Service For Life Newsletter-La Paz update August 2014

Insider Tips for Healthy, Wealthy and Happy Living – View in browser

Omni Services S.A. de C.V. Gordon Herpst’s…

Service For Life! ®

Inside This Issue…
  • 10 Worst Places For Germs In Your Kitchen…
  • How To Avoid Hiring The Wrong Financial Adviser…
  • Fun Facts and Laughs: 3 Great Outdoors Websites, Throw A Party On A Budget, And More…
  • Trivia Challenge:
  • Real Estate Corner Q&A: How Do You Select A Good Home Contractor?…
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0ca02f2 Gordon Herpst
Omni Services S.A. de C.V.
Alvaro Obregon 460-C
La Paz, B.C.S., 23000, Mexico
Phone: 52(612)123-4888
Email: omnilapaz@gmail.com,buildgreenmx@gmail.com
 

August 2014

Dear Subscriber,
Did you know your refrigerator collects the most germs in your kitchen? It isn’t the first place you think of when it comes to germs because it’s cold, but a new study says that’s where five of the top ten germiest places are hanging out. In today’s Service For Life!® Free consumer newsletter I’ll share how to clean these areas of your kitchen without using toxic chemicals.

A sad note:  Due to the low response rate and no referrals recently, I am discontinuing my Service For Life newsletter with this issue.

You’ll also learn how to choose the right financial adviser for your needs, tips to throw a great party without overspending – plus fun facts, a trivia challenge, and lots more.

Gordon Herpst
Omni Services S.A. de C.V.

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?
They may be people wanting to move away for retirement or to buy or build a vacation home in Mexico.  For Help contact me at omnilapaz@gmail.com or buildgreenmx@gmail.com

Today’s Brain Teaser . . .

Can you guess what words match these definitions?
The number of letters for the first word is given, and the second word is the first word with an extra letter added (example: band & brand)…
A simple machine for lifting & ingenious or quick witted (first word is 5 letters).
(see answer below)

10 Worst Places For Germs In Your Kitchen

Get ready to cringe because a recent study by NSF International, the most respected health and safety research organization, discovered the top ten germiest places in your kitchen.* What’s shocking is five of these are in your refrigerator next to the food you put in your mouth!
What kind of germs? Salmonella, E. coli, yeast and mold were found in moist and dark areas of your fridge – literally setting up their own breeding ground. They’re not even stopped by the cold temperature inside! Here’s exactly where to clean in your refrigerator:

  • Water dispenser: Check the manual, but most manufacturers recommend disconnecting the water supply and using vinegar to flush the system once a year. Let the vinegar sit in the line for 10 minutes, then reconnect and turn the dispenser on to flush the vinegar out.
  • Door seal: Wipe this area clear of sneaky germs monthly using a damp soapy cloth and then wiping dry.
  • Icemaker: Disconnect monthly, remove if possible, wash with warm soapy water, and then dry.
  • Meat containers and veggie containers: Every month, mark your calendar and clean these germ-harboring trays with warm soapy water. To minimize odors, baking soda can be added to the sink while you’re washing them. Dry with a clean towel and replace.

* The other germy areas include: your blender seal, knife block, can openers, rubber spatulas, and any food storage containers with a rubber seal. Vinegar is a safe and all-natural sanitizer for these and other items around the kitchen.

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ROONEYISMS

I’ve learned…. That the less time I have to work with,  the more things I get done.

4 Checks Before You Hire A Financial Adviser

When it comes to money advice, who do you trust? When looking for a financial adviser it’s important to partner with a trustworthy and compatible person. Here’s how to do the extensive background research before you make a decision:

  1. Opt for a “fee-only” or hourly financial adviser. You want someone focused on your investments, not a commission each time they advise you to buy or sell stock. Find fee-only advisers listed on: www.napfa.org,www.fpanet.org, and www.cfp.net.
  2. Check for this credential. Just like any profession, there are a slew of certifications, but every financial adviser should have their Certified Financial Planner (CFP) designation at a minimum. This means they’ve passed a 10 hour financial planning exam, have 3 years of full time experience, and have had a comprehensive background check.
  3. Verify their background. You can find more information about a financial adviser’s background, like membership associations, professional designations, and the types of services they provide at www.brightscope.com. Also, www.sec.gov (select Investment Adviser Search) and www.finra.org(look for a tool called BrokerCheck) allow you to view a financial adviser’s record and any complaints listed against them.
  4. Assess their personality. Do they make you feel uncomfortable, talk over you, or make you feel stupid? If so, it’s probably not a good fit. Go with someone who you can speak freely with and who can explain investments clearly.
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We Have Several Good Properties Available In The La Paz Area

Would you like an income producing duplex in a good location?  Or a home with a view of the bay and city lights?  All this and more at good prices.. Come on down and have a look.

