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FINANCING
Consumer
Guide to Obtaining a Home Mortgage Loan in Mexico
Applying
for a Loan
Two
convenient ways to apply for a loan with us:
1.
Our secure online application: Click
HERE
and be sure to put my name, Gordon Herpst, in the "loan officer"
box.
2.Click
HERE
to print the PDF loan application.
Complete
the loan application and fax it to us toll free at 1-877-805-7372.
Please, no scratch outs or white out.
Mortgages
In Mexico
Mortgage
financing information for Americans purchasing property in Mexico
is the second most popular request made by interested buyers. The
first one is “How close to the beach is the house?”
Finally
long-term market-rate financing is available in pesos and dollars
for Americans and legal U.S. residents and Mexicans to purchase
property in Mexico.
And
you don’t have to give up your first-born to get a mortgage
in Mexico.
We
are affiliated with U.S. and Mexican mortgage banks as well as private
sources of money for loans in Mexico.
Here
are a few of our best programs…and many more are to come:
As
you read about these loans, remember that Mexico is a FOREIGN country
with it’s own real estate laws and practices.
You
cannot compare the rates, fees or procedures with the U.S.
ConfiCasa
General Guidelines
All loans made to non-Mexicans, regardless of area, will require
a guarantee fidelcomlso.
All
loans require a $200 Application Fee.
With
the Exception of Premier 1, all loans are available in all areas.
Age
restrictions: No upper age limits on our loans for non-Mexicans.
Premier
1 has a minimum age requirement of 25. All others are age 18.
Premier
IV only make loans to U.S. citizens.
All
other loans are available to U.S. citizens and U.S. legal residents.
Premier 1 limits the buyer to ONE Mexican property. All loans have
a top end or payment ratio of 35%.
Our
lenders willconsider exceptions on a case-by-case basis:
Premier 1 is the most flexible and will consider: Down payment of
25%;
DTI to 45%,and Loan amounts to $5,000,000.
This
is not a complete list of restrictions and requirements. These are
the most frequently discussed issues.
Please contact your ConfiCasa loan representative for further assistance.
www.conficasa.com
888-872-4237
NOTE: PLEASE BE AWARE
THAT SOME OF THESE RATES CHANGE DAILY.




CONTACT
US TO BE REFERRED TO THE LOAN REP.
omni@osmx.com
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