omnilapaz@gmail.com. Perhaps I’ll feature your question in my next issue!
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THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…
Share this issue with family and friends --- Forward To A Friend
You received this email because you requested it, are on the mailing list as {EMAIL_ADDRESS}, or a friend forwarded it to you.
Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.
Copyright (c) 2013 by Forte Communications, Inc.

 

 


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If you would like to stop receiving helpful tips on Healthy, Wealthy, and Happy Living from me, you may reply with “Remove Me” in the subject line or simply click on the following link: Remove Me

Omni Services S.A. de C.V. RFC:OSE950629351 RFC: OSE950629351 Alvaro Obregon 460-C La Paz, Baja California Sur 23000 MX

Service For Life Newsletter-La Paz Update August 2013

Click to view this email in a browser

Omni Services S.A. de C.V. Gordon Herpst’s…

Service For Life! ®

Insider Tips for Healthy, Wealthy and Happy Living

Inside This Issue…

  • 5 Hidden Credit Card Perks…
  • Can You Find An Exercise That Fits Your Personality?…
  • Fun Facts and Laughs: How To Make The Perfect Handshake, Top Money-Saving Shopping Websites, And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: What Mistakes Should I Avoid As A First-Time Homebuyer?…
If you’re not already a subscriber to my free e–newsletter email me to sign–up
Gordon2

Omni Services S.A. de C.V.
Gordon Herpst

Alvaro Obregon 460-C

La Paz, B.C.S., 23000 Mexico

Phone: 52(612)123-4888

Email: omnilapaz@gmail.com,buildgreenmx@gmail.com Web Site: http://osmx.com

August 2013

Dear Subscriber,

If you have trouble exercising consistently, you may be doing the wrong exercise for your personality. In this month’s Service For Life!® Free consumer newsletter, you’ll learn about six personality traits and the perfect exercise for each, so you can have more fun being healthy.
You’ll also learn five hidden benefits of credit cards…plus fun facts, a trivia challenge, and lots
more.
Direct flights from Los Angeles to La Paz finally restarted.  Two weekly flights are scheduled.  The planes seat 90 passengers.  AeroMexico is hoping to increase the number of flights and plane size during high season starting in November.
For those of you retiring and wanting to build your DREAM retirement home, we can help you build GREEN which will save you a lot of money on your electric and gas bills.

Gordon Herpst
Omni Services S.A. de C.V. 

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?They may be people wanting to move away for retirement or want a vacation home. If you’d like
to help them learn important tips and strategies for getting a great property in La Paz, Mexico, Then give them my email address: omnilapaz@gmail.com and you can forward a copy of this newsletter to them.

Today’s Brain Teaser . . .

S T U V W X Y Z
Which letter is two to the right of the letter that is three to the left of the letter that is four to

the right of U?
(see answer below)

5 ‘Hidden’ Credit Card Perks

Credit cards are usually known for high interest rates and extra fees, but did you know they also have some hidden benefits? Policies vary by company, but here are five perks your credit card may provide:

  • Rental car insurance. One-third of drivers tend to buy extra collision insurance when they rent a car. Most credit cards include collision insurance. You could save $140 on a week’s rental, but it may not apply to trucks, campers, and SUVs.
  • Cell phone replacement. If your phone gets damaged or stolen (loss may not be included). Certain card such as Citi will pay for a new cell phone, although you’ll have a $50 co-pay.
  • Trip cancellation. A Discover card may give you up to $2,500 if you have to cancel your trip due to illness. It has to be a serious illness with a doctor’s note or an event like death
    in the family. Also, American Express cards usually offer travel perks, such as double
    reward points to use on hotel and airfares.
  • Price (or return) protection. If you buy an item and find the same one advertised for a lower price elsewhere within 30 to 60 days, your card may refund the difference. Exclusions could include cars, cell phones, online sales, and purchases on eBay. Plus, most cards let
    you dispute a purchase if your merchandise isn’t delivered.
  • Extended warranties. Visa and AmEx cards automatically double the length of any manufacturer’s warranty. You need documentation and some products aren’t covered but it can save you money.

Read your credit card agreement to find perks you may be missing!

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Thinking Of Buying A Home Soon?