Fun Facts and Laughs

Websites To Enjoy The Great Outdoors . . .
www.garden.org – This site provides a wealth of gardening information, including regional zone reports for the U.S. and Canada, and a Q&A library. Find advice from the experts, and determine the zone you live in so you always know what types of plants will grow best.
www.discovertheforest.org – Plan your outdoor activities like camping, biking, or hiking in national forests and parks all over the country.
www.diynetwork.com/outdoors – Line up your favorite DIY projects with how-to guides for fountains, planters, storage benches, and much more around the house.
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How To Throw A Blow-Out Bash On A Budget . . .
Does planning a party on a budget kill your party excitement? Bring back the fun using these thrifty party planning tips:

  • FRIENDS – Digital invites are free, customizable, and instant. Great digital invite services such as Celebrations.comEvite.com, or Punchbowl.comoften include planning help and ideas. If you don’t have someone’s email address, print a few digital invites and give them out in-person.
  • FOOD – One-dish meals like pastas or casseroles are easy and inexpensive. A potluck is always a good solution for variety of both food and beverages. Also, choose a signature party drink that fits your theme and only buy the ingredients for that one drink.
  • FUN – Make your own playlist instead of hiring a DJ. Use your party theme to pick songs, then plug your music player into an external speaker and let it run all night. Use pretty desserts like cakes as centerpieces, or design your own table decor with inexpensive but fresh flowers from the grocery store.

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Quotes To Live By . . .

I attribute my success to this: I never gave or took any excuse. – Florence Nightingale

The power of imagination makes us infinite. – John Muir

Try to be like the turtle – at ease in your own shell. – Bill Copeland
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Have A Laugh . . .

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Here’s A Free, Valuable Resource…

Now You Can Search The Home Market, Get Helpful Community Information, AND Receive Important Resources For Saving Time And Money When Buying Or Selling At http://osmx.com  Plus access to search our local MLS

Trivia Challenge for the Month…

 Last month’s Trivia Question?
What is the longest running animated series on U.S. television? 

a) The Flintstones   b) South Park   c) The Simpsons   d) Scooby-Doo

The answer is c) The Simpsons. The series started on Dec. 17, 1989. In December 1999, Time magazine named it the 20th century’s best television series. So, let’s move on to this month’s trivia question.

Who was the original bassist for the Beatles, sometimes called the “fifth Beatle”?

a) Keith Richards b) Ringo Starr c) Pete Best d) Stu Sutcliffe

Brain Teaser Answer:

The words are:   lever & clever

Thanks For Thinking of Me!
Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Real Estate Corner Q & A . . .

Q.  How do I select the right contractor for work at my home?
A. Hiring a bad contractor to work on your home could cost you thousands, so here’s a handy checklist to make sure someone is the best person for the job:

  • Get a written estimate of the exact charges for labor and materials.
  • Verify with the State License Board that they are a licensed and insured contractor. On www.contractors-license.org you can find a link to the licensing board and search by the contractor’s name.
  • Ask if they carry workers compensation insurance, in case anyone gets hurt on your property.
  • Ask the contractor for their building material suppliers and verify their account is up to date to see if they are financially responsible.
  • Ask for and check their list of references. Ask their references a few clarifying questions, such as: “Would you hire them again?,” “Were you satisfied with the quality of work performed?” and “Did they clean up each day?”
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THANK YOU… for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them…
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Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.
Copyright (c) 2014 by Forte Communications, Inc.

 


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Omni Services S.A. de C.V. RFC:OSE950629351 Alvaro Obregon 460-C RFC: OSE950629351 La Paz, Baja California Sur 23000 MX