If you’re planning to buy a vacation or retirement home in Mexico in the next 6 months, you’ll want help to avoid frustrations and costly pitfalls when buying a property in Mexico, simply email me at omnilapaz@gmail.com or buildgreenmx@gmail.com

Exercise To Fit Your Personality

If you’re going to maintain an exercise routine, you need to enjoy it.   You can, if you find the exercise that fits your personality.
There are several quizzes you can take online (try the one at exercise.about.com, and search for “exercise quiz”)…
But here are some quick tips:

  • Personality: “I get bored easily.” Sign up for Zumba, an aerobic dance class that will
    get you moving. A dance studio or sports club usually offers these classes.
  • Personality: “I am a competitive person.” Try CrossFit. Go to www.crossfit.com to learn about these timed, intense exercises in which participants compete against one another. Then search the local area for a CrossFit gym.
  • Personality: “I want to relax.” Yoga may be for you. Researchers say doing even 15 minutes a day can lower stress in your body. Search for a yoga studio.
  • Personality: “I prefer to exercise alone.” You can get a total body workout in minutes
    by swimming a few laps at a recreation center or YMCA. Plus, it’s better on your joints.
  • Personality: “I love to socialize.” Join a team (softball or volleyball, for example) or
    start a running club with friends. You’ll have fun and hold each other accountable.
  • Personality: “I love to get my heart pumping.” Sign up for Spinning at a local fitness club. It’s fast-paced indoor cycling that includes lights and music to make it a fun adventure.
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Here’s A Free, Valuable Resource…

Now You Can Search The Home Market, Get Helpful Community Information, AND Receive Important Resources For Saving Time And Money When Buying Or Selling real estate in Mexico at http://osmx.com

Fun Facts and Laughs

How To Make The Perfect Handshake . . .

  1. Offer your hand early (shows confidence) and tilt your fingers down so you can get
    palm-to-palm contact.
  2. Use pressure, but in sync with the other person. If someone’s crushing your hand,
    shift your weight to your right foot. Your hand will move forward, which will loosen the
    grip.
  3. Maintain eye contact – but not for longer than 3 seconds.
  4. Don’t forget the closing shake. If your first one was wimpy, you can redeem yourself.

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Top Money-Saving Shopping Websites . . .

www.freeshipping.org — find free shipping coupons for 4,000 stores, plus local grocery
coupons.
www.pricegrabber.com — pick a category and comparison shop on one website.
www.half.com — check out this eBay company where you can buy or sell books, movies, and games.
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Dream Job Or Not So Much? . . .

Would you love one of these real jobs?
Mattress jumpers – they jump all day to compress the materials.
Amusement park ride testers – they check for hazards (only after test dummies have tried
them first).
Ice cream tasters – they taste new flavors but often have a degree in food or dairy science.
Comic book inspector – they inspect classic comics to determine their value.
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Have A Laugh — Funny Headlines . . .

• Self-Proclaimed Invisible Man No Show At Court Hearing
• Red Cross In Search Of Donors With Low Blood Supply
• Pasco Man Arrested, Says 48 Beers Was Likely 10 Too Many
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ROONEYISMS

  I’ve learned….  That to ignore the facts does not change  the facts.

A Message To My  Clients and Friends…

We have some great properties available here at the moment.  Some have summer discounts others have reduced their prices.
So if you are in the market for a vacation or retirement home, now is a good time to to buy it.  Let me know what you are looking for and I will  help you find it. omnilapaz@gmail.com

Trivia Challenge for the Month…

Last month’s Trivia Question?

What country has the most lakes in the world?

a) Russia   b) Finland   c) Canada   d) United States
The answer is c) Canada. The country has at least 2 million and possibly over 3 million lakes.
That’s more than all other countries combined. So, let’s move on to this month’s trivia question.
What does the “Double 0” in James Bond’s 007 mean?

a) A member of Her Majesty’s Secret Service b) Has license to kill c) Nothing, just a ranking
system d) A distinction for years of service
Brain Teaser Answer:

The letter X
Thanks For Thinking of Me!
Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Real Estate Corner Q & A . . .

Q.  What should I know when buying my first home?
A.  Buying your first home is a big step, and making mistakes can cost you thousands of dollars. Here are three you should avoid:

  • Not having a professional home inspection. Review the report carefully so you don’t
    buy a home with serious issues, such as pests, mold, or water damage.
  • Not doing a “walk-through” before closing. Visit the property after all the furnishings have been removed so you won’t have any surprises later.
  • Not understanding the contract. A REALTOR® who serves as your “Buyer’s Representative” will help you understand your responsibilities and guide you through the process.

Do you have a question you want answered related to real estate or home ownership in Mexico? Feel free to contact me at omnilapaz@gmail.com  Perhaps I’ll feature your question in my next issue!

Forward this article to a friend
THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out
of life by forwarding this email to them…
Share this issue with family and friends --- Forward To A Friend
You received this email because you requested it, are on the mailing list as {EMAIL_ADDRESS}, or a friend forwarded it to you.
Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This
email is not intended to solicit real estate properties currently for sale.
Copyright (c) 2013 by Forte Communications, Inc.

 

 


Click to view this email in a browser
If you would like to stop receiving helpful tips on Healthy, Wealthy, and Happy Living from me, you may reply with “Remove Me” in the subject line or simply click on the following link:   Remove Me

  Omni Services S.A. de C.V.
Alvaro Obregon 460-C
La Paz, Baja California Sur 23000
MX
 

 

Service For Life Newsletter-Lapaz Update July 2013

photo

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Omni Services S.A. de C.V. Gordon Herpst’s…

Service For Life!   ®

Insider Tips for Healthy, Wealthy and Happy Living

Inside This Issue… 

  • 4 Ways To Save Money On Insurance…
  • How To Sell Things Fast On Craigslist.org…
  • Fun Facts and Laughs: Use This Type of Sunscreen, Top Babysitting Websites,        And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: Can I Use A Financial Gift From A Friend As A Down        Payment On Buying A Home?…

 

If you’re not already a subscriber to my free e–newsletter   email   me to sign–up

 photo Omni Services S.A. de C.V.
Gordon Herpst

Alvaro Obregon 460-C
La Paz, B.CS., 23000, Mexico
Phone: 52(612)123-4888
Email: omnilapaz@gmail.com,
buildgreenmx@gmail.com
Web Site: http://osmx.com
July   2013Dear Subscriber,You’ve probably bought or sold something on Craigslist.org, but do you know   how to use it effectively? In this month’s Service   For Life!® Free consumer newsletter, you’ll learn six   tips – beyond the basics – to sell things fast on this free online classified   website.

You’ll also learn how to save money on all types of insurance…plus fun   facts, a trivia challenge, and lots more.

City improvements still going on.  Nineteen of the streets being re-
paved are open to traffic. They still need the finishing touches.

The downtown merchants are trying to come up with a plan to revive
the downtown business area.

In the next few months La Paz will have 400 new hotel rooms.  The ZAR   located on the Malecon is a business class hotel.  The La Posada   Hotel and Beach Club is a small hotel located on the beach at the end or   Nueva Reforma.  Costa Baja is adding another hotel , The Hyatt Place   which is to open in 2014.  Also coming soon is the Hotel Catedral on Constitucion   and the City Express with 80 rooms.

We have lots of space so come on down for a visit and check out some of   the great second home or retirement properties that are available.

Gordon Herpst
Omni Services S.A. de C.V.

P.S.  When you notice people talking about real estate in the   next few weeks, can you tell them about the free consumer information I   provide?

e-mai me at omnilapaz@gmail.com, 

Today’s Brain Teaser . . .

If you put me up on a hanger,   I will transform things.
If you cause me harm,   I become lucky!
If you want to go out on a limb,   I can get you up the tree.
When you enter,   I’ll find the middle for you.

What am I, to have such abilities?

(see answer below)

How To Save $$$ On Insurance

You can save money on home, auto,   or life insurance by being a savvy shopper. Here are the four best tips that   an insurance agent may not tell you:

  • Raise your deductibles. According to the Insurance Information Institute,        raising your homeowner’s deductible from $500 to $1,000 could save up to        25% on your annual premium and 40% savings by raising your car insurance        deductible from $200 to $1,000. Put this extra money into a savings        account for emergencies.
  • Ask for a list of available discounts. For example, tell a home insurer if you’ve installed        a home alarm system or a car insurer if you carpool. Also, see if        there’s a discount for bundling your home and auto insurance with the        same company.
  • Shop for insurers when you have a change in your life        (marriage, new car, etc.), or a rate hike on your present policy. Search online to compare rates or look at: www.carinsurance.com , www.homeinsurance.com , or www.intelliquote.com for life. Also,        there are consumers guides for home, auto, and life insurance under        Consumer Resources at www.naic.org. The auto guide, for        example, gives you a list of questions to ask an insurer and suggests        checking the state insurance department’s website, which has a tool to        help you compare specific providers and premiums.
  • Make sure you’re not under or over-insured. For example, you need enough insurance to completely        rebuild your home and replace all of your belongings in case of a        disaster. For $7.95 you can get a rebuilding cost estimate by going to: www.accucoverage.com.        Compare this value to your current homeowner’s insurance policy.
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Learn How To Maximize
The Value Of Your Home!

Did   you know there are many inexpensive repairs and fix-ups that will net   you the most value for your home? it’s great even if you’re not planning   on selling soon.  Just look around for areas that may need a nail or   two, or a chipped tile that needs replacing.  Just a yard clean up and   shrubs trimmed will make the curb appeal better.  And of course a coat   of paint always brightens things up..

6 Secrets To Sell Things Fast
On Craigslist.org

If you’re moving or just want to   get rid of some extra things around your home, here are six tips to help you   make the most of the online marketplace at www.craigslist.org:

  1. Look at the “wanted” section to see if        anyone wants what you’re selling.        You may sell your item before creating an ad!
  2. Research competition to see if your price is right. Search for similar items to set a competitive price,        but leave room to negotiate.
  3. Use your ad’s title to bring traffic. Be specific and state the price to get more people        to click on your ad. “Nice brown couch” is not as good as        “Lightly used Brown 60 inch Crate & Barrel couch $500.”        Research similar products advertised and be more descriptive to make        your ad stand out.
  4. Include pictures or people may skip your ad. You don’t need a lot of pictures, but use at least        one. Also, give specific details in the description (dimensions,        attachments, etc.) to encourage serious buyers to contact you. And,        specify “cash only,” “pick up only,” “all sales final,” “price is firm”        or “OBO” (Or Best Offer).
  5. Respond quickly by phone or email. Buyers have a lot of options and may move on to the        next seller in the same day.
  6. Keep your ad near the top. Every time you post an ad it appears at the top of        the page, pushing other ads down. Check again tomorrow and it’s far down        the page. Repost the ad every other day, or at least weekly, to increase        the chance it gets noticed.
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Are You Retiring Soon?

We   have some great properties available at very good prices.  If you want   to build your dream home we can help you find the lot and we can help you   build a GREEN home that will save you a lot of money on your electric bill.
Send me an email.  We are here to help.
omnilapaz@gmail.com

Fun Facts and Laughs

Use This Type of   Sunscreen . . .

It doesn’t just keep your skin from burning. A new study shows that using   sunscreen every day decreases skin aging by 24 percent.

Plus, look for the words “broad   spectrum” on the new FDA-required label. That means the   product will protect you against both UVA and UVB radiation. If a label   has a high SPF but doesn’t say “broad spectrum,” then it’s not   necessarily screening your skin from the longer UVA wavelengths.   Sunscreens that aren’t broad spectrum, or have an SPF lower than 15, now have   to include a scary warning on the label.

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Top Babysitting   Websites . . .

www.sittercity.com – a nationwide service   that partners with the Red Cross.

www.care.com – post an ad to get   pre-screened candidates for babysitters, nannies and senior care.

www.babysitters4Hire.com – it’s endorsed   by Dr. Phil himself.

www.enannysource.com – a well established   company that does background checks.

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Have A Laugh —   Slippery Squirrels . . .

When a squirrel slipped into my house, I did the logical thing: I panicked   and called my father.

“How do you get a squirrel out of a basement?” I asked.

Dad advised me to leave a trail of peanut butter and crackers from the   basement to the outside. It worked—the squirrel ate his way out of the house.   Unfortunately, he passed another squirrel eating his way into the house!

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Restaurant   Reservations Made Easy . . .

Want to make sure you have a reservation at your favorite restaurant? Reserve   a space online by using www.opentable.com.   It includes 28,000 restaurants in the U.S. Canada, Germany, Japan, Mexico,   the Caribbean, and the UK.

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ROONEYISMS

I’ve   learned…. That it’s those small  daily   happenings that make life so spectacular.  

Trivia Challenge Of The  Month

 Last month’s   Trivia Question?

Oceans cover more than 70 percent of Earth’s surface.
How much of the oceans have humans explored?

a) 17%   b) 1%   c) 5%   d) 60%

The answer is c) 5%. The National Oceanic & Atmospheric Administration   says 95 percent of our oceans remain unexplored. We have better maps of Mars   than for most of the seabed. So, let’s move on to this month’s trivia question.

What country has the   most lakes in the world?
a) Russia
b) Finland
c) Canada
d) United States

 

 

Brain Teaser Answer:

The letter C.
C + HANGER = Changer
C + HARM = Charm
C + LIMB = Climb
C + ENTER = Center

NEW FROM COSTABAJA

CostaBaja is giving you the chance to live like one of our homeowners! For three days and three nights, experience the best of CostaBaja: golf at CostaBaja’s Gary Player Signature course, indulge in our spa and beach club, or dine at one of our gourmet restaurants. Just send me an email with your contact information and I will get an entry form to you.  omnilapaz@gmail.com
*Prize does not include flights. Winner must book trip by December 31,     2013. Winner will receive round-trip ground transportation from La Paz airport.  Accommodations are for four guests in one residence for three     nights. Spa treatment includes one “Stress-Be-Gone” massage treatment at Espiritu Spa.  Unlimited golf for two players at CostaBaja’s Gary Player Signature course.  Sunset cruise for two people is offered Wednesday,     Friday, and Saturday.  Dining credit is $80 USD. Tips are not included.


Real Estate Corner Q & A . . .

Q.  Can I use a financial   gift from a friend or relative as a down payment on buying a home?

A.  Yes. In fact, one out of four first-time homebuyers   uses a gift to make the down payment.

Tax law allows gifts of up to $13,000 a year without tax consequences to the   giver or recipient. (The amount is adjusted annually so check IRS.gov   publication 950 for the current figure.) You could get a gift from two   parents or two friends (for $26,000) without paying a gift tax.

Using a gift for a down payment helps you buy a home even if it’s not Federal   Housing Administration (FHA)-approved. The best advice is to contact a   knowledgeable REALTOR® and discuss this subject before you start looking for   homes.

Do you have a question you want answered related to real estate or home   ownership in La Paz or Mexico?  Feel free to email me at omnilapaz@gmail.com

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THANK YOU…
for reading my Service For Life!® personal   newsletter.  I wanted to produce a newsletter that has great content and   is fun and valuable to you.  Help your friends get more out of life by   forwarding this email to them…
You received this email because you requested it, are on the mailing list, or a friend forwarded it to you.Disclaimer:  The information contained in this email is intended for   informational purposes.  It should not substitute as legal, accounting,   investment, medical or other professional services advice.  Always seek   a competent professional for answers to your specific questions. This email   is not intended to solicit real estate properties currently for sale.

Copyright (c) 2013 by Forte Communications, Inc.


Click to view   this email in a browserIf you would like to stop receiving helpful tips on Healthy, Wealthy, and   Happy Living from me, you may reply with “Remove Me” in the subject   line or simply click on the following link: Remove Me

Omni Services S.A. de C.V.
Alvaro Obregon 460-C
La Paz, Baja California Sur 23000
MX

 

Service For Life Newsletter-La Paz Update June 2013

Click to view this email in a browser

Omni Services S.A. de C.V.
Gordon Herpst’s…

Service For Life! ®

Insider Tips for Healthy, Wealthy and Happy Living

Inside This Issue…
  • 4 Common Toxins In Your Home And How To Remove Them…
  • Can A Hybrid Car Save You Money?…
  • Fun Facts and Laughs: Top Organizing Websites, Great Videos In Seconds, And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: What Should I Know About Negotiating When I Sell My Home?…
If you’re not already a subscriber to my free e–newsletter email me to sign–up
Gordon2 Gordon Herpst

Omni Services S.A. de C.V.
Alvaro Obregon 460-C
La Paz,Baja California Sur, 23000, Mexico Phone: 52(612)123-4888
Email: omnilapaz@gmail.com, buildgreenmx@gmail.com
Web Site: http://osmx.com  
June 2013Dear Subscriber,Have you ever found mold in your basement, kitchen, or bathroom? In this month’s Service For Life!® Free consumer newsletter, you’ll learn how to properly remove mold and three other common toxins that may be hiding in your home.

You’ll also learn if buying a hybrid car will save you money…plus fun facts, a trivia challenge, and lots more.

The road re-paving is going along very well.  Lots of deviations around the work areas.  The city is also redoing public areas and parks.

The city accepted the Skatepark which was donated by the construction company DECOPE.  It is the first park of it’s type in all of Mexico.  A great area for the skateboarders to practice their tricks.

The city is also making repairs on the Malecon, cleaning the sidewalks, repairing lights and painting curbs in the downtown area. Finally doing the repairs that have been neglected for several years.

La Paz is to get Aeromexico flights to and from LAX on  June 20th.  However the 50 seat planes only operate on Thursdays and Sundays.  Aeromexico says that the first flight is already booked full.Regards
GordonOmni Services S.A. de C.V.

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?
They may be people who are retiring or looking for a vacation home.. Help them out in a big way by having them contact me to help them find their DREAM home in beautiful La Paz, B.C.S., Mexico.  Simply email me at omnilapaz@gmail.com, buildgreenmx@gmail.com,

Today’s Brain Teaser . . .

What three-letter word completes all of the following words?
C _ _ _ ing Rec _ _ _ _ _ _ ocate G _ _ _ ery
(see answer below)

4 Hidden Toxins Might Be In Your Home Right Now

Whether your homes is new or old, it may contain hidden toxins. Here are four common toxins and how to make your home healthier:

  1. Mold, a musty-smelling, black or greenish fungus that thrives on moisture, and irritates your eyes and skin plus makes you cough. What To Do:  Keep your house clean, dry, and well ventilated especially in basements, kitchens, and bathrooms. Remove minor mold with a mixture of vinegar and baking soda. If you find a large amount, it may be inside a wall, so talk to a professional mold removal service about cleaning it up.
  2. Chemical compounds, including formaldehyde (in carpets, upholstery, glues) can make your eyes and throat burn; benzene (in plastics, synthetic fibers, pesticides) can cause dizziness; and trichloroethylene (in paint removers, adhesives) can cause fatigue. What To Do:  Read labels and buy household products wisely. Store hazardous products on corrosion-resistant shelves and learn how to safely recycle them at: www.earth911.com.
  3. Lead paint, especially in homes built before 1978, can cause brain damage in young children. What To Do:  Check the paint in homes, particularly if you’re planning to renovate. For details, go to: www.epa.gov/lead.
  4. Radon, an odorless gas that comes from the breakdown of soil and rock under your home is the second leading cause of lung cancer. What To Do:  You can buy a radon test kit at a hardware store or contact the state radon office for a list of qualified testers. To find a certified radon contractor to fix a problem, go to this directory: www.epa.gov/radon/whereyoulive.html
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Save Thousands When Buying A Home!

Did you know there’s a free consumer service  if you are planning to buy soon. Just contact me to help you save time and money when you are looking for your DREAM retirement or vacation home here in the La Paz area.  omnilapaz@gmail.com

Can A Hybrid Save You Money?

Almost every automaker now has a hybrid option, but is a hybrid (a car with a gas engine and an electric motor) right for you? The main factors to consider are how many miles you drive and how long you plan to keep the car.
You’ll have to calculate the annual gas savings and compare it to the extra price you’ll pay to get a hybrid car. On average, hybrid cars can cost $2,000 to $6,000 more than the non-hybrid car of the same make and model, and they average 40 mpg compared to an average of 25 mpg for non-hybrid vehicles. With this in mind, see which of these scenarios matches your driving pattern:

Scenario 1:  You drive about 20 miles per day (7,500 per year). If you use your vehicle primarily to go between home and work, you may not drive enough to make back your extra investment with a hybrid. With this amount of driving, it will take you about 8 years to “break-even” where gas savings offset the higher purchase price.
Scenario 2:  You drive about 40 miles per day (15,000 per year).If you use your vehicle to take several more trips during the week than simply to and from work, you may want to consider a hybrid car. With this amount of driving, it will take you about 4 years to break-even.
Scenario 3:  You drive about 80 miles per day (30,000 per year).If you use your vehicle to frequently drive long distances, a hybrid vehicle may be a great option for you because it will take you about 2 years to break-even.
Keep in mind, these scenarios are based on current gas prices and hybrid technology. If gas prices continue to rise and new innovations create vehicles with even higher fuel efficiency, it may take less time to break-even.
Beyond the gas savings, you can factor in potentially lower insurance rates, possible tax credits, lower maintenance due to less wear and tear on the engine and brakes. You can do more research by specific make and model at: www.fueleconomy.gov.

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ROONEYISMS

I’ve  learned…. That money  doesn’t buy class.

Here’s A Free Resource For Home Buyers!

Now You Can Get A Customized List of Local Properties For  Sale or we can help you build your GREEN home That Matches Your Budget At http://osmx.com for Local MLS access or email me at omnilapaz@gmail.com

Fun Facts and Laughs

Top Organizing Websites . . . 

www.containerstore.com – great storage variety, plus free video clips.
www.solutions.com – for big fixes, such as garages and attics.
www.organize.com – features home storage plus specialty organizers.
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Great Videos In Seconds . . .

Tired of searching YouTube for something amazing? Check outwww.devour.com. It gives you 15 top videos daily for your viewing pleasure.
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Have A Laugh — Trivial Trivia That’s True . . .

• It takes 3,000 cows to supply the NFL with enough leather for a year’s supply of footballs.
• The first toilet ever seen on TV was on “Leave It To Beaver.”
• Reno, Nevada, is west of Los Angeles, California.
• The longest recorded flight of a chicken is 13 seconds.
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Quotes To Live By . . . 

In theory, there is no difference between theory and practice. But in practice, there is. –Yogi Berra

I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel. –Maya Angelou

When you do the common things in life in an uncommon way, you will command the attention of the world. –George Washington Carver
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GREAT PROPERTIES NOW AVAILABLE IN THE LA PAZ AREA!!!

Developer discounts available during the summer.   Great bay and city view lots available at discounts up to 20%.  Gated area,  paved streets, underground utilities.  Quality construction and we can help you build a GREEN home.
Another smaller similar development coming soon in the same general area.
Contact me for more info at omnilapaz@gmail.com

Trivia Challenge for the Month…

Last month’s Trivia Question?

Which of these classic movies was originally a box office flop?

a) Ben-Hur   b) Casablanca   c) The Grapes Of Wrath   d) The Wizard of Oz
The answer is d) The Wizard Of Oz. Released in 1939, MGM’s musical fantasy barely broke even and wouldn’t make a profit until the 1949 re-release put it in the black. The movie piled on the profits with a re-release in 1955 and television airings, which started in 1956.
So, let’s move on to this month’s trivia question.

Oceans cover more than 70 percent of Earth’s surface. How much of the oceans have humans explored?

a) 17% b) 1% c) 5% d) 60%

Brain Teaser Answer:

ALL
Thanks For Thinking of Me!
Did you know I can help you or any of your friends or family save time and money when buying a home in the La Paz area? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Real Estate Corner Q & A . . .

Q.  What do I need to know about negotiating when I sell my home?
A.  Revealing too much information to buyers when you’re negotiating the sale is a common, costly mistake. To get the most for your home:

  • Work with a professional REALTOR® who knows questions to ask potential buyers that determine their motivation for buying and what price they can afford.
  • Don’t mention the “appraisal” value of your home at a showing to try to persuade a buyer to pay more for it. An appraisal may not be accurate and is not the best indicator of the value of a home.
  • Don’t tell a buyer why you’re selling (especially if you need to sell it quickly). Just say your housing needs have changed.

Do you have a question you want answered related to real estate or home ownership in Mexico? Feel free to email me at omnilapaz@gmail.com    Perhaps I’ll feature your question in my next issue!

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THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…
Share this issue with family and friends --- Forward To A Friend
You received this email because you requested it, are on the mailing list as {EMAIL_ADDRESS}, or a friend forwarded it to you.
Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical and other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.
Copyright (c) 2013 by Forte Communications, Inc.

 


